How to send money straight to a debit or credit card—and why you'll want to (2024)

FAQs

How to send money directly to a debit card? ›

Select your preferred online payment option – directly from your bank account, debit, or credit card¹. Then, choose the 'Debit Card Deposit' receive method to send to a Visa debit card. You will need your recipient's full legal name, address, mobile number, bank-issued Visa debit card number and expiration date.

You might think that you pay money from a card, not to a card. But that's exactly what you can now do. Rather than paying into someone's bank account, you can transfer money straight to their debit or credit card. It's that simple, and there are heaps of benefits to sending money this way.

Select how much you want to send and choose the debit or credit¹ card' option. Choose the payment method you want to use to send the funds. Enter all the required details, including the receiver's name and bank card number. Add the purpose of your transfer and source of funds.

Send money to the bank accounts of relatives and friends using their Visa debit card number. This receiving option allows you to directly support loved ones around the world, send them money for a special occasion, or simply give them a welcome surprise.

You can send money without a fee by using P2P payment apps such as Cash App, Google Pay, PayPal, Venmo and Zelle. Note that you may have to pay a fee if you fund your transfer with a credit card, and the recipient may have to pay a fee if they choose to receive the money instantly in their bank account or debit card.

If you must send money, please send a prepaid credit card taped to the inside of a rigid envelope and be sure to put a tracking number on it (Registered Mail or Certified, Return Receipt).

Reload options: You can usually add money to a card in multiple ways, such as setting up direct deposits, loading cash at participating retailers and depositing checks at ATMs. Some cards also let you make online transfers or mobile check deposits from a smartphone.

To transfer money with only a card number and CVV, you can use a money transfer service such as Western Union or MoneyGram. These services allow you to send money to anyone in the world, even if they don't have a bank account.

Can someone send money to my virtual card? ›

Virtual credit card gift cards are normally not able to receive money. The only exceptions are usually the initial purchase and when you create the account online it sometimes asks you if you want it in a wallet (where you combine two or more of the same type of card).

It is also possible to have funds added to your prepaid card by a third-party. Someone else can send you money with a one-off payment or you can have regular payments set up. You can have your salary or benefits paid to your prepaid card each month.

There is an easy way to receive money. Simply ask your family to select Visa Debit card deposit when sending money to your account.

Adding money to a prepaid card depends on the specific card and card issuer. Generally, available methods may include direct deposit, bank transfers, cash reloads at designated locations, or via online platforms or mobile apps. Review card terms or check with the card provider for specific options.