GCash is one of the most popular mobile wallets in the Philippines. However, some money transfer services like Western Union are known to charge high fees and unfavourable exchange rates sometimes when sending money to GCash.
If you want to avoid these hidden costs, we recommend using WorldRemit to send remittances to GCash. WorldRemit often ranks as the cheapest provider on average to send money to the Philippines in 2023. WorldRemit to GCash transfers usually take no more than a few minutes.
To find the best live results today, compare WorldRemit with other Western Union alternatives using Monito's real-time comparison engine below 👇
Western Union to GCash is not the cheapest. Find alternatives now:
Western Union to GCash
- 01. How do I send money from Western Union to GCash? scroll down
- 02. What are the fees to send money from Western Union to GCash? scroll down
- 03. What is the best WU alternative to receive money from GCash? scroll down
- 04. FAQ about how to send money from Western Union to GCash scroll down
Key Facts About Western Union to GCash Transfers
🌏 Providers available | 14 (compare themhere) |
---|---|
💰 Western Union's hidden FX markup | Varies from 0.4% to 7%+ |
💳 Best Western Union alternative in 2023 | |
⚡️ WorldRemit transfer speed | A few minutes |
💸 GCash maximum limit | ₱100,000 |
📞 GCash number format | 09XXXXXXXXX |
How Do I Send Money From Western Union to GCash?
To start sending money to GCash with Western Union, all you need to do is log in to your current GCash account. Western Union is an official remittance partner of GCash, so you can navigate to the Cash-In section of the GCash app and select Western Union as your desired money transfer service.
Follow these steps to receive money via Western Union on GCash:
How to Transfer Money From Western Union to GCash
Step 01
Link your GCash and Western Union together
- Ensure that you have a fully registered profile on the GCash app.
- Open the GCash app and click on "Cash-In".
- Select "Remittance" and choose "Western Union".
GCash
Step 02
Cash In with Western Union
- Enter the MTCN (Money Transfer Control Number) provided by the sender and the amount you are expecting to receive.
- Check and verify that the details you have entered are correct.
- You will receive a message on the app and a text notification confirming that your money transfer is completed.
- The amount will instantly be reflected on your GCash account.
Final step
Compare alternatives instead
- If you are converting foreign currency into Philippine pesos, then Western Union will charge a hidden exchange rate markup;
- Consider alternatives with Monito's comparison engine.
Western Union Fees to Receive Money on GCash
There are two ways to send your remittance to your GCash account. You can either visit a branch location or use the Western Union website.
At Monito, we have analyzed search data for thousands of international money transfers from around the world to the Philippines. Western Union was the cheapest option onless than 1%of all of these comparisons done on Monito in 2022. However, as of 2023, their online pricing has been improving, and today, they're regularly one of the cheapest providers on transfers for cash pick-up or bank deposits in the Philippines, but still not for GCash deposits. Compare Western Union here.
Overall, sending money with Western Union to GCash can sometimes be expensive. If you'd like to learn more, read our full in-depth Western Union review.
Western Union to GCash International Transfer Fees
If you send a remittance from Western Union to GCash, then you will not be charged a fixed fee. Sending money to a mobile wallet, like GCash, is more cost-effective than sending cash to a pick-up location.
- Fee for Mobile Wallet: $0.00
What is costly is Western Union’s hidden exchange rate markup. To make a profit off of you, Western Union applies an exchange rate that is weaker than thelive market rate. Western Union will pocket this difference.
- Exchange Rate Margin: 1.2 to 1.75% on average
8.3
What Are the Best Western Union Alternatives to Send Money to GCash?
Based on the fee schedule, we recommend using WorldRemit for sending money to GCash from Japan. It also offers competitive rates for transfers from countries such as the United States, Malaysia, Switzerland, and many more countries across the Eurozone.
Monito's years of search data suggest that WorldRemit consistently offers better rates than PayPal, regardless of the size or location of the remittance to the Philippines. In 2023, WorldRemit has been one of the top services for remittances to the Philippines on Monito, so you can trust that you are getting a good deal.
Remitly is another great option that often ranked second this year. Wisetook third place.
WorldRemit
Like PayPal, WorldRemit is also a GCash partner. To send money from WorldRemit to GCash, simply use their Mobile Money transfer option to get started.
WorldRemit to GCash Transfer Fees
WorldRemit often charges zero fixed fees to transfer money to GCash in the Philippines, although this may depend on the sending country. For popular sending countries, like the United States, WorldRemit does not charge a fixed fee.
- Fixed Fee: $0.00 (may vary by sending country)
WorldRemit to GCash Exchange Rates
On average, WorldRemit applies a foreign exchange rate that is 0.2% to 2.0% weaker than the real mid-market price. WorldRemit often offers promotional pricing for first-time users, which can save you a lot of money — especially if you send in large amounts.
- Exchange Rate Margin: 0.2% to 2.0% on average
WorldRemit to GCash Transfer Limits
WorldRemit allows a maximum of PHP 50,000 per transfer to GCash. The maximum you can send monthly is PHP 100,000 (or an equivalent amount).
8.0
In summary, we generally discourage the use of Western Union to GCash as its fees are often very high, despite being a trusted GCash partner that links seamlessly to your GCash account.
Instead, we recommend using WorldRemit, another trusted GCash partner and international money transfer service to the Philippines. In 2023, it was the cheapest provider in the world for nearly 17% of Monito comparisons for transfers to the Philippines.
If you're still unsure about whether WorldRemit is the cheapest or safest option, you can use our real-time comparison engine below to compare it with other top remittance companies👇
Western Union to GCash is not the cheapest. Find alternatives:
FAQ About How to Send Money From Western Union to GCash
How do I send money from Western Union to GCash?
There are two ways to send your remittance to your GCash account. You can either visit a branch location or use the Western Union website.
How to claim Western Union in GCash?
To send money to your GCash account via Western Union, first, open the GCash app and click on "Cash-In". Next, select "Remittance" and choose "Western Union". Then, enter the MTCN (Money Transfer Control Number) provided by the sender and the amount you are expecting to receive. Make sure to check and verify that the details you have entered are correct. Once the transfer is complete, you will receive a message on the app and a text notification confirming the completion of the transfer. The amount transferred will instantly reflect on your GCash account.
How to receive money from Western Union to GCash?
Follow these steps to receive money via Western Union on GCash:
- Ensure that you have a fully registered profile on the GCash app.
- Open the GCash app and click on "Cash-In".
- Select "Remittance" and choose "Western Union".
- Enter the MTCN (Money Transfer Control Number) provided by the sender and the amount you are expecting to receive.
- Check and verify that the details you have entered are correct.
- You will receive a message on the app and a text notification confirming that your money transfer is completed.
- The amount will instantly be reflected on your GCash account.
Can Western Union send money to GCash?
Yes, you can use Western Union to send money to GCash. However, WorldRemit is one of the cheapest money transfer providers tosend money from dollar to Philippine peso.
See AlsoUnlock all features - GCashHow much is the charge for GCash in Western Union?
Western Union charges no fixed fee to send money to a mobile wallet in the Philippines. It will charge an exchange rate markup of around 1.2% to 1.75%.
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As an expert in international money transfers and financial services, it's clear that the article you provided focuses on guiding readers through the process of sending money from Western Union to GCash in the Philippines. The authors, Jarrod Suda and Byron Mühlberg, have compiled valuable information, offering insights into the associated costs, alternatives, and step-by-step procedures. Allow me to break down the key concepts discussed in the article:
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GCash Overview:
- GCash is highlighted as one of the most popular mobile wallets in the Philippines.
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Problem Statement:
- The article addresses concerns about high fees and unfavorable exchange rates associated with money transfer services like Western Union when sending money to GCash.
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Recommended Alternative:
- The authors recommend using WorldRemit as an alternative, emphasizing its reputation as one of the cheapest providers for sending money to the Philippines in 2023.
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Affiliate Disclosure:
- The article includes an affiliate disclosure, indicating a potential financial interest in promoting certain services.
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Western Union to GCash Process:
- Detailed steps are provided on how to send money from Western Union to GCash, emphasizing the official remittance partnership between Western Union and GCash.
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Hidden Costs with Western Union:
- The article highlights that Western Union may charge a hidden exchange rate markup, potentially making the overall transaction more expensive.
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Key Facts about Western Union to GCash Transfers:
- Information is provided on the number of available providers, Western Union's hidden FX markup, and the recommended alternative (WorldRemit).
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WorldRemit Overview:
- WorldRemit is introduced as a recommended alternative, with a focus on its speed and cost-effectiveness.
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WorldRemit to GCash Transfer Fees:
- Details on WorldRemit's fees for transferring money to GCash, including information on fixed fees, exchange rates, and transfer limits.
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Comparison Scores:
- Monito's scoring system is used to evaluate both Western Union and WorldRemit based on trust, credibility, service quality, fees, and customer satisfaction.
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User Recommendations:
- The article strongly discourages the use of Western Union for GCash transfers, recommending WorldRemit as a more cost-effective and trusted option.
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FAQs:
- Frequently asked questions are addressed, covering topics such as sending money, claiming money in GCash, fees, and the use of Western Union for GCash transfers.
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Other Money Transfer Guides:
- The article includes links to additional guides related to GCash and international money transfers, authored by Jarrod Suda and Byron Mühlberg.
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Monito's Trustworthiness:
- The article emphasizes Monito's trustworthiness, providing background information on the founders and the platform's commitment to unbiased and independent recommendations.
In conclusion, the article serves as a comprehensive guide for individuals seeking information on transferring money from Western Union to GCash in the Philippines, offering valuable insights, alternatives, and expert recommendations.