Is It Possible For Non-Muslim Apply For Islamic Personal Loan? (2024)

In the enchanting landscape of Cappadocia, where fairy chimneys rise to meet the sky, lies an adventure that marries the thrill of exploration with the whispers of ancient times. Picture yourself abseiling down from a Roman tomb nestled within a medieval castle, where every step takes you deeper into history and higher into excitement. 🌟Coffee and Climbing:It all starts with a casual coffee invitation and evolves into an extraordinary escapade. Cappadocia's Middle Earth Travel office isn't just the starting point for coffee lovers but also for adrenaline enthusiasts seeking to delve into the region's hidden thrills. ☕️🧗‍♀️Abseiling, not just Rappelling:Whether you call it abseiling or rappelling, the experience remains an exhilarating descent into awe. With top-notch equipment and expert guidance, even beginners can step back in time and off the edge with absolute confidence. 🇺🇸🇬🇧Safety and Coverage:Before embarking on this adventure, ensure your travel insurance is up to date and inclusive of such activities. With Fincrew, effortlessly quote, compare, and purchase the travel insurance that meets your thrill-seeking needs, including instant policy activation for peace of mind as vast as the Cappadocian valleys. 🛡️✅The Climb to History:The journey to the abseiling site is an adventure in itself. Traverse ancient stairways, delve into dark tunnels, and emerge atop İshak Kalesi in Ortahisar. Here, past and present converge, and the horizon of Cappadocia unfolds in a panoramic embrace. 🪜🌄Fincrew's Promise:Secure your adventure with www.fincrew.my/en/travel-insurance.html travel insurance. Quote, compare, and purchase with ease, ensuring your Cappadocian escapade is not only thrilling but also thoroughly insured. After all, the only thing you should worry about is how to recount this epic tale to your friends back home. 📝🔐#CappadociaAdventure #AbseilingExperience #CastleTombs #AncientThrills #MiddleEarthTravel #FincrewInsurance #TravelTurkey #AdventureSports #CappadociaRappelling

1 day ago

1. Honda Civic: The Quintessential CompactMeet the Honda Civic, the gold standard in the compact car segment. Celebrated for its polished performance, sophisticated interior, and exceptional resale value, it's the perfect urban companion. With fuel efficiency reaching up to 42 mpg on the highway and equipped with cutting-edge safety technology, the Civic combines practicality with pleasure. Whether navigating tight city streets or cruising on the highway, it promises a dynamic driving experience.2. Mazda3: A Touch of LuxuryFor those who love to drive, the Mazda3 stands out with its sporty agility and luxurious feel, without the luxury price tag. Known for its fuel efficiency and reliability, the Mazda3 offers both sedan and versatile hatchback models, catering to every style. Its sleek design and premium features make every journey through the city streets an adventure in style and comfort.3. Kia Forte: Stylish and Value-PackedThe Kia Forte makes its mark with European-inspired design, cutting-edge technology, and commendable ride quality. A relative of the Elantra, the Forte brings premium features to the table without breaking the bank. Ideal for city dwellers seeking style, efficiency, and value, the Forte is a compact car that doesn't compromise on amenities or performance.For urbanites looking for the perfect blend of efficiency, style, and functionality, these compact cars are tailored for city living and the challenges of tight parking spaces. 🏙️💡 Choose the one that best fits your lifestyle and navigate the urban jungle with ease. And remember, keeping your car insured with www.fincrew.my ensures you're covered, wherever your city adventures take you. #CompactCars #CityDriving #UrbanMobility #InsureWithFincrew

2 days ago

Malaysia shines once again on the global stage! 🎉 This time, we've been named Asia’s 2nd friendliest country for foreigners by Yahoo! Finance and Insider Monkey, not only highlighting our warm hospitality but also our appeal as a welcoming destination for tourists, expatriates, and immigrants.Why Malaysia Stands Out:🇲🇾 Global Recognition: Ranked as the world’s 15th friendliest and 16th most immigrant-friendly nation, our beloved country is celebrated for its inclusivity and high visa acceptance rate.🇲🇾 HSBC’s Acknowledgment: Malaysia is also recognized as the 25th best country for expats to live, thanks to our first-rate amenities at accessible costs.🇲🇾 Passport Index 2024: Our nation is hailed as the world’s 4th most welcoming, offering easy visa on arrival and eTA entry, facilitating smooth travel experiences.A Closer Look at Malaysia’s Charm:Malaysia’s melting pot of cultures, breathtaking landscapes, and bustling cities makes it a unique place that captivates hearts worldwide. Our people’s unmatched hospitality ensures everyone feels at home, making Malaysia not just a travel destination but a community to be part of.Beyond the Rankings:With six Southeast Asian nations in the top 15, the region shines as a beacon of friendliness and openness. Yet, Malaysia’s exceptional blend of cultural diversity and modernity secures our standout position as the second friendliest country in Asia.As Malaysians, let’s take pride in our country's recognition and continue to show the world the warmth and hospitality that make Malaysia truly Asia. 🇲🇾💖Your Thoughts?Do you agree with Malaysia’s ranking? Share your experiences and thoughts on what makes Malaysia a friendly country for foreigners in the comments below!#MalaysiaFriendly2024 #WarmHospitality #MalaysiaTrulyAsia #WorldOfBuzz #ProudMalaysian

3 days ago

Journey into the heart of Mongolia's vast wilderness, where the ancient traditions of the nomads come alive and the echoes of Genghis Khan's legacy can still be felt. With Zavkhan Trekking, discover a Mongolia that transcends the well-trodden paths and immerses you in the raw, untamed beauty of remote landscapes. 🏞️🏇Venture Beyond the Ordinary:Zavkhan offers more than a tour; it's an expedition into the soul of Mongolia. Led by seasoned explorers and local partners, these treks take you deep into the regions where English is as rare as a desert rose, and where authenticity thrives in every smile and gesture of the local Kazakhs. 🌄🤝The Kazakh Nomad Experience:Live among the last true nomads, sharing meals and stories within their gers. These people, with their simple yet joyous lives, remind us of the profound beauty found in simplicity and the happiness that endures even in the harshest conditions. 🍲🎪Challenges and Triumphs:Riding through Mongolia on horseback is a test of spirit and resilience. It's a chance to confront fears, to gallop across the steppes with the wind as your companion, and to discover an inner strength mirrored in the rugged landscapes around you. 🌬️💪As you plan your Mongolian adventure, remember to secure your journey with the right travel insurance. With www.fincrew.my/en/travel-insurance.html, you can quote, compare, and purchase the perfect travel insurance plan online, ensuring your exploration is as boundless as the Mongolian sky, with the peace of mind of policy instant activation. 📝🔒#MongoliaAdventure #ZavkhanTrekking #HorsebackExploration #NomadicLife #TravelMongolia #FincrewInsurance

4 days ago

In a recent statement on X, World Bank's lead economist for Malaysia, Apurva Sanghi, delved into the reasons behind the Malaysian ringgit's significant depreciation against the US dollar, currently standing at 4.775. This drop to 4.8 showcases deeper issues tied to the country's competitiveness challenges since the Asian Financial Crisis (AFC) of 1998 and the 1Malaysia Development Bhd (1MDB) scandal.Apurva Sanghi pointed out that while external factors like China's economic slowdown and US interest rate hikes have impacted ASEAN currencies, the ringgit has depreciated more than its counterparts due to Malaysia's unique domestic conditions and responses.Despite similar external pressures, currencies like the Philippine peso, Vietnamese dong, Indonesian rupiah, and Thailand baht have shown more resilience compared to the ringgit. Interestingly, the Vietnamese dong, with its heavy export dependency on China, has depreciated less than the ringgit, highlighting Malaysia's deeper competitiveness issues.The decline is not just a matter of currency fluctuation but reflects on long-term competitiveness challenges Malaysia faces. Countries like Thailand and South Korea, which embraced significant reforms post-AFC, now enjoy stronger currencies due to their "short-term pain for long-term gain" approach—a strategy Malaysia did not fully adopt.With Malaysia experiencing a fiscal surplus last in 1997 and a decline in investment and export shares of GDP, the long-term economic trends indicate a need for structural reforms. The 1MDB scandal further dampened market sentiment, affecting Malaysia's attractiveness to foreign investors.Apurva Sanghi emphasizes that a nation's currency mirrors its societal, economic, and political vibrancy, suggesting that Malaysia's journey towards enhancing its competitiveness and economic standing is crucial for stabilizing the ringgit.🔍 #RinggitDecline #WorldBankInsights #EconomicReform #MalaysiaEconomy

5 days ago

Embark on a safari adventure at Kaudulla National Park, where the wild elephants of Sri Lanka roam free and the beauty of nature is on full display. This park isn't just a wildlife sanctuary; it's a place where adventure meets serenity at the turn of every dirt path. 🌿🚙Sunset Safaris & Elephant Herds:Visitors to Kaudulla can enjoy the enchanting experience of a sunset safari. Imagine journeying through the lush landscapes as the sky blushes with the evening hues, leading you to the majestic herds of elephants, including the awe-inspiring sight of baby elephants at play. 🌅🐘Thrilling Drives & Close Encounters:The park's skilled drivers navigate the terrain with a mix of precision and audacity, sometimes offering guests a thrillingly close encounter with these gentle giants. It's a testament to the park's commitment to creating unforgettable experiences while maintaining respect for the wildlife. 🛣️💨Safety & Respect for Nature:While adventure is a guarantee, safety is never compromised. Kaudulla's experienced guides know when to push the boundaries and when to pull back, ensuring that every encounter respects the natural behavior and habitat of the elephants. 🦺🌱Traveler's Tip:While the close encounters are exhilarating, they're a stark reminder to always respect nature's wild heart. And for peace of mind, make sure your travel insurance covers all aspects of your safari adventure. 🛡️✈️Discover travel insurancehttps://www.fincrew.my/en/travel-insurance.htmlKaudulla National Park is not just a destination; it's a unique experience where the majesty of wildlife inspires awe and respect. Whether it's your first safari or one of many, the park promises a story worth telling. 📖🌍#KaudullaNationalPark #SriLankaWildlife #SafariAdventure #ElephantSanctuary #TravelSriLanka #NatureAtit*Best

6 days ago

1. BMW 5 Series: Elegance Meets EfficiencyExperience the perfect blend of sporty performance and luxury with the BMW 520d. Equipped with a 2-litre 4-cylinder diesel engine, it boasts an impressive fuel efficiency of 20 kmpl, rivaling many economy hatchbacks. Despite being the base trim, it doesn't skimp on luxury, offering an infotainment system, ventilated seats, dual-zone climate control, and comprehensive safety features, making every drive a luxurious adventure.2. Lexus ES 300h: Hybrid SophisticationThe Lexus ES 300h showcases the pinnacle of hybrid technology, delivering an exceptional mileage of 23 kmpl. This compact luxury sedan harmonizes a 2.5-litre petrol engine with an electric motor and a sleek aerodynamic design to achieve outstanding efficiency. Inside, indulge in premium features like a heads-up display, a 17-speaker audio system, climate control, and powered seats, all wrapped in an exquisite package.3. Toyota Vellfire: The Celebrity's Choice for Eco-LuxuryToyota's Vellfire redefines luxury transportation with its remarkable fuel efficiency of 16 kmpl, thanks to its advanced hybrid engine. Despite its grandeur, it competes with the fuel economy of budget-friendly hatchbacks. The Vellfire doesn't compromise on opulence, offering dual sunroof, sophisticated infotainment, lounge seats with heating and cooling, a roof-mounted rear display, and a 17-speaker JBL audio system, ensuring a ride fit for stars.Embark on journeys filled with luxury without compromising on fuel efficiency. These top-tier vehicles blend the best of both worlds, offering unparalleled comfort and eco-friendly performance. 🌿✨ And for those prioritizing both luxury and sustainability, don't forget to safeguard your investment with comprehensive insurance coverage from www.fincrew.my, ensuring peace of mind on every journey. 🛡️#LuxuryCars #FuelEfficiency #EcoFriendlyDriving #InsureWithFincrew

6 days ago

Great news for Malaysians and expats alike! Our beautiful Malaysia has been recognized as the 8th best place in the world to retire in 2024, according to International Living's Annual Global Retirement Index. Notably, we're the only Asian country to make it into the top 10! 🇲🇾Here's why Malaysia is getting global attention as the perfect retirement haven:🏆 Unbeatable Affordability: Enjoy the best of first-world amenities at costs significantly lower than in the West. From housing to food, live comfortably without breaking the bank.🏆 Rich Cultural Tapestry: Dive into a diverse blend of cultures, languages, and histories—all while enjoying the modern conveniences and traditional charm Malaysia has to offer.🏆 Breathtaking Landscapes: Whether you're a city lover or nature enthusiast, Malaysia’s stunning beaches, lush rainforests, and vibrant cities cater to all lifestyles.🏆 Warmest Hospitality: Experience the legendary Malaysian hospitality, recognized as the most welcoming in Asia, making you feel right at home.As Malaysians, we've always known the unique beauty and value our country offers, from Penang's street food to the peaceful retreats in Langkawi. It's heartening to see Malaysia being acknowledged on the global stage as a top retirement destination, offering an enviable quality of life that many only dream of. 🍲🌴Whether you're planning for retirement or inviting loved ones to consider a life in Malaysia, our country promises a blend of tranquility, adventure, and a sense of community like nowhere else.Let's spread the word and take pride in Malaysia's recognition as a world-class destination for retirees. Here's to creating a future where every day feels like a holiday in our own backyard! 🎉🌺#ProudlyMalaysian #RetireInMalaysia #GlobalRetirement2024 #MalaysiaTrulyAsia #TopRetirementDestinations

1 week ago

Discover the vibrant heart of Asia in Hong Kong, a city that dazzles with its blend of modernity and tradition. From the bustling streets of Central to the serene heights of Victoria Peak, every corner tells a story. 🌆✨Stay at the Four Seasons Hong Kong: Nestled in the Finance Center, it offers unparalleled luxury and iconic views of the harbor. Whether you're here for business or leisure, it's the perfect base for your adventures. 🏨💼Culinary Delights at Lung King Heen: Savor the exquisite flavors of the world's first three Michelin-starred Chinese restaurant. From lobster dim sum to the culinary challenge of jellyfish, it's an experience that tantalizes the taste buds. 🍽️🌟Embrace the Unexpected: My journey was filled with delightful surprises, from nearly missing my flight in Madrid due to a taxi strike to indulging in the best Cantonese food of my life. Hong Kong reminds us to enjoy the journey as much as the destination. 🏃‍♀️💨Explore Beyond the Surface: Take the Aqua Luna boat for a sunset cruise, or ride the Peak tram for breathtaking views. But remember, the true essence of Hong Kong is discovered in its bustling streets, mountainous landscapes, and, most importantly, through its people. 🚤🏞️A Foodie's Paradise: Start your day with a local breakfast at Lan Fong Yeun, and don't miss out on the iconic egg tart from a local bakery. Hong Kong's culinary scene is a vibrant tapestry that weaves together flavors from around the globe. 🍜☕And for those planning their own Hong Kong journey, remember to secure your trip with Fincrew travel insurance. Because when you're exploring a city as dynamic as Hong Kong, it's always best to be prepared for anything. 🌍🛡️https://www.fincrew.my/en/travel-insurance.html#HongKongAdventures #Cityscape #CulinaryJourney #TravelTips #FincrewInsurance #ExploreHongKong

1 week ago