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The Only Personal Finance System for People with Not-So-Regular Jobs

The Only Personal Finance System for People with Not-So-Regular Jobs

By Joseph D’Agnese and Denise Kiernan

By Joseph D’Agnese and Denise Kiernan

Best Seller

Category: Personal Finance

Category: Personal Finance

Paperback $15.99

Mar 02, 2010 | ISBN 9780307453662

Ebook $12.99

Mar 02, 2010 | ISBN 9780307453679

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    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese, Denise Kiernan: 9780307453662 | PenguinRandomHouse.com: Books (4)

    Paperback $15.99

    Mar 02, 2010 | ISBN 9780307453662

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    About The Money Book for Freelancers, Part-Timers, and the Self-Employed

    This is a book for people like us, and we all know who we are.

    We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th.

    It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance?

    Take a good look in the mirror: You are.

    The Money Book for Freelancers, Part-Timers, and the Self-Employeddescribes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:

    •Managing Cash Flow When the Cash Isn’t Flowing Your Way
    •Getting Real About What You’re Really Earning
    •Tools for Getting Out of Debt and Into Financial Security
    •Saving Consistently When You Earn Irregularly
    •What To Do When a Client’s Check Doesn’t Come In
    •Health Savings Accounts and How To Use Them
    •Planning for Retirement, Taxes and Dreams—All On Your Own

    About The Money Book for Freelancers, Part-Timers, and the Self-Employed

    This is a book for people like us, and we all know who we are.

    We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th.

    It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance?

    Take a good look in the mirror: You are.

    The Money Book for Freelancers, Part-Timers, and the Self-Employeddescribes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:

    •Managing Cash Flow When the Cash Isn’t Flowing Your Way
    •Getting Real About What You’re Really Earning
    •Tools for Getting Out of Debt and Into Financial Security
    •Saving Consistently When You Earn Irregularly
    •What To Do When a Client’s Check Doesn’t Come In
    •Health Savings Accounts and How To Use Them
    •Planning for Retirement, Taxes and Dreams—All On Your Own

    Also by Denise Kiernan

    See all books by Denise Kiernan

    Also by Denise Kiernan

    See all books by Denise Kiernan

    About Joseph D’Agnese

    Joseph D’Agnese is a freelance writer who has written for The New York Times, The Wall Street Journal, This Old… More about Joseph D’Agnese

    About Denise Kiernan

    Denise Kiernan is an author, journalist and producer who has worked as a writer for morethan 20 years. Her last… More about Denise Kiernan

    About Joseph D’Agnese

    Joseph D’Agnese is a freelance writer who has written for The New York Times, The Wall Street Journal, This Old… More about Joseph D’Agnese

    About Denise Kiernan

    Denise Kiernan is an author, journalist and producer who has worked as a writer for morethan 20 years. Her last… More about Denise Kiernan

    Product Details

    Category: Personal Finance

    Paperback | $15.99
    Published by Crown Currency
    Mar 02, 2010 | 320 Pages | 5-1/2 x 8-1/4 | ISBN 9780307453662

    Category: Personal Finance

    Ebook | $12.99
    Published by Crown Currency
    Mar 02, 2010 | 320 Pages | ISBN 9780307453679

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    Praise

    “‘The Money Book’ lays out the key issues for workers who don’t have benefits. It hits on the major themes of saving regularly, planning for retirement, and managing your taxes when you, the worker, are ultimately responsible. Its conversational tone makes it easily accessible for readers who aren’t inclined to read about how to crunch numbers and budget.”
    Associated Press
    “The Money Book” is an indispensable survival guide that belongs on the desk of every independent worker who is willing do whatever it takes to achieve success.
    Pittsburgh Post-Gazette
    “Through trial and error, veteran freelancers D’Agnese and Kiernan worked out a money-management system that allowed them to save for emergencies and retirement, pay off debt, buy benefits, cover their taxes and survive the droughts in business that seem an inevitable part of working for yourself.
    They convey all this in a book that’s irreverent and hugely entertaining.”
    —MSN Money

    “Developed from the personal experiences of the authors, this book is fun and relevant, with no other recent work quite comparable. Recommended for anyone who is self-employed now or is facing a new work-life situation.”
    —Library Journal

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