Personal Finance (2024)

Best Credit Cards of 2024 | Top Picks for Rewards, Travel, and Cash Back

Discover the best credit cards of 2024 with our expert reviews and comparisons. Find the top cards for rewards, travel, cash back, and low interest rates.

Best Cash-Back Debit Cards of 2024

Find the top cash-back debit cards with the highest rewards rates. Compare cash-back debit card features to maximize your earnings on everyday purchases.

Kinecta Federal Credit Union Review 2024

Best 2-Year CD Rates of June 2024: Secure Returns for Your Savings

Discover the best 2-year CD rates. Maximize your savings with competitive returns and mid-term flexibility. Explore top offers, compare, and invest.

Best Renters Insurance Companies of 2024

Renters insurance protects your belongings. Our picks for best renters insurance companies include State Farm, Lemonade, Erie, Allstate, and Farmers.

Best Homeowners Insurance of 2024

The best homeowners insurance companies include Amica and USAA. Home insurance protects your biggest asset. Compare options and get insured today.

Best Affordable Car Insurance Companies of 2024

US drivers need auto insurance. The top affordable options include State Farm, USAA, GEICO, The Hartford, California Casualty, and Progressive.

When a single mother was laid off, her emergency fund kept her afloat — and now she has a plan for the future

Erin Ramos is a single mother who was laid off in late 2023. Her emergency fund got her through, and she's taking steps to prepare for the future.

CD and Savings Rates Today: Maximize Your Returns

If you're considering opening a savings account or CD today and want a competitive rate, Business Insider did the research to help you find the best rate across popular savings accounts and CD terms.

Mortgage Interest Rates Today, June 21, 2024 | Rates Down 3 Weeks in a Row

These are today's mortgage and refinance rates. According to Freddie Mac, 30-year mortgage rates have dropped three weeks in a row in June.

Ally CD Rates Today: A Smart Saver's Guide

Discover Ally CD rates. We'll explain Ally's different CD options and compare them with other banks. We'll dive into CD features and what affects your earnings.

10 years ago I signed a student-loan agreement without reading it, and now I'm afraid I'll never own a home

When it was time to sign a master promissory note at 18, I didn't know what I was getting myself into. Now I'm scared I'll never become a homeowner.

When Can I Retire? Key Factors, Strategies, and Expert Insights for 2024

Learn when to retire based on factors like retirement age, income sources, and financial planning strategies. Get expert insights into retirement planning.

PNC Savings Accounts Review 2024: Maximize Your Savings

Explore PNC savings accounts: the PNC High Yield Savings Account and PNC Bank Standard Savings Account. We analyze features, rates, and eligibility.

Best Checking Bonuses and Promotions of June 2024

Find the best bank bonuses and promotions available. Our guide helps new and existing customers find current offers for premium and everyday accounts.

Axos Bank Review 2024

Axos Bank is an online bank with a rewards checking account, high-yield savings account, CDs, and money market account. Start saving today.

Capital One Savings Account Review 2024: Rates, Benefits, and How It Compares

Discover the features, benefits, and APY for a Capital One savings account. Get expert insights and analysis about the Capital One savings account.

Protecting Your Loved Ones: Your Life Insurance Journey

Learn how to determine your life insurance needs, compare policies, and confidently purchase the right coverage for you.

Term vs. Whole Life Insurance: A Side-by-Side Comparison

Understand the key differences between term and whole life insurance, including costs, benefits, and which type may be best for your financial goals.

Cash Value Life Insurance: Build Savings and Protection

Cash value builds as you pay premiums on permanent life insurance. Learn how it works, its benefits, potential drawbacks, and who it's best for.

Is Life Insurance Taxable?

Understand when life insurance proceeds can be taxable and the factors influencing taxability. Get clear answers for beneficiaries and policyholders.

What Is No Exam Life Insurance?

Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.

Life Insurance for Smokers: What You Need to Know

Yes, you can get life insurance as a smoker. Get tips on finding the best policies, understanding rates, and preparing your application.

Life Insurance: Explaining the Essentials

Understand the basics of life insurance, how to choose a policy, what it covers, and how your beneficiaries receive payment.

What to do if your identity is stolen

Discover essential steps to take if your identity is stolen. Learn how to protect yourself and recover your identity.

Types of Life Insurance: A Comprehensive Guide

The Cash Hidden Within Some Life Insurance Policies

Understand what cash surrender value (CSV) is, how it grows in certain life insurance policies, and considerations before surrendering your policy.

How to Get Life Insurance with a Felony

Obtaining life insurance can be challenging with a felony conviction. If you're denied coverage, consider group life and guaranteed issue life insurance.

Unlocking Cash from Your Life Insurance: What You Need to Know About Life Insurance Loans

Learn how to access cash from certain life insurance policies, the potential benefits, risks, and important considerations.

Can You Take Life Insurance Out on Someone Else?

No, you can't insure anyone. Learn about insurable interest laws, who you can take out life insurance on, and the ethical implications involved.

What is group life insurance?

Employer-provided group life insurance is one of the most affordable life insurance plans. It's usually free or at a low cost to employees.

What is simplified issue life insurance?

Simplified issue is life insurance for those who don't qualify for traditional life insurance or in poor health.

What is guaranteed issue life insurance?

Guaranteed issue is a no medical exam life insurance for those over 50 who don't qualify for traditional life insurance due to poor health.

What is Final Expense Life Insurance?

Final expense life insurance covers funeral costs and other end-of-life expenses. Understand its features, benefits, and how to choose the right policy.

Does Life Insurance Cover Suicide?

Learn about how life insurance policies address suicide, including common clauses, waiting periods, and exclusions.

How to Find a Life Insurance Policy

Whether you're finding your own policy or a policy for a deceased loved one, our guide offers practical tips and resources to streamline the search.

What Is Dependent Life Insurance?

Dependent life insurance offers a payment in the event a covered spouse or child dies. See if dependent life insurance is right for you.

What Is a Life Insurance Beneficiary?

Learn who can be a beneficiary, how to designate or change one, and the responsibilities and rights involved in receiving a life insurance payout.

What Is Life Insurance?

Explore the fundamentals of life insurance in 2024, a crucial financial product designed to provide financial security to your loved ones.

The Rhodes Scholarship: A Legacy of Excellence

Learn about the Rhodes Scholarship, its prestigious history, selection criteria, and the impact Rhodes Scholars make on the world.