How to Make Instant Money Online (Free!) (2024)

Earning instant money is one of my favorite hobbies – and it should be yours too! There are so many ways for you to earn money while doing what you are already doing.

If you buy milk at the grocery store, for example, there is an app that will give you money for showing your receipt (seriously).

I love earning money for doing basically nothing. I love it so much that I talk about it as much as I can to friends and family so that they don’t miss out.

Some of our family discussion consist of us telling each other about the great deals we’ve found and all the money we’ve made and saved. Yes, we’re nerdy like that.

In fact, I am so obsessed with sharing these simple tips and tricks that I wrote out this blog post so that you can get in on this amazing secret.

Trust me, you won’t regret signing up for these apps once you start earning money. In fact, the biggest trouble that you might have is deciding how you will spend the money.

You also may want to check out Upwork for some fast money making opportunities.

You can spend it on a new bag, a sweet vacation, or invest your money for your financial freedom plan (my recommendation).

Instant Money Defined

What do I mean by instant money? Instant money is money that you get deposited almost immediately into your checking account or in some other monetary form like a gift card or stocks.

You may not think that you need to waste your time earning instant money, but why not? There are so many opportunities for you to make money doing the things that you are already doing.

Buying gas with a credit card or picking up groceries, for example. Yes, those simple errands can help you actually earn money.

Tips for Earning Instant Money

There are so many ways for you to earn instant money, it can honestly be a little overwhelming. Take your time and get into the habit earning more cash responsibly.

Here are a few tips that I recommend to all of my friends that ask me about earning money quickly.

Be Honest

For a lot of these options to earn instant money, they will be asking you to contribute your opinion to make their products better.

If that’s the case, when you are sharing your opinion, honesty is always the best policy. That way, you aren’t wasting anyone’s time and you are able to provide feedback that will help companies make decisions in the future.

Get a Separate Email Address

When you decide to fill out any apps that will provide cash back, you run the risk of that company selling your information, unfortunately. One of my biggest tips to avoid getting a lot of spam is to create a separate email address for most of the ways that you can earn instant money.

Get into the Habit

Make it a priority to get into the habit of whatever method you choose to earn instant money.

If you want to start scanning receipts and uploading them into an app that pays, for example, get into the habit of scanning your receipts every time you get into the car.

If you want to earn points on your credit card, avoid late fees by paying the bill on time every single month.

Buy with Intention

There are so many ways to earn money through everyday purchases. The trick here is to buy things that you actually need.

Sometimes, when we uncover the secret to instant money, we can go a little crazy and buy things just because we will get money back.

What I mean is be smart – do not buy something for $100 just because you will get $20 back. Yeah, you might sort of want it, but you still spent $80 that you were not planning on spending originally. Make sense?

Implementing these frugal living tips may help keep your unnecessary spending at bay.

How to Make Instant Money

There are so many ways to earn money quickly and, based on your lifestyle, can be done without too much of a commitment. No matter what instant money method you choose, you will love having some extra cash in your pocket.

Survey Sites

There are so many survey sites that will pay you for your time to answer some simple questions- it is one of the easiest ways to make instant money!

If you find yourself sitting alone at random times (you know like waiting for the bus or during your kid’s baseball practice), why not sign up for one of the survey sites to earn some extra money while you pass the time?

Some of my favorite survey sites are

• Swagbucks (these Swagbucks hacks help you earn more money too!)
• Survey Junkie
• Inbox Dollars
• Vindale Research
• Nielsen Computer Panel (pays you just for signing up!)

How they work is that each survey that you take earns you a certain amount of points. Then, you take these points and convert them to PayPal dollars or Gift Cards.

Its great and the perfect way to earn money for a pedicure (or one of these diy spa day ideas) or to pay the Netflix bill that month.

Read more on how to make money with surveys and check out these 10+ legit surveys for cash

Credit Card Rewards

While I am not the biggest fan of credit cards usually, there are a few perks to signing up for one. My biggest reason for getting a credit card?

The credit card rewards! This is one of the easiest ways to earn instant money!

Whether you are looking for points to go toward your next vacation or cashback to go towards your car payment, this could be the best option for you.

Each credit card is going to offer something different, so do your research and take your spending actions into account when choosing the best credit card.

For example, if you have to drive a lot for work, find a credit card that gives the most cashback for purchasing gas.

When you use a credit card, you need to be cognizant over your spending. Do not spend more than you can afford to pay off each month. We’re not trying to get into debt to make money.

Ibotta App

Ibotta is one of my favorite free cash back apps. In fact, when most people hear that I run a financial blog and they ask for my favorite money saving hack, I tell them to download Ibotta.

Ibotta is an app that actually pays you to buy groceries- something you are already doing! Why not sign up and make money?

How it works is you log into the app and upload your receipts and then money is deposited into your account within 24 hours. So easy, what’s not to love?

Learn how to use Ibotta to get cash back on travel!

WeBull Investment Site

One of my favorite investment sites is WeBull – check it out and you will see why!

With 0% minimum deposit required, a lot of trade options, and an incredible community to help you make the best investments, this investment site is great.

Here’s how WeBull works- you sign up and receive 2 stocks for free. This helps you get acclimated to the WeBull community and gets you that instant cash that everyone loves.

As you continue, there are more opportunities to earn even more stock for free. Referring friends, for example, will earn you 4 free stocks.

There hasn’t been a better time to start investing, so why not learn how to do it with stock that you got for free?

Trim Can Save You Money

Trim is an excellent app that helps you save the most money you can. This website is totally free and helps you save money in special ways.

It starts by analyzing your spending habits first so you know where your money is going. There is something about seeing that coffee shop habit on paper that can help you cut that habit and Trim helps you do that.

Next, the Trim app works with the companies that you are currently using to help cut those bills down. They negotiate medical, internet, cable, subscriptions, and other utility bills for you.

With Trim, you aren’t only saving money, but you are saving yourself a lot of time by not having to negotiate with companies yourself.

My favorite part? Trim is one of the most secure money saving apps out there. It is secured with 256-bit SSL encryption and two-factor authentication to keep your data safe — just like most major banks.

Paribus for Instant Refunds

The other week, I bought a couch for what I thought was a good deal. Until, you know, the next week when I saw that it was on sale even cheaper. I am sure that you know the feeling- it is not great.

Now, you may be wondering how I knew that the couch went on sale? Well, I will let you in on one of the best kept secrets for earning instant money.

I was notified through Paribus, of course! Not sure what that is?

Paribus tracks your online purchases and confirmation emails to help notify you of any purchases that go on sale soon after you’ve bought them. I love it- and you will too.

Yes, you get notifications on little things (like your milk is 10 cents cheaper than when you bought it), but when you find out that the big purchase you made is on sale, it is the best app around.

In Summary

There are so many ways to earn cash, so why not try to earn some instant money? Whether you are sitting in the doctor’s office, waiting for grocery pickup, or letting your kids burn off some energy at the park, why not take that 20 minutes and try out a few of these options?

It is so easy! I will warn you though- earning instant money can be pretty addicting, so make sure you spend that cash wisely!

So, tell me… what will you use all of that extra money to do? Tell me in the comments so I can root for you!