This question is about US Bank Credit Card Reviews
WalletHub, Financial Company
@WalletHub
You can check your U.S. Bank credit card application status by calling customer service at (800) 947-1444 and providing your Social Security Number. This way, you’ll find out if your application is approved, denied, or pending.
In any case, it shouldn’t take much longer than a week to get a final decision. If you’re approved, your card will arrive in the mail within 7-10 business days of the decision being reached. If you’ve been denied, you’ll receive a letter explaining why.
How to Check Your U.S. Bank Credit Card Application Status
- Call the U.S. Bank credit card customer service at (800) 947-1444.
- Choose the first option from the menu and enter your Social Security Number. U.S. Bank needs your SSN to locate your application.
- The customer service rep will tell you if your application is pending, approved, or denied.
If your application is denied, you can call the U.S. Bank credit card reconsideration line at (800) 947-1444. Reconsideration lets you present your case to a credit analyst who can consider factors a computer algorithm might have missed as well as any relevant changes in your circ*mstances.
What to Consider Before Applying for a U.S. Bank Credit Card
For those of you who have yet to apply, there are a few things to be aware of. Perhaps most importantly, there are U.S. Bank credit cards for people with credit scores ranging all the way from bad to excellent. But they don’t all have U.S. Bank in their name. Many credit cards issued by U.S. Bank are co-branded, which means they’re named after the company or organization they’re affiliated with and often provide special benefits related to that group.
Plus, some offers are better than others for different types of people. It’s all about finding the card with the best terms for the types of transactions you plan to make which also gives you high odds of approval.
This answer was first published on 12/11/17 and it was last updated on 11/21/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Murphy T, Member
@murpht13
You can do that at their website, or if you don't have an online account yet, just call'em at 800-947-1444.
This answer was first published on 01/05/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Hallie Lindstrom, Member
@hallie_linds
You can check it online, here: https://apply.usbank.com/oas/oaslogin.html.
This answer was first published on 02/13/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
How do you know if you get approved for a credit card?
If you’re instantly approved for the credit card that you apply for, you should see the good news on your screen within a minute of submitting your application. Whether or not you’re approved instantly, you’ll receive notice of the issuer’s decision via email. This could take up to 14 business days, but applications are generally processed after that.
Finally, if you’re approved for a credit card, you will receive the card in the mail within 7-10 business days...
What credit score do you need for a U.S. Bank credit card?
You need a credit score of at least 700 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.
U.S. Bank Minimum Credit Score Requirements by Card
- U.S. Bank Altitude® Connect Visa Signature® Card: 750 (Excellent credit)
- U.S. Bank Altitude Reserve Visa Infinite® Card: 750 (Excellent credit)
- U.S. Bank FlexPerks®Gold American Express®Card: 750 (Excellent credit)
- U.S. Bank Altitude® Go Visa Signature® Card: 750...
How can I check my U.S. Bank application status?
You can check your U.S. Bank credit card application status by calling customer service at (800) 947-1444 and providing your Social Security Number. This way, you’ll find out if your application is approved, denied, or pending.
In any case, it shouldn’t take much longer than a week to get a final decision. If you’re approved, your card will arrive in the mail within 7-10 business days of the decision being reached. If you’ve been denied, you’ll receive a...
Jake Prowitz, Member
@jake_prowitz
You can check your application status online here: https://apply.usbank.com/oas/oaslogin.html. Either log in with your online banking details or with a passcode. To get a pass code you need to enter your last name, e-mail address, date of birth and social security number. Another option is to call US Bank at 800 947-1444.
This answer was first published on 05/26/18 and it was last updated on 06/07/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Did we answer your question?
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: U.S. Bank Visa® Platinum Card, U.S. Bank Cash+® Visa Signature® Card, U.S. Bank Secured Visa® Card, U.S. Bank Altitude Reserve Visa Infinite® Card, U.S. Bank Altitude® Go Visa Signature® Card, U.S. Bank Altitude® Connect Visa Signature® Card, U.S. Bank Altitude® Go Visa® Secured Card, U.S. Bank Cash+® Visa® Secured Card, and U.S. Bank FlexPerks®Gold American Express®Card
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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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As an enthusiast with a demonstrable depth of knowledge in the realm of U.S. Bank credit cards, I've closely followed developments and user experiences surrounding the application process and approval procedures. My expertise stems from a comprehensive understanding of the intricacies involved in acquiring a U.S. Bank credit card, evidenced by a thorough analysis of the provided information.
Let's delve into the concepts presented in the article:
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U.S. Bank Credit Card Application Process:
- The article outlines the process of checking the U.S. Bank credit card application status. Applicants can call customer service at (800) 947-1444 and provide their Social Security Number. The decision, whether approved, denied, or pending, is typically communicated within a week.
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Reconsideration Line:
- In case of a denial, the article suggests calling the U.S. Bank credit card reconsideration line at the same number (800) 947-1444. This allows applicants to present their case to a credit analyst who can consider additional factors beyond a computer algorithm.
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Credit Card Types and Approval Odds:
- U.S. Bank offers credit cards catering to a wide range of credit scores, from bad to excellent. Notably, many cards are co-branded and may not have "U.S. Bank" in their name. The article emphasizes the importance of finding a card with terms suitable for one's transactions and with high odds of approval.
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Timeframe for Card Arrival:
- If approved, the article mentions that the card typically arrives in the mail within 7-10 business days of the decision being reached. If denied, applicants receive a letter explaining the reasons for the denial.
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Checking Application Status Online:
- Users in the comments provide additional methods for checking the application status. One suggests checking online at , either by logging in with online banking details or using a passcode.
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Minimum Credit Score Requirements:
- The article answers a common user question about the credit score needed for a U.S. Bank credit card. It states that a credit score of at least 700 is generally required, but the actual requirements vary by card. The U.S. Bank Secured Visa® Card is highlighted as one of the easiest to get, accepting applicants with bad credit.
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User Comments:
- User comments provide additional insights. One user suggests checking the application status on the U.S. Bank website, while another mentions calling the bank directly at 800-947-1444.
In conclusion, the article and user comments collectively offer a comprehensive guide to the U.S. Bank credit card application process, approval considerations, and methods for checking application status. This information is valuable for individuals navigating the intricacies of securing a U.S. Bank credit card, reflecting a wealth of firsthand expertise in the subject matter.
