$ There is no premium allocation charge. 100% gets invested and then later charges get cut in the form of units.
` If the policy offers guaranteed returns, then these will be clearly marked “guaranteed” in the Benefit Illustration. Since the policy offers variable returns, the given illustration shows two different rates of assumed future investment returns. The returns shown above are not guaranteed and they are not the upper or lower limits of what you might get back, as the maturity value of policy depends on a number of factors including future investment performance.
# Sum Assured multiples in between the minimum and maximum limits are not available.
| Age at entry last birthday | Minimum Sum Assured | Maximum Sum Assured |
|---|---|---|
| > 50 years | 1.25 times Single Premium | 10 times Single Premium |
| <= 50 years | 1.25 times Single Premium | 1.25 times Single Premium |
^ The company will allocate extra units at the end of the policy term, provided monies are not in the Discontinued Policy Fund. Wealth Booster will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circ*mstances.
| Policy Term | 5 Years | 10 Years |
|---|---|---|
| Wealth Booster | 2.50% of Single Premium | 2.75% of Single Premium |
For the 10-year policy term,the wealth booster will be 2.75% of a single premium including top-up premiums less partial withdrawals if any.
** The Assured Benefit amount shown assumes all due premiums as per the premium payment term shown above are paid. On maturity, you will receive a higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender. You can utilise this benefit amount only as per the available options. Alternatively, you can choose to postpone your vesting date.
## Loyalty Additions are applicable from the 6th policy year onwards in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Limited/Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values.
~ Past performance is not indicative of future performance.
* The above illustration is for a healthy male life with 100% of his investments in Maximiser V. The above are illustrative maturity values, net of all charges, Goods and Services taxes and/ or cesses. Since your policy offers variable returns, the given illustration shows different rates of assumed future investment returns. The returns shown in the benefit illustration are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance.
ICICI Pru Guaranteed Wealth Protector UIN 105L143V02
ICICI Pru1 Wealth UIN 105L175V03
W/II/2378/2020-21
