Family Lives Without Money and Thrives!?!? (2024)

Family Lives Without Money—By Choice—and Thrives
By Beth Greenfield

Family Lives Without Money and Thrives!?!? (1)Fellmer with Alma Lucia, left, and Nieves Palmer. Photo courtesy of Raphael Fellmer.

A Berlin family of three has been living on practically nothing but love and the goodwill of others for more than two years and counting—not as a victims of the rough economy, but as activists who are on a money strike to protest what they call our “excess-consumption society.”

As consumers, we support the system, and we are all responsible for making a wasteful society,” Raphael Fellmer, 29, told Yahoo! Shine. “This strike is to inspire other people to reflect about our other possibilities.

Fellmer, who said he’d held jobs since he was 12 years old, began his protest after years of working in hotels, bars, restaurants and various offices. In 2010, after graduating from college in the Hague as a European Studies major, he and two friends embarked upon a 15-month “journey of humanity” to raise awareness of environmental destruction and of society’s many wastes, including estimates that about one-third of all food produced worldwide (valued at about $1 trillion a year) gets wasted.

That trip involved hitchhiking from Europe to Mexico without cash, simply depending on the goodwill and excess resources of others. It carried them over more than 19,000 miles on more than 500 vehicles—including a sailboat that took the trio from the Canary Islands to Brazil in exchange for crew duties—and soon led Fellmer to meet his wife, Nieves Palmer, who became pregnant along the way.

Now the couple, along with their 18-month-old daughter Alma Lucia, are continuing to live nearly money-free in Berlin, where they do odd jobs and organizing work in exchange for living space, with roommates, in the Peace House Martin Niemöller, which contains various non-profits. (Though Fellmer uses no money, he said Palmer does use a little, mainly in the form of child support she receives from the government, which is granted to all children.)

Fellmer has become a full-time activist in the name of bringing attention to problem of waste and overconsumption, running organizations and websites including The (R)evolution: In Harmony with the Earth. There is a network of others, too, beyond the two pals he traveled with. A 2010 documentary called “Living Without Money,” for example, profiles a 68-year-old German woman named Heidemarie Schwermer who gave up money 14 years ago. She says she’s never felt freer.

But Fellmer admits his lifestyle is radical, explaining that it’s to get his message across.

Not everybody needs to do this to such an extreme. This is for protest. We want to inspire people to think about changes they can make. There are so many tools out there, so many ways to reduce one’s carbon footprint.

One is through the fast-growing German movement of “foodsharing,” in which adherents use the Internet to share edible food that’s been foraged from grocery-store dumpsters. Fellmer founded an organization in which he partnered with a leading German organic-food chain to create an efficient way of “rescuing” food for distribution just before it is thrown away. He’s also part of a website, foodsharing.de, which has registered more than 12,000 people across the country in just two months of its existence, he said, and has drawn interest from around the world in more than 20 languages (6 of which Fellmer speaks). In the U.S., where about 40 percent of food—or about $165 billion worth—gets wasted annually, there exists a similar fringe movement of vegan dumpster divers called “freegans.”

Other ways to take part in what Fellmer calls “collaborative consumption” include using popular couchsurfing sites, or finding people with empty homes who need long-term house-sitters.

We have not only a surplus of food but of housing,” he said. “Everything we need is already there. We just need to make the connections.

Even as a new parent, Fellmer said he’s been able to stave off money-related anxieties. “Children need from parents love, attention, time. All these materialistic things are really ridiculous,” he said, adding that used baby clothes are as easily had as thrown-away food. Germany offers universal medical care, although Fellmer and his family have managed to find a dentist to give them free services, and did gardening and repair work for a gynecologist when Palmer was pregnant. (They did spend their one bit of money on the overseas journey, however, when Palmer, a former psychologist, used funds she had saved in order to pay a midwife.)

Though Fellmer’s parents are supportive of his lifestyle and “pretty open,” he admitted to having plenty of critics.

People are very creative with their negative comments. They say I’m lazy, abusing other people,” he said. “But when they talk to me, they learn I’m working 40 to 50 hours a week on projects for the good of society.

Mostly, Fellmer hopes his money strike can help change others’ lives.

Money is hampering our dreams. Most people have forgotten it, or are completely afraid of living without money, so they are enslaved by the monetary system,” he said. “I hope to motivate people to believe a little more in their dreams.

Family Lives Without Money and Thrives!?!? (2024)

FAQs

Can a family be happy without money? ›

Money may not buy happiness, but it provides financial security, which in turn provides physical security and other basic needs like food. Financial security also allows us to worry less. All of this contributes to our overall happiness level. That isn't to say that you can't be happy with a small income.

What is the point of life without money? ›

In addition to a decrease in stress over financial concerns, living without money offers many possible benefits such as reducing your environmental impact, increasing your understanding and appreciation of what you have, and helping you live a more purposeful life.

How many people live without money? ›

The study found that a staggering 2.7 billion people could only cover their basic needs for a month or less without income, and of that number, 946 million could survive for a week at most.

What to do if my family has no money? ›

  1. Give a Cash Gift.
  2. Make a Personal Loan.
  3. Co-Sign a Loan.
  4. Create a Bill-Paying Plan.
  5. Provide Employment.
  6. Give Non-Cash Assistance.
  7. Prepay Bills.
  8. Help Find Local Resources.

How does lack of money affect families? ›

Living in poverty often means having limited access to health care, food and housing security, greater risk of school drop-out for children, homeless, unemployment due to lack of education or child care and, unfortunately, not reaching one's full potential.

How to start over in life with no money? ›

  1. Shift Your Mindset: From Scarcity to Abundance. ...
  2. Assess Your Skills and Talents. ...
  3. Set Clear Goals and Prioritize. ...
  4. Create a Budget and Reduce Expenses. ...
  5. Explore Alternative Housing Options. ...
  6. Generate Income with Creative Solutions. ...
  7. Seek Support and Leverage Networks. ...
  8. Invest in Continuous Learning and Personal Growth.
Jul 11, 2023

What is the best thing to do when you don't have money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  • Go on a picnic. ...
  • Go to no-cost museum and zoo days. ...
  • Give geocaching a try. ...
  • Leverage your chamber of commerce. ...
  • Take a historical city tour. ...
  • Visit a farmers market. ...
  • Go camping. ...
  • Do a photography challenge.
Feb 14, 2024

Where can I live when I have no money? ›

Best Places to Move to with No Money
  • States: West Virginia. Oklahoma. Kansas. Alabama. Mississippi. ...
  • Towns: X Research source Fort Wayne, IN. Huntsville, AL. Wichita, KS. Springfield, MO. ...
  • You can also use a living wage calculator to figure out how much income you'll need to live comfortably in whatever area you're moving to.

Are people happier without money? ›

People earning more money tend to be happier than those making less, but how money affects happiness varies by individual, which means there's an overlap in happiness among people at various income levels.

Can I be loved without money? ›

Yes, absolutely! Love is a complex emotion that is not based on material wealth. It's possible to love someone deeply, even if they are struggling financially. While money is important in many aspects of life, it should never be the determining factor of a strong relationship.

Why is life so hard without money? ›

It is complicated to be sustainable in life without money because it is a basic need. Moral of the story is in order to live a enjoyable life or just , you need money. From buying the necessary things such as renting a home to paying bills, you'll need money for everything.

How many families live paycheck to paycheck? ›

Our survey revealed that over 66% of Americans report living paycheck to paycheck. A recent Bureau of Labor Statistics weekly earnings report indicated a 3.5% year-over-year increase in median weekly earnings for the first quarter of 2024.

How many Americans have $100,000 in savings? ›

About 26% of U.S. households had more than $100,000 in savings in retirement accounts as of 2022, according to USAFacts, a nonprofit organization that analyzes data from the Federal Reserve and other government agencies.

How much money do you need to never need money again? ›

To account for this, experts suggest you multiply your desired retirement income by 25 times. So if you want to retire on $20,000 a year, you would need $500,000 saved to live comfortably and never have to work again. Retirement spending also depends on your lifestyle choices.

Is happiness possible without money? ›

Happiness is a complex topic involving various factors —money being just one of them. Genetics, health, relationships, leisure time, and purpose likely matter more for well-being than dollars alone.

How much money does a family need to be happy? ›

The answer is a bit more than the often cited $75,000 per year. In a 2023 paper published by the Proceedings of the National Academy of Sciences (PNAS) journal, key findings suggest that earnings up to $500,000 boost and buy overall happiness.

Can people be happy without much money? ›

Money is considered by many people to be one of the most important contributing factors towards happiness. In my opinion, it is possible for people to be happy even if they have little money and other aspects of life can play a more vital role in creating happiness than wealth alone.

How important is money in a family? ›

Why Do We Need Money? Money can't buy happiness, but it can buy security and safety for you and your loved ones. Human beings need money to pay for all the things that make your life possible, such as shelter, food, healthcare bills, and a good education.

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