Banking Designed With the Modern Student in Mind
It’s never too early to start managing your money wisely. Fidelity Bank offers student checking and savings account options to help you get started on the right financial path. Designed for ages 13-23,1 our Student Plus and Student accounts are simple to use and come with premium account perks. With these accounts you can bank on the go with Mobile Banking, Digital Wallet, and more! Plus, our Student accounts also come with a complementary Student Savings account to help you achieve your financial goals.
We make it easy to open a personal account online. If you’re an existing customer, log in to online banking for a simplified account opening experience.
Student Plus
BEST VALUE
Student Plus makes it easy to keep tabs on your finances. Designed with the modern student in mind, this account comes with extra perks to save you money.
Opening deposit of $25- Three free non-Fidelity ATM withdrawals per statement cycle2
- Prescription discounts, buyer's protection, and extended warranty3,4
- Cell phone protection3,4 and 24/7 roadside assistance
- Discounts on shopping, dining, and travel
- Free VISA® debit card with fraud Alerts
- Low monthly service charge of $3
- Low paper statement charge of $35
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Student
With Student Checking from Fidelity Bank, get all the features you want and need without the fees.
- Opening deposit of $25
- Three free non-Fidelity ATM withdrawals per statement cycle2
- Prescription discounts, buyer's protection, and extended warranty3,4
- Free VISA® debit card with fraud Alerts
- No monthly service charge
- Low paper statement charge of $35
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Student Savings
Our Student Savingsaccount makes it easier than ever to start saving for your future.
- Opening deposit of $25
- No monthly service charge
- Designed for ages 13-23, no co-signer required6
- Two withdrawals a month at no charge7
- Use for overdraft protection on Student Checking account8
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Not sure which option
is best for you?
Compare our student checking account options
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Digital Banking Makes It Easy
Your world is made simpler with the help of technology, and banking is no different. Digital banking with Fidelity Bank lets you do many of your banking tasks conveniently from your mobile device. Get secure access to your accounts so you can manage your money anywhere, anytime with Mobile Banking. Easily make payments using Digital Wallet. Get money into your account faster with Mobile Deposit. Send money securely with Zelle®. Digital banking makes it easy to do it all from your phone or computer.
Discover the Tools
Security You Can Count On
When beginning your financial journey, security is likely on your mind. Fidelity Bank offers just as much trusted protection for student checking and savings accounts as we do for all of our banking options. That includes Alerts that tell you when any activity happens in your accounts so you can keep a close eye on what money is coming and going. It also includes CardControl, which lets you quickly turn your debit card on and off to guard against fraud in case your card is lost or stolen. We offer account management and budgeting tools as well to help you make the most of your money.
Frequently Asked Questions
Q: Why should I sign into my online banking or mobile banking first and then open the account from there?
Logging in as a Fidelity Bank customer will save you time! We can import your existing customer information and reduce the number of steps in the application process.
Q: Can I pay with a digital wallet instead of using my debit or credit card at a merchant?
Fidelity Bank debit and credit cards are compatible with Apple Pay,® Google Pay,™< and Samsung Pay.® Simply add your cards to the digital wallet on your mobile device and use it at participating retailers. Learn more about Digital Wallet and how to set it up here.
Q: Does Fidelity Bank have a mobile banking app?
Yes, you can conveniently download our easy-to-use mobile banking app in the App Store or on Google Play. Simply search for Fidelity Bank NC/VA or Fidelity Bank NC/VA Business. Or download it for free:
App Store
Personal and Small Business Mobile Banking
Business Advantage Mobile Banking
Google Play
Personal and Small Business Mobile Banking
Business Advantage Mobile Banking
Q: How do I open a personal account?
You can easily open a Personal Checking, Personal Savings, Money Market Savings, and Student Savings account online. You may also open an account by contacting your local Fidelity Bank branch.
Q: What fees are associated with my personal checking account?
The disclosure and fee schedule provides a complete list of prices and fees associated with your Fidelity Bank personal checking account.
Q: What do I need to apply for an account online?
You’ll need your social security number, date of birth, mother’s maiden name, address, government issued ID, payment for your opening deposit, and employer’s unique At Work ID, if applicable.
Q: How soon can I use my account that I opened online?
Your account will be immediately available to use once you make an opening deposit. You’ll be able to make your opening deposit easily online during the online account opening process.
Q: Is there a minimum age requirement to open an account online?
Yes. You need to be at least 13 years of age to open an account online.
Q: Will Fidelity Bank check my credit when I apply for a bank account online?
Yes. To open a bank account online, you must authorize Fidelity Bank to obtain information from your personal credit profile from credit reporting agencies. You authorize us to obtain such information solely to evaluate your eligibility for an account and this is not an application for credit and will not impact your credit score.
Q: When will I know when my account opened online has been approved?
You’ll receive an instant notification of your approval status! Once you’ve provided all of the necessary information, we’ll let you know immediately if your account has been approved.
Q: How do I fund an account opened online?
There are four easy ways to fund an account opened online. You can make your opening deposit by:
- Using a debit card
- Transferring funds from another bank account (internal or external)
- Making a mobile deposit
- Going to a local Fidelity Bank branch
Your new online account must be funded within 45 days of account opening. If a deposit is not made within that time frame, your account may be closed.
Have a question give us a call
1-855-547-1385
Disclosures
- At age 24, or soon thereafter, a Student account will convert to a Basic account and a Student Plus account will convert to a Preferred account.
- ATM fees may be charged by a third party ATM operator. Additional foreign ATM withdrawals in excess of three are $3.00.
- Subject to the terms and conditions detailed in the Guide to Benefits.
- Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
- The paper statement charge can be waived with online statement enrollment.
- At age 24, or soon thereafter, the account will convert to a Personal Savings account.
- Each additional withdrawal in excess of two is $2, or to avoid a monthly withdrawal fee, you must maintain an average daily collected balance of $2,500 per statement cycle.
- A $10 automatic transfer fee applies. Other overdraft protection services may require opt-in.
Fidelity Branch/ATM Locator
