GENERALINFORMATION
FoodLifeAndMoney (“company”, “I”, “we” or “us”) provides general educational information on various topics on this website as a public service, which should not be construed as professional advice. These are my personal opinions only.
The term “you” refers to anyone who uses, visits and/or views thewebsite.
Please read this Disclaimer carefully, and I reserve the right to modify it at any time without notice. By visiting and using this website, you accept and agree to be bound by this Disclaimer along with our Terms and Conditions and Privacy Policy. Your continued use of our website, programs, products and/or services constitutes your acceptance of future changes and updates to this Disclaimer. You must not access or use our website if you do not wish to be bound by this Disclaimer.
GENERALDISCLAIMER
Although I am an investment analyst by profession, I am NOT YOUR financial advisor. All content and information on this website is for informational and educational purposes only, does not constitute professional advice and does not establish any kind of professional-client relationship by your use of this website. A professional-client relationship with you is only formed after we have expressly entered into a written agreement with you that you have signed including our fee structure and other terms to represent you in a specific matter. Although we strive to provide accurate general information, the information presented here is not a substitute for any kind of professional advice, and you should not rely solely on this information. Always consult a professional in the area for your particular needs and circ*mstances prior to making any professional, legal, and financial or tax related decisions.
The articles the author provides on FoodLifeAndMoney.com are for informational purposes only. They are not to be construed as an offer to buy or sell any financial instrument or to engage in any particular trading strategy. The information and opinions expressed on this website are believed by us to be reliable and have been obtained from public sources believed to be reliable. However, we makes no representation as to the accuracy or completeness of such information. Opinions, estimates, and projections on this website constitute the judgment of the authors as of the date the article is written, and are subject to change without notice.
FoodLifeAndMoney.com has no obligation to update, modify or amend any article on the website or to otherwise notify a reader in the event that any opinion, projection, forecast or estimate presented, changes or subsequently becomes inaccurate.
The author does not provideindividually tailored investment advice in any material presented on thewebsite. The articles have been written without regard to particularinvestments and circ*mstances of the reader. The financial instrumentsdiscussed may not be suitable for all investors and readers must use their owndiscretion and/or independent advisors to make investment decisions tailored totheir specific financial circ*mstances before blindly relying on the dataprovided on this website.
Investment products andfinancial instruments discussed in articles on this website may not be insuredby the Federal Deposit Insurance Corporation (FDIC) or by any other agency andinvestors have the risk of losing the invested value.
Financial markets can bevolatile and as such the price of any financial instrument may increase ordecrease within a few seconds of an article being posted on the website.Further, the future performance of any investment product as estimated by theauthor may not come to fruition because of some assumptions not being realized.Also, past performance is not necessarily indicative of future performance.
Opinions expressed by theauthor are personal and may not reflect opinions of the author’s employer,family, associates or any affiliates, and sometimes may even be contrary tothose opinions. It is valid to assume that the author has an interest in anyinvestment product that is the subject of any article on the website. Theauthor may hold or plan to hold a product/security being discussed in herpersonal portfolio. The author is free to make trading decisions contrary tothose expressed in the article depending on her personal circ*mstances withoutinforming you.
AFFILIATE/ THIRD PARTY LINKS DISCLOSURE AND DISCLAIMER
We may partner with other businesses such as Amazon or become part of different affiliate marketing programs whose products or services may be promoted or advertised on the website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through our affiliate links.We will receive a commission if you make a purchase through our affiliate link at no extra cost to you.
We may also recommend other products,services, coaches and consultants but no such reference is intended to be anendorsem*nt or statement that such information provided is accurate. Werecommend these based on our personal experiences but it is still yourresponsibility to conduct your own due diligence to ensure you have obtainedcomplete accurate information about such product, services, coaches andconsultants.
We are a participant in the AmazonServices LLC Associates Program, which is an affiliate advertising programdesigned to provide a means for sites to earn advertising fees by advertisingand linking to Amazon.com.
These affiliate or third partyrelationships in no way compromise the integrity of the content, information,services and materials being presented to you here, and you are under noobligation to click on these affiliate links to purchase those products orservices being offered. These affiliate programs are selected based on personalexperiences and preferences.
Although we provide these affiliate links on the website for your convenience, we have no control over these external websites and they are solely responsible for their own content and information presented. Therefore, FoodLifeAndMoney and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with us cannot be held liable or responsible for any content presented on these external websites and for any damages resulting from them.
This disclosure policy applies to allaffiliate links we share on our website, social media, emails, programs, productssuch as courses, ebooks, services and through any other means of communicationwith you.
EARNINGS DISCLAIMER, TESTIMONIALS ANDOTHER DISCLAIMERS
We may disclose our income reports andsuccess results of our current or former customers including product reviewsand testimonials on the website from time to time. These income reports,product reviews and testimonials are accurate and strictly for informationalpurposes only.
We share this information as examplesto you but it does not serve as a guarantee or promise of any kind for yourresults and successes if you decide to use the same information, reviews,products, services, tips and techniques offered here.
All thetestimonials included on our websites, programs, products and/or services arereal world examples and stories of other people’s experiences with ourprograms, products and/or services. But they are not intended to serve as aguarantee that you will achieve same or similar results. Each individual’sperformance is different and your results will vary accordingly.
You are encouraged to perform your owndue diligence and research and are solely responsible for your earnings andresults. Your earning potential and results are contingent upon your personalcirc*mstances, abilities, experience and skills. Therefore, you agree not tohold us and/or our officers, employees, successors, shareholders, joint venturepartners or anyone else working with us liable for any of your successes orfailures directly or indirectly related to the information, reports, reviews,products and/or services presented to you here.
SPONSOREDPOSTS / REVIEWS DISCLAIMER
We may include sponsored blog posts onour website from time to time for products or services we recommend or thosethat have been valuable in our personal experience or use.
We may review different products,services and other resources to provide reviews of books, services and anyother recommendations to you. We may receive incentives, discounts,compensation or free products in exchange for our reviews and sponsoredcontent. All such reviews and sponsored posts are solely our honest opinionsmade in good faith. You are always encouraged to perform your own due diligenceprior to relying on them.
We share this information as examplesto you but it does not serve as a guarantee or promise of any kind for yourresults and successes if you decide to use the same information, reviews,products, services, tips and techniques offered here.
You are encouraged to perform your owndue diligence and research and are solely responsible for your decisions,purchases from our affiliate links, sponsored content and results. Your earningpotential and results are contingent upon your personal circ*mstances,abilities, experience and skills. Therefore, you agree not to hold us and/orour officers, employees, successors, shareholders, joint venture partners oranyone else working with us liable for any of your successes or failuresdirectly or indirectly related to the information, reports, reviews, productsand/or services presented to you here.
FAIRUSE DISCLAIMER
This website reviews products, including but not limited toposting of product images from other websites, logos of manufacturers. In doingso, no copyright is claimed for this kind of content on the website and to theextent that such material may appear to be infringed, we assert that suchalleged infringement is permissible under thefairuse principles ofU.S. copyright laws. If you believe any material has been used in an unauthorizedmanner, please contact us at [emailprotected].
NOWARRANTIES
ALL CONTENT, INFORMATION, PRODUCTSAND/OR SERVICES ON THE WEBSITE ARE “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANYREPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OFMERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED TO THE FULLEXTENT PERMISSIBLE BY LAW. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TOTHE CONTENT, INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES PROVIDED ON THISWEBSITE. COMPANY MAKES NO WARRANTIES THAT THE WEBSITE WILL PERFORM OR OPERATETO MEET YOUR REQUIREMENTS OR THAT THE INFORMATION PRESENTED HERE WILL BECOMPLETE, CURRENT OR ERROR-FREE. COMPANY DISCLAIMS ALL WARRANTIES, IMPLIED ANDEXPRESS FOR ANY PURPOSE TO THE FULL EXTENT PERMITTED BY LAW.
LIMITATIONOF LIABILITY
You agree that under no circ*mstances,we and/or our officers, employees, successors, shareholders, joint venturepartners or anyone else working with us shall be liable for any direct,indirect, incidental, consequential, equitable, special, punitive, exemplary orany other damages resulting from your use of this website including but notlimited to all the content, information, products, services and graphicspresented here.
You expressly agree that your use of thewebsite is at your sole risk and that you are solely responsible for theaccuracy of the personal and any information you provide, outcome of youractions, personal and business results, and for all other use in connectionwith the website.
You also expressly agree that we and/orour officers, employees, successors, shareholders, joint venture partners oranyone else working with us shall not be liable to you for any damagesresulting from 1) any errors or omissions on the website, delay or denial of anyproducts or services, failure of performance of any kind, interruption in theoperation and your use of the website, website attacks including computervirus, hacking of information, and any other system failures; 2) any loss ofincome, use, data, revenue, profits, business or any goodwill related to thewebsite; 3) any theft or unauthorized access by third party of your informationfrom the website regardless of our negligence; and 4) any use or misuse of theinformation, products and/or services offered here.
This limitation of liability shallapply whether such liability arises from negligence, breach of contract, tortor any other legal theory of liability. You agree that we provide no express orimplied guarantees to you for the content presented here, and you accept thatno particular results are being promised to you here.
INDEMNIFICATION
You agree to indemnify and hold the Company and/or its officers, employees, successors, shareholders,joint venture partners or anyone else working with us harmless from alllosses, claims, damages, demands, actions, suits, proceedings or judgments,including costs, expenses and reasonable attorneys’ fees(“Liabilities”) assessed against or otherwise incurred by youarising, in whole or in part, from: (a) actions or omissions, whether donenegligently or otherwise, by you, your agents, directors, officers, employeesor representatives; (b) all your actions and use of our websites includingpurchasing programs, products and services; (c) violation of any laws, rules, regulations or ordinances by you; or (d)violation of any terms and conditions of this websites by you or anyone relatedto you; e) infringement by you or any other user of your account of anyintellectual property or other rights of anyone. Company will notify youpromptly of any such claims or liability and reserves the right to defend suchclaim, liability or damage at your expense. You shall fully cooperate andprovide assistance to us if requested, without any cost, to defend any suchclaims.
