Finding a Family Home on a Budget: A Guide for Parents Who Have an Autistic Child (2024)

Finding a Family Home on a Budget: A Guide for Parents Who Have an Autistic Child (1)

Guest Post by Amos Faulkner.

Amos Faulkner wants to help people “do money well.” Money is a constant in our lives. Yet, as a bank teller, Amos realized that many people don’t pay enough attention to how much they have or how much they need, now and in the future. Well, now, the buck stops with his site, domoneywell.com. From teaching your children how to manage their money to saving for your golden years, Amos will cover it all.

The modern housing market can be difficult for anyone to navigate, but that does double for parents trying to find a home that fits their autistic child’s needs. It’s never easy to budget but the following advice from Millenial Mom might help to streamline the house hunting and moving processes.

Finding Your Ideal Home

The most important step in house hunting should also be the first: assessing your financial health to establish your budget. The size of the mortgage you'll be able to get depends on your cash-on-hand, your debt-to-income ratio, and other potential factors depending on the financial institution. It’s also a great idea to research the local market so that you know what to expect.

It's necessary to be realistic with your expectations when searching for your new home. Prioritize your needs over your wants; a pre-installed pool is nice, but are there enough bedrooms and bathrooms to support your family? If you have pets, can they exist comfortably in this space? Are there any HOA guidelines preventing you from having them? There are many unexpected fees associated with buying a home, so try to meet all of your requirements without overspending.

Accommodating and Including the Kids

Remember that your children have very different requirements for their lives than you, especially if you have a child with autism. When looking for a home for an autistic child, it is important to consider the child's specific needs, such as sensory requirements, routines and other factors that can affect their wellbeing. Additionally, finding a home with good access to support services and community activities appropriate for those with special needs is essential.

Before committing to a neighborhood, research the school district. Online reviews can indicate if the district has a good reputation and is well-funded. Schools in many areas are funded by property taxes, so the higher your home value, the more resources educational facilities are likely to have.

Moving can be just as stressful for your children as it is for you. To keep them from being anxious and bored, include them in the process. Older kids can be trusted to pack up their old rooms and customize their new ones. Toddlers and small children can be given token tasks such as moving small boxes around to feel like they're a part of the transition. Make sure to take some time to rest and allow the other members of your family to pull their respective weights.

Moving Your Family and Business

Having to move isn't always a positive situation. If you find yourself, for whatever reason, moving to a new state without much money to support yourself, you may need to put the house hunt on hold. If you have friends or close relatives in the area, they may be able to take you in, provided they have the space for your other family members and pets, if any. Try to keep your visit as short as possible while you diligently arrange employment and housing in your new area.

If you have your own business, relocating it at the same time that you're changing homes is a challenge. To accomplish this as seamlessly as possible, organize your business assets in meticulously labeled containers to eliminate any guesswork regarding their destination, as well as keep them from being mixed in with containers bound for your house. Consider hiring reputable, insured, professional movers for the literal and figurative load of this doubled moving task.

Meeting New People

Moving can make it challenging to meet people and build relationships. However, there are several ways to make finding new friends easier. One great way is to join local clubs or organizations related to your interest - whether sports, music, or other hobbies - as this provides an opportunity both to meet like-minded people and have fun activities. You can also reach out on social media platforms such as Facebook or Meetup to find interest groups or activities in the area.

Additionally, if you’re relocating to your hometown, you can use search engines to find alumni from your high school. This can be effective if you can’t connect with people through social media.

Get Peace of Mind with a Home Warranty

A home warranty can provide peace of mind to homeowners by offering protection against unexpected repair costs for covered systems and appliances. With a home warranty, you can rest assured that if something breaks down or malfunctions, you can call the warranty provider to arrange a repair or replacement, without having to worry about paying a large sum of money. This can give you peace of mind and help you avoid the stress and financial burden of unexpected repairs. It’s important to find out more about home warranty cost and coverage before investing, though, to ensure you get a policy that reflects your needs.

Finding Your Balance

Keeping costs down while relocating your family and business is quite the balancing act. Keeping everyone organized, involved, and considered throughout the process will ensure the move goes as smoothly as possible, leaving you well prepared to acclimate to your new environment.

Are you looking for more great resources on family and finance-related matters? Then check out Millenial Mom!

Finding a Family Home on a Budget: A Guide for Parents Who Have an Autistic Child (2)
Finding a Family Home on a Budget: A Guide for Parents Who Have an Autistic Child (2024)

FAQs

What is the life expectancy of a child with autism? ›

Longitudinal studies that followed people with Autism for over 20 years found that the average life expectancy ranges between 39 years and 58 years. Individuals who are more severely affected by Autism have a shorter life expectancy than those less affected by the disorder.

Do parents get paid for having an autistic child? ›

Can I Get Paid To Stay Home With My Autistic Loved One In California? Yes, in California, you may be eligible to receive In-Home Supportive Services (IHSS), which provides financial aid for the long-term care of your autistic loved one.

How does having a child with autism affect the family? ›

Having an autistic child can put a lot of strain on you and your family. You might need to spend a lot of time helping your child get the support they need. This can be very stressful and exhausting. It may be hard to make time for the rest of your family and can affect your relationships with each other.

How stressful is it for parents who have an autistic child? ›

Parenting an autistic child increases stress levels beyond those of parents of allistic children. The need for constant vigilance, financial burdens associated with therapy costs, sleep deprivation, and managing challenging behaviors can all contribute to increased parental stress levels.

Who is the longest living autistic person? ›

Sadly, Donald Triplett passed away at the age of 89 from cancer on June 15, 2023. He holds the distinction of being the longest-living person known to be autistic. His life and journey continue to contribute to the understanding and awareness of autism spectrum disorder.

Will my autistic child ever have a normal life? ›

Some have traits of mild autism while others face more challenges and have higher support needs. The differences can greatly affect what everyday life may look like. With that said, many autistic children learn to live on their own, get jobs, have children, and more.

How much money does the government give you for an autistic child? ›

SSI Benefits for Autism

SSI benefits are available to children and adults with disabilities who have limited income and resources. Qualifying for SSI benefits is based on financial need and disability status. The maximum monthly payment for SSI benefits in 2024 is $943 for an individual and $1,414 for a couple [2].

How much does SSI give for autism? ›

The maximum possible disability benefit for autism in 2024 is $943 per month for SSI and about $3,822 per month for SSDI. These maximums apply regardless of what condition you have or whether you apply with one condition or multiple. The actual amount you'll receive depends on your specific circ*mstances.

How much money do you get if your child has an ASD? ›

You can get between £28.70 and £184.30 a week in Disability Living Allowance (DLA) to help look after a child who has a disability or health condition. DLA isn't means tested, so how much you earn doesn't impact how much you can get. The money can be spent on anything.

Who carries the autism gene, mother or father? ›

Autism spectrum disorder affects about 1 in 36 children in the U.S. While the genetics of autism are complex, scientists had narrowed it down to moms being more likely carriers. Or so they thought! CSHL scientists have now discovered that dad's genome may play a bigger genetic role.

Do autism symptoms get worse with age? ›

Autism doesn't get worse with age, but certain symptoms can become more pronounced and problematic as the child grows older and is more challenged.

What is the hardest part of life for a child with autism? ›

Communication challenges. Verbal communication is a challenge for some children with ASD. For parents of such children, communication is a problem that compounds the stress & anxiety of parents. Parents face the challenge that their child is unable to communicate their needs and wants.

Are autistic people attached to their parents? ›

Fewer autistic people form secure attachments than do their typical peers: Studies have shown that 47 to 53 percent of children with autism are securely attached, compared with about 65 percent of typical individuals3.

Does autism reduce life expectancy? ›

Autism itself does not affect life expectancy, however research has shown that the mortality risk among individuals with autism is twice as high as the general population, in large part due to drowning and other accidents.

What is the most severe level of autism? ›

ASD Level 3 – On the most severe end of the spectrum is Level 3 which requires very substantial support. Signs associated with both Level 1 and Level 2 are still present but are far more severe and accompanied by other complications as well.

Does autism run in families? ›

Yes, a majority of autism cases are linked to inherited genetic mutations that run in families. Can You Develop Autism? Autism takes root during fetal development. No evidence suggests you can develop autism later in life.

Is autism a disability? ›

Autism is a neurological developmental disability with an estimated prevalence of one to two percent of the American and worldwide population. The diversity of the disability means that each person's individual experience of autism and needs for supports and services can vary widely.

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