Dubai Islamic Bank offers Debit Cards with different transaction limits.
Choose the one that fits your needs
- VISA Signature (Premium & Priority Banking) – Use Globally and across Pakistan
- VISA AAYAN (Exclusive Banking) – Use Globally and across Pakistan
- UnionPay Silver (Use Internationally and across Pakistan)
- UnionPay Gold (Use Internationally and across Pakistan)
- VISA Signature Debit Card
- VISA AAYAN Debit Card
- UnionPay Gold Card
- UnionPay Silver Card
Dubai Islamic VISA SIGNATURE DEBIT CARD
With Visa Signature card you can always expect the best. It was created to recognize the status of those affluent high achieving consumers that have risen above the ordinary. Internationally recognized, visa signature card is accepted at over 29 million merchants and 1 million ATM’s providing you with incredible purchasing power and financial flexibility. Much more than just a debit card, the visa Signature card delivers unprecedented benefits and opportunities including comprehensive card features and services along with a remarkable range of tailored offers.
Benefits
As a Dubai visa signature card holder you’re accustomed to make a discerning choices. That’s why we have developed a diverse selection of exceptional privileges and opportunities specially tailored for you.The Range will be continuously enhanced both on a local and international basis so you can get the most from your Dubai Lounge Visa Signature card.Visa signature recognizes these customers are frequent travelers and delivers a suite of feature and benefits that reflect and enhance their lifestyle.
- Hotel
- Car Rental
- Luxury Retail
- Golf
- Travel
- Lounge
- Fine Dining
- Entertainment
- Halal Purchase
- Travel Lounge access in over 650 airports
Visit Visa Signature for full listings on available airport lounges, and for everything Visa privileges has to offer including; hotel, car hire, every day and luxury retail, golf, travel, fine dining and restaurants, cruise and entertainment privileges, please download the Visa Explore app from Google Play and App store.
Dubai Islamic VISA Signature Debit Card Discounts
How to Activate for Visa Debit Card
Through Mobile & Internet Banking Application
- Customer downloads Mobile App from Google Play store (Android) & App Store (iOS)
- For Internet Banking Customer can log on to DIB Internet Banking
- After successful validation of login credentials customer can go to card activation / Deactivation option
- One Time PIN (OTP) validation will take place for security check
- Card Activation / Deactivation & PIN Change will be done through the option available on the user interface
- Customer calls DIB Phone Banking 111 786 DIB (342)
- Customer is verified by phone banking officer through security questions
- Card Activation & PIN Change is confirmed after successful verifications
- Debit Card International Usage & Ecommerce Activations / De-Activations
- For Internet Banking Customer can log on to DIB Internet Banking
- Select Card Management Option / Section
- Provide One Time PIN Verifications
- Activate / De-Activate your International or Online / Ecommerce Usage
- Apply by filling the account opening form available at your relationship branch
- For first-time issuance of debit card: please contact your relationship branch
- For debit card replacement/conversion: please contact our 24/7 Call Centre at (+92 21) 111-786-342
- Hotel
- Car Rental
- Groceries
- Fueling
- Travel
- Lounges
- Fine Dining
- Entertainment
- Online Shopping
- Attractive Discounts & Offers
- Customer downloads Mobile App from Google Play store (Android) & App Store (iOS)
- For Internet Banking Customer can log on to DIB Internet Banking
- After successful validation of login credentials customer can go to card activation / Deactivation option
- One Time PIN (OTP) validation will take place for security check
- Card Activation / Deactivation & PIN Change will be done through the option available on the user interface
- Customer calls DIB Phone Banking 111 786 DIB (342)
- Customer is verified by phone banking officer through security questions
- Card Activation & PIN Change is confirmed after successful verifications
- Debit Card International Usage & Ecommerce Activations / De-Activations
- For Internet Banking Customer can log on to DIB Internet Banking
- Select Card Management Option / Section
- Provide One Time PIN Verifications
- Activate / De-Activate your International or Online / Ecommerce Usage
- Apply by filling the account opening form available at your relationship branch
- For first-time issuance of debit card: please contact your relationship branch
- For debit card replacement/conversion: please contact our 24/7 Call Centre at (+92 21) 111-786-342
- Debit/Credit Card individual cross border industry wide transactions limit is now capped up to USD 30,000 annually and will only be allowed for personal usage. It is applicable from November 1st 2022.
- Cards usage limits will be prescribed limits as per the risk profile of customers.
- Non-compliance of this circular may lead to will face pecuniary or administration action if deemed necessary by SBP.
- A proper due diligence and update of risk profiling of the customers is required at the time of card on boarding and allow cross border limit as per their profiles. Issuance of multiple cards to the customers must be adjusted as per their risk profiles and should also be monitored.
- Apply by filling the account opening form available at your relationship branch
- For first-time issuance of debit card: please contact your relationship branch
- For debit card replacement/conversion: please contact our 24/7 Call Centre at (+92 21) 111-786-342
- Debit/Credit Card individual cross border industry wide transactions limit is now capped up to USD 30,000 annually and will only be allowed for personal usage. It is applicable from November 1st 2022.
- Cards usage limits will be prescribed limits as per the risk profile of customers.
- Non-compliance of this circular may lead to will face pecuniary or administration action if deemed necessary by SBP.
- A proper due diligence and update of risk profiling of the customers is required at the time of card on boarding and allow cross border limit as per their profiles. Issuance of multiple cards to the customers must be adjusted as per their risk profiles and should also be monitored.
Through DIB Phone Banking
Debit Card International Usage & Ecommerce Activations / De-Activations
Visa Signature Usage limits
| Transaction | Visa Signature |
| ATM Cash Withdrawl | PKR 1,000,000 |
| POS Transaction | PKR 2,000,000 |
| Funds Transfer | PKR 500,000 |
Visa Signature Fees & Charges
| Transaction | Charges |
| Annual Fee for Primary Card | PKR 12,500 |
| Card Replacement Fee (Primary) | PKR 750 |
| Reissuance of ATM PIN | PKR 100 |
| Fund transfer to any account within DIBL | NIL |
| ATM Cash Withdrawal – Local (1 Link) | PKR 23.44 |
| Balance inquiry charges – Local (1 Link) | PKR 3.13 |
| ATM Receipt printing fee – (Optional) | PKR 2.5 |
| ATM Cash Withdrawal – International | 4% of transaction amount |
| Balance inquiry charges – International | PKR 250 |
| POS/E-Commerce transaction charges – International | 4% of transaction amount |
| IBFT charges via ATM | Free IBFT – Upto PKR 25,000/- per month / per account.For additional amount above PKR 25,000/- per month/ per account, 0.1% of the transaction amount or PKR 200, whichever is lower will be charged |
How to Apply for Visa Signature Debit Card
New Customers
Existing Customers
Dubai Islamic VISA AAYAN DEBIT CARD
Be it travelling, shopping or dining VISA AAYAN Debit Card is accepted at tens of millions of locations around the world, so you can use them for almost anything you want. VISA lets you access cash from 1.9 million ATMs in more than 200 countries and territories worldwide. Not forgetting the security and peace of mind that is our top priority. Locally, it is accepted at over 29 million merchants and 1 million ATM’s providing you with incredible purchasing power and financial flexibility. Much more than just a debit card, it delivers various benefits and ease of transactions.
Benefits
Following range of benefits are offered with your VISA AAYAN Debit Card. The Range will be continuously enhanced both on a local and international basis so you can get the most from your Dubai Islamic Bank VISA AAYAN Debit Card.We recognizee and value that customers are frequent travellers and delivers a suite of feature and benefits that reflect and enhance their lifestyle.
How to Activate for VISA AAYAN Debit Card
Through Mobile & Internet Banking Application
Through DIB Phone Banking
Debit Card International Usage & Ecommerce Activations / De-Activations
VISA AAYAN Usage limits
| Transaction | Visa AAYAN |
| ATM Cash Withdrawl | PKR 500,000 |
| POS Transaction | PKR 1,000,000 |
| Funds Transfer | PKR 500,000 |
VISA AAYAN Fees & Charges
| Transaction | Charges |
| Annual Fee for Primary Card | PKR 2,500 |
| Card Replacement Fee (Primary) | PKR 750 |
| Reissuance of ATM PIN | PKR 100 |
| Fund transfer to any account within DIB | NIL |
| ATM Cash Withdrawal – Local (1 Link) | PKR 23.44 |
| Balance inquiry charges – Local (1 Link) | PKR 3.13 |
| ATM Receipt printing fee – (Optional) | PKR 2.5 |
| ATM Cash Withdrawal – International | 4% of transaction amount |
| Balance inquiry charges – International | PKR 250 |
| POS/E-Commerce transaction charges – International | 4% of transaction amount |
| IBFT charges via ATM | Free IBFT – Upto PKR 25,000/- per month / per account. For additional amount above PKR 25,000/- per month/ per account, 0.1% of the transaction amount or PKR 200, whichever is lower will be charged |
How to Apply for Visa AAYAN Debit Card
New Customers
Existing Customers
SBP Directives for Cross-Border Transactions
Dubai Islamic UnionPay Debit Cards
24/7 access and nominal fee structure make Dubai Islamic Bank UnionPay debit card your perfect banking companion. Global acceptability for more than 145 countries and instant cash withdrawal from 200 DIB ATM’s with 1link network coverage across Pakistan. Hassel free bill payment feature. Only card available with Golootlo discounts nationwide on 4000+ merchants.
Dubai Islamic UnionPay Discounts
How to Apply for UnionPay Debit Card
New Customers
Existing Customers
UnionPay Usage limits
| Transaction | UnionPay Debit Silver | UnionPay Debit Gold |
| ATM Cash Withdrawl | PKR 100,000 | PKR 200,000 |
| POS Transaction | PKR 200,000 | PKR 400,000 |
| Funds Transfer | PKR 200,000 | PKR 200,000 |
UnionPay Debit Card Fees & Charges
| Transaction | Charges (Union Pay Silver Card) | Charges (Union Pay Gold Card) |
| Annual Fee for Primary Card | PKR 1,350 | PKR 1,500 |
| Card Replacement Fee (Primary) | PKR 700 | PKR 700 |
| Reissuance of ATM PIN | PKR 100 | PKR 100 |
| Fund transfer to any account within DIBL | NIL | NIL |
| ATM Cash Withdrawal – Local (1 Link) | PKR 23.44 | PKR 23.44 |
| Balance inquiry charges – Local (1 Link) | PKR 3.13 | PKR 3.13 |
| ATM Receipt printing fee – Optional | PKR 2.5 | PKR 2.5 |
| ATM Cash Withdrawal – International | 4% of transaction amount | 4% of transaction amount |
| Balance inquiry charges – International | PKR 250 | PKR 250 |
| POS/E-Commerce transaction charges – International | 4% of transaction amount | 4% of transaction amount |
| IBFT charges via ATM | Free IBFT – Upto PKR 25,000/- per month / per account.For additional amount above PKR 25,000/- per month/ per account, 0.1% of the transaction amount or PKR 200, whichever is lower will be charged | Free IBFT – Upto PKR 25,000/- per month / per account.For additional amount above PKR 25,000/- per month/ per account, 0.1% of the transaction amount or PKR 200, whichever is lower will be charged |
SBP Directives for Cross-Border Transactions
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Call Us
Call our hotline for further information
111-786-DIB(342)
Contact Me
For product related query please fill out the contact me form. For any complain please call 111-786-342 for further assistance.
Locate Us
Fleet Finance Calculator
- Fleet Vehicle
This is an indicative calculation sheet only. DIBPL reserves’ the right to approve or reject any case subject to necessary verifications/approvals from Credit Committee DIBPL. Monthly Rent may vary subject to KIBOR benchmark movement. Takaful Rates will Apply.
ROSHAN AUTO FINANCE CALCULATOR
- New Vehicle
This is an indicative calculation sheet only. DIBPL reserves’ the right to approve or reject any case subject to necessary verifications/approvals from Credit Committee DIBPL. Monthly Rent may vary subject to KIBOR benchmark movement. Takaful Rates will Apply.
Calculators
- New Vehicle
- Used Vehicle
- Home Finance
- Personal Finance
This is an indicative calculation sheet only. DIBPL reserves’ the right to approve or reject any case subject to necessary verifications/approvals from Credit Committee DIBPL. Monthly Rent may vary subject to KIBOR benchmark movement. Takaful Rates will Apply.
This is an indicative calculation sheet only. DIBPL reserves’ the right to approve or reject any case subject to necessary verifications/approvals from Credit Committee DIBPL. Monthly Rent may vary subject to KIBOR benchmark movement.
This is an indicative calculation sheet only. DIBPL reserves’ the right to approve or reject any case subject to necessary verifications/approvals from Credit Committee DIBPL. Monthly Rent may vary subject to KIBOR benchmark movement.
This is an indicative calculation sheet only. DIBPL reserves’ the right to approve or reject any case subject to necessary verifications/approvals from Credit Committee DIBPL. Monthly Rent may vary subject to KIBOR benchmark movement.
IBAN Generator
Enter Your 15-digit account number (including Branch Code) e.g1003xxxxxxxxxxx
I have read,understood and agree to terms outlined in the disclaimer below.
Note:This calculator generates IBAN for DIBPAK accounts only.This Tool converts the entered number into IBAN formatThe generation of correct IBAN is dependent on the branch code and input of your existing DIBPAK account number.If incorrect details are entered,the Calculator will provide incorrect IBAN. DIBPAK shall not be liable for any damages which may arise due to incorrect account number entered at your end
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