Financial Rescue Pack (2024)

Table of Contents
ERROR CODE 404 31 Days of Living Well & Spending Zero is unfortunately no longer available as a free challenge on our website. THE QUICK-START MONEY MANAGEMENT SYSTEM DESIGNED TO HELP YOU QUICKLY GET A HANDLE ON YOUR FINANCES JUST IMAGINE IF YOU COULD.... TAKE BACK CONTROL & TELL YOUR MONEY WHERE TO GO FOR A LIMITED TIME, GET OUR FINANCIAL RESCUE PACK MONEY MANAGEMENT SYSTEM FOR JUST $29 (A $47 VALUE) AND I KNOW EXACTLY WHAT IT'S LIKE TO STRUGGLE WITH YOUR FINANCES. AND I KNOW EXACTLY WHAT IT'S LIKE TO STRUGGLE WITH YOUR FINANCES. I know what it is like to want to bury your head in the sand when it comes to your finances, but I promise that we can do this together. Watch the video below to hear my story....and how the Financial Rescue pack can help you get back on track. Saving money doesn't have to be scary. Our easy-to-follow tips, step-by-step instructions, and practical worksheets will make getting a handle on your finances feel more straightforward than you ever thought possible. THIS SPECIAL FLASH SALE ENDS IN Get the 10 Meals in an Hour Meal Planning System now for just $29, or upgrade your order to the LWSL Home Systems Toolbox for just $10 more and get unlimited access to our entire library of digital tools & resources (including 10 Meals in an Hour!) THE LWSL FINANCIAL RESCUE PACK™ $47 $29 (save 40%) THE LWSL HOME SYSTEMS TOOLBOX™ $47 $39 (save 40%) WHAT IS INCLUDED WITH THE FINANCIAL RESCUE PACK BUNDLE? WHAT WILL I LEARN? ARE THESE REAL BOOKS? CAN I GET A PHYSICAL COPY? WHAT IS YOUR RETURN POLICY? HOW DO I KNOW THE FINANCIAL RESCUE PACK IS RIGHT FOR ME? HOW MUCH MONEY WILL I SAVE? HOW DO I STOP SPENDING FOR A WHOLE MONTH? DON'T I STILL HAVE TO PAY MY BILLS? IS THIS BUNDLE REALLY WORTH THE COST? WHAT IS THE COST OF THE BUNDLE? HOW SOON AFTER PURCHASING WILL I RECEIVE MY BUNDLE? Don't leave empty handed! Our FREE Living Well Starter Guide will show you the steps you can take right now to take to begin streamlining your home life. ANOTHER AMAZING RESOURCE FROM FAQs

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31 Days of Living Well & Spending Zero is unfortunately no longer available as a free challenge on our website.

The good news is that you can still access this life-changing challenge as part of our insanely amazing Financial Rescue Pack Money Management System. It's normally a $47 value, but for a limited time you can grab it for just $29.

Keep reading to find out what's included, and how it can help you quickly take back control of your finances and save money fast.

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Worried about making ends meet or just want to get ahead? Get the help you need to take control of your finances, quickly and easily.

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Worried about making ends meet, or just want to get ahead? Get the help you need to take control of your finances, quickly and easily.

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Days

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Hours

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GET STARTED NOW

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THE QUICK-START MONEY MANAGEMENT SYSTEM DESIGNED TO HELP YOU QUICKLY GET A HANDLE ON YOUR FINANCES

JUST IMAGINE IF YOU COULD....

  • Easily save more than $1,000 (without feeling deprived).
  • Actually feel excited and happy about using--and sticking to--a simple budget.
  • Have a concrete plan of action for getting out of debt and taking back control of your money.
  • Stop feeling stressed about money, and stop wondering where all your money went.
  • Feel confident about your financial future, even in uncertain times, and your own ability to make good choices.
  • Get to the heart of your financial struggles and discover a system that works with you, not against you.
  • Have more money to spend on the things you actually want by painlessly cutting expenses.
  • Create better habits that will lead to lasting change and financial freedom.

BUY THE FINANCIAL RESCUE PACK NOW

"This system not only changed our spending, it's teaching our children the value of every dollar, and changing our lifestyle from one of convenience for the sake of convenience to one of experiencing the self-esteem boost in doing it ourselves and being able to say, "Job well done." After implementing the system, you'll be prepared to handle any financial hurdles life sends your way. "

- MELISSA G. -

"This system not only changed our spending, it's teaching our children the value of every dollar, and changing our lifestyle from one of convenience for the sake of convenience to one of experiencing the self-esteem boost in doing it ourselves and being able to say, "Job well done." After implementing the system, you'll be prepared to handle any financial hurdles life sends your way. "

- MELISSA G. -

TAKE BACK CONTROL & TELL YOUR MONEY WHERE TO GO

FOR A LIMITED TIME, GET OUR FINANCIAL RESCUE PACK MONEY MANAGEMENT SYSTEM FOR JUST $29 (A $47 VALUE)

  • Get a digital copy of our Smart Ways to Build an Emergency Fund Guide, which will show you exactly what steps you can take to save money RIGHT NOW in order to build up your emergency fund.
  • Includes more than $50 in printable resources (if purchased individually).
  • You'll also get a digital copy of our bestselling challenge, 31 Days of Living Well & Spending Zero, which will help you kick-start your finances with a month-long no-spend challenge.
  • Best of all, you'll get the support, know-how, and motivation you need to pay off debt, tackle your budget, and finally take control of your finances.

BUY THE FINANCIAL RESCUE PACK

"It's not just about knowing how to save, it's about understanding your own relationship with money, and the emotional triggers that cause you to spend more than you should. This system gets right to the root of the problem and makes saving money actually feel doable. "

- JANNA H. -

"It's not just about knowing how to save, it's about understanding your own relationship with money, and the emotional triggers that cause you to spend more than you should. This system gets right to the root of the problem and makes saving money actually feel doable."

- JANNA H. -

AND I KNOW EXACTLY WHAT IT'S LIKE TO STRUGGLE WITH YOUR FINANCES.

In fact, I first started my blog, Living Well Spending Less, in 2010 not because I was some great money-saving expert. Just opposite, in fact! Truth be told, I was kind-of a disaster with money--very good at spending it, and not so great at keeping track of where it went (or how much I actually had available to spend.)

My husband Chuck and I fought a lot about money, and after one epic battle, I knew something had to give. I started writing about my journey of trying to live well and spend less, figuring if nothing else it would be a way to hold myself accountable.

Amazingly enough, it worked! Chuck and I were finally able to get on the same page about money and even become debt-free. My money tips are hard fought, and I know that they will help you the same way they helped me!

Want to know more? You can find more information and links to all of my other practical tools and resources at RuthSoukup.com!

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AND I KNOW EXACTLY WHAT IT'S LIKE TO STRUGGLE WITH YOUR FINANCES.

In fact, I first started my blog, Living Well Spending Less, in 2010 not because I was some great money-saving expert. Just opposite, in fact! Truth be told, I was kind-of a disaster with money--very good at spending it, and not so great at keeping track of where it went (or how much I actually had available to spend.)

My husband Chuck and I fought a lot about money, and after one epic battle, I knew something had to give. I started writing about my journey of trying to live well and spend less, figuring if nothing else it would be a way to hold myself accountable.

Amazingly enough, it worked! Chuck and I were finally able to get on the same page about money and even become debt-free. My money tips are hard fought, and I know that they will help you the same way they helped me!

Want to know more? You can find more information and links to all of my other practical tools and resources at RuthSoukup.com!

"Reading this guide, it's like you took every piece of my life that was in knots and gently showed me how to untie them. And I couldn't be more grateful. So thank you. Thank you for embracing your messy as not a lot of people do anymore, and showing me, and probably countless other people, that there is a way out, if you just stay focused and go slow and forward and do your best."

- LAURA B. -

"Reading this guide, it's like you took every piece of my life that was in knots and gently showed me how to untie them. And I couldn't be more grateful. So thank you. Thank you for embracing your messy as not a lot of people do anymore, and showing me, and probably countless other people, that there is a way out, if you just stay focused and go slow and forward and do your best."

- LAURA B. -

I know what it is like to want to bury your head in the sand when it comes to your finances, but I promise that we can do this together. Watch the video below to hear my story....and how the Financial Rescue pack can help you get back on track.

BUY THE FINANCIAL RESCUE PACK NOW

"Ruth has put together a fantastic group of suggestions and ideas to help spend nothing in a month and therefore live better. She provides great suggestions for how to save, how to plan meals, how to get rid of clutter and possibly make money in the process. This system is definitely worth learning."

- PATTI L. -

"Ruth has put together a fantastic group of suggestions and ideas to help spend nothing in a month and therefore live better. She provides great suggestions for how to save, how to plan meals, how to get rid of clutter and possibly make money in the process. This system is definitely worth learning."

- PATTI L. -

Saving money doesn't have to be scary. Our easy-to-follow tips, step-by-step instructions, and practical worksheets will make getting a handle on your finances feel more straightforward than you ever thought possible.

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IMMEDIATE

Make the small changes necessary to finally stop living paycheck to paycheck and get your finances under control, once and for all.

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PRACTICAL

Gather innovative ideas and practical solutions for trimming the fat off your budget—and putting more money in your wallet.

COMPREHENSIVE

Learn simple tricks and tips for selling your stuff, slashing your bills, making more money, and even saving on food.

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EFFECTIVE

Printable worksheets will help you take immediate action, while the useful tips and step-by-step instructions give clear direction.

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BEGINNER READY

Never attempted to budget before? Not to worry--our straightforward guides will make saving simple, even if you're brand new.

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ENCOURAGING

Get inspiration, encouragement, and even more ideas for how to save through personal stories of others who have been there too.

BUY THE FINANCIAL RESCUE PACK NOW

THIS SPECIAL FLASH SALE ENDS IN

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"It is a commitment of time and energy to take on this challenge, but with Ruth's support and encouragement, it is possible to succeed. I would definitely recommend this life-changing resource to anyone who is looking to drastically improve their financial health!"

- SARAH H. -

"It is a commitment of time and energy to take on this challenge, but with Ruth's support and encouragement, it is possible to succeed. I would definitely recommend this life-changing resource to anyone who is looking to drastically improve their financial health!"

- SARAH H. -

Get the 10 Meals in an Hour Meal Planning System now for just $29, or upgrade your order to the LWSL Home Systems Toolbox for just $10 more and get unlimited access to our entire library of digital tools & resources (including 10 Meals in an Hour!)

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THE LWSL FINANCIAL RESCUE PACK™

$47 $29 (save 40%)

  • Get a digital copy of our Smart Ways to Build an Emergency Fund Guide, which will show you exactly what steps you can take to save money RIGHT NOW in order to build up your emergency fund.
  • Includes more than $50 in printable resources (if purchased individually).
  • You'll also get a digital copy of our bestselling challenge, 31 Days of Living Well & Spending Zero, which will help you kick-start your finances with a month-long no-spend challenge.
  • Best of all, you'll get the support, know-how, and motivation you need to pay off debt, tackle your budget, and finally take control of your finances.

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THE LWSL HOME SYSTEMS TOOLBOX™

$47 $39 (save 40%)

  • Includes our four bestselling home systems--the Ultimate Cleaning Bundle™, the Financial Rescue Pack™, the 10 Meals in an Hour® Meal Planning System, and our (IM)Perfectly Productive Time Management System. (a $188 value)
  • Also includes our two wildly popular challenges--31 Days of Living Well & Spending Zero, designed to help you save more than $1000 in less than a month, as well as our game-changing 31 Days to a Clutter Free Life. (a $32 value)
  • Includes dozens of additional printable resources for cleaning & organizing, managing your finances, focusing your time, and a whole lot more. (a $40 value)
  • Best of all, you'll get the support, know-how, and motivation you need to begin creating organized systems for every aspect of your home life.

"I love that there are daily challenges and tasks to help keep us organized and motivated, and we also love that there are checklists and weekly reflections so we can track progress and gauge what works for our family. Ruth has compiled a great resource for those who are trying to get their spending in check, and she also makes it easy to customize for every family's needs."

- JAIME M. -

"I love that there are daily challenges and tasks to help keep us organized and motivated, and we also love that there are checklists and weekly reflections so we can track progress and gauge what works for our family. Ruth has compiled a great resource for those who are trying to get their spending in check, and she also makes it easy to customize for every family's needs."

- JAIME M.-

WHAT IS INCLUDED WITH THE FINANCIAL RESCUE PACK BUNDLE?

The LWSL Financial Rescue Pack contains two amazing digital resources that, used together, can help you quickly take back control of your financial situation.

First, our Smart Ways to Build an Emergency Fund guide will show you, step-by-step, exactly what steps you can take to save money RIGHT NOW in order to build up your emergency fund. Packed with actionable tips you can use right away, this practical guide is designed to help you take real action, and also includes more than $50 in printable worksheets from our online shop.

Additionally, our 31 Days of Living Well & Spending Zero challenge will help you quickly take back control of your finances by guiding you through a no-spend month, with daily challenges that will help make the time fly by.

WHAT WILL I LEARN?

The Financial Rescue Pack bundle will help you:

  • Quickly build an emergency fund.
  • Easily create a budget that you can actually stick to.
  • Discover new and painless ways to save on almost everything.
  • Get organized so that money is no longer slipping through the cracks.
  • Save on food—most people’s biggest expense after housing!
  • Discover money that you didn’t know you had.
  • Create new solutions for old problems….without spending money.
  • Save as much as $1000 (or more!) in just one month!

ARE THESE REAL BOOKS?

Yes, both the Smart Ways to Build an Emergency Fund guide and 31 Days of Living Well & Spending Zero are real books, each with more than 200 pages. Please keep in mind that all materials are delivered digitally in PDF format.

CAN I GET A PHYSICAL COPY?

At this time, Smart Ways to Build an Emergency Fund is only available in digital PDF format. You can print the entire bundle and have it bound or keep it in a 3-ring binder, or you can print just the pages and recipes you need.

You can also print 31 Days of Living Well & Spending Zero, or it is sold separately in physical form HERE.

WHAT IS YOUR RETURN POLICY?

We are confident that the Financial Rescue Pack bundle will pay for itself within days, but if for any reason you are not satisfied, we do provide a 30-day happiness guarantee.

HOW DO I KNOW THE FINANCIAL RESCUE PACK IS RIGHT FOR ME?

Anyone looking for inspiration, motivation, and instruction in getting a better handle on their financial situation. The practical tips and actionable steps are applicable whether you are single or married, whether you have children at home or not, and whether you are in your twenties, thirties, forties, or beyond.

HOW MUCH MONEY WILL I SAVE?

How much you save will depend a lot on your current spending habits, as well as how many of the tips and strategies you decide to implement, as well as how quickly and emphatically you decide to implement them.

That said, many of our readers have reported saving $1000 or more in their first month. One couple even paid for their wedding with the money they saved during their no-spend challenge!

HOW DO I STOP SPENDING FOR A WHOLE MONTH? DON'T I STILL HAVE TO PAY MY BILLS?

Yes, you still have to pay your bills. :-)

Our 31 Days of Living Well & Spending Zero challenge focuses on new and innovative ways to cut back all non-essential spending to zero for the month.

It's about using what you have, and learning to get creative with food, entertainment, and much more.

IS THIS BUNDLE REALLY WORTH THE COST?

In a word… yes!

The practical tips and ideas found in the Financial Rescue pack will literally pay for themselves within a day of applying them. You will not find a better, more practical, and more comprehensive resource at a lower price.

WHAT IS THE COST OF THE BUNDLE?

The Financial Rescue Pack is regularly priced at $47, but during this secret flash sale, you can grab it for just $29.

HOW SOON AFTER PURCHASING WILL I RECEIVE MY BUNDLE?

Your bundle will be delivered digitally, via the email address you provide at checkout. It should arrive within 5-10 minute of your purchase.

BUY THE FINANCIAL RESCUE PACK NOW

"The Financial Rescue Pack saved not only my bank account but my marriage too. It helped us both get on the same page with our finances and to finally start saving!"

- TINSLEY F. -

"The Financial Rescue Pack saved not only my bank account but my marriage too. It helped us both get on the same page with our finances and to finally start saving!"

- TINSLEY F. -

Don't leave empty handed!

Our FREE Living Well Starter Guide will show you the steps you can take right now to take to begin streamlining your home life.

GET MY FREE GUIDE

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"I absolutely adore Ruth Soukup and this system she has created. She's thought of everything you need to be successful, and I highly recommend it!"

- E. WESSON -

"I absolutely adore Ruth Soukup and this system she has created. She's thought of everything you need to be successful, and I highly recommend it!"

- E. WESSON -

ANOTHER AMAZING RESOURCE FROM

Financial Rescue Pack (2024)

FAQs

Is credit card settlement a good idea? ›

Debt settlement can have both a positive and negative effect on your credit. For some strategies, your credit score may get worse before it gets better. Many debt settlement companies advise you to skip your payments to save up to pay one large sum.

Who has the best debt relief program? ›

Best debt relief companies
  • Best for debt support: Accredited Debt Relief.
  • Best for customer satisfaction: Americor.
  • Best for affordability: New Era Debt Solutions.
  • Best for large debts: National Debt Relief.
  • Best for credit card debt: Freedom Debt Relief.
  • Best longstanding company: Pacific Debt Relief.
Jun 1, 2024

How to get out of 10k credit card debt? ›

7 ways to pay off $10,000 in credit card debt
  1. Opt for debt relief. One powerful approach to managing and reducing your credit card debt is with the help of debt relief companies. ...
  2. Use the snowball or avalanche method. ...
  3. Find ways to increase your income. ...
  4. Cut unnecessary expenses. ...
  5. Seek credit counseling. ...
  6. Use financial windfalls.
Feb 15, 2024

Can I settle credit card debt on my own? ›

Settling debts on your own is possible, and we'll walk you through that process. But if you would like a hands-off approach to debt settlement, consider working with a debt settlement company.

Is settlement good for a credit card? ›

Is credit card settlement a good idea. Typically, you're advised to avoid credit card settlements because of their impact on your credit score. However, depending on your current situation, you may have no other choice but to settle.

What is the downside of a debt relief program? ›

Creditors are not legally required to settle for less than you owe. Stopping payments on your bills (as most debt relief companies suggest) will damage your credit score. Debt settlement companies can charge fees. If over $600 is settled, the IRS will view this debt as a taxable income.

Is there really a government debt relief program? ›

Unfortunately, there is no such thing as a government-sponsored program for credit card debt relief. In fact, if you receive a solicitation that touts a government program to get you out of debt, you may want to think twice about working with that company.

Will debt relief hurt my credit? ›

Debt relief won't hurt your credit alone. However, closing your oldest accounts can drastically lower your standing. Debt relief and debt settlement options don't hurt your credit score on their own.

What is the National Debt Relief Hardship Program? ›

National Debt Relief, a debt settlement firm, negotiates with creditors to reduce consumer debt. They offer free consultations and will customize plans to make debt payoff affordable. Depending on factors like your debt size, budget and negotiated amount, you could pay off your debts within 24 to 48 months.

How can I legally get rid of my credit card debt? ›

The good news is there are legal ways to reduce and even eliminate your credit card debt – including debt management plans, bankruptcy, and in some cases, debt settlement. Whichever approach you choose, know that there are also drawbacks, ranging from legal fees to credit score damage.

How to pay off credit card debt when you have no money? ›

How to pay off credit card debt
  1. Try the avalanche method.
  2. Test the snowball method.
  3. Consider a balance transfer card.
  4. Get your spending under control.
  5. Grow your emergency fund.
  6. Switch to cash.
  7. Explore debt consolidation loans.
May 1, 2024

Is freedom debt relief real? ›

Freedom Debt Relief was founded in 2002. The company offers debt settlement services that help struggling borrowers lower their debt and affordably pay it off. Freedom Debt Relief will negotiate with creditors on your behalf to settle debts for less than the total amount owed.

Is national debt relief legitimate? ›

Is National Debt Relief legit? National Debt Relief is an accredited member of the American Association for Debt Resolution (AADR). It has been around since 2009 and has helped over 600,000 individuals reduce their debt. It also has an A+ rating from the BBB (Better Business Bureau).

How do I legally discharge my credit card debt? ›

Chapter 7 bankruptcy: This fairly quick legal process can wipe out your unsecured debts through what's called a “discharge.” Chapter 13 bankruptcy: Chapter 13 can also result in a discharge, but typically only after you complete a 3-5 year repayment plan.

What is the lowest a creditor will settle for? ›

Depending on the situation, debt settlement offers might range from 10% to 80% of what you owe.

What is the disadvantage of credit card settlement? ›

Debt settlement can eliminate outstanding obligations, but it can negatively impact your credit score. Stronger credit scores may be more significantly impacted by a debt settlement. The best type of debt to settle is a single large obligation that is one to three years past due.

What percentage will credit card companies settle for? ›

What percentage will credit card companies settle for? Creditors often accept 20% to 100% of the outstanding balance. The actual amount they are willing to settle for depends on individual circ*mstances and negotiation skills.

Is it good to take a settlement offer from a creditor? ›

Also, reaching a debt settlement often involves racking up delinquent payments that damage credit scores. And settling an account instead of paying it in full is seen as negative because the creditor agreed to take a loss in accepting less than what it was owed.

Will my credit score increase after settlement? ›

There is a high probability that you will be affected for a couple of months or even years after settling your debts. However, a debt settlement does not mean that your life needs to stop. You can begin rebuilding your credit score little by little. Your credit score will usually take between 6-24 months to improve.

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