Does credit score matter for background check?

The short answer is no, your credit score doesn't usually show up on a standard background check — though sometimes landlords may submit a request for a credit check separately. (You'll have to give your written permission for them to do so.) But your credit history could still affect your application.

What would cause me to fail an employment background check?

Inconsistencies may include gaps in your employment history, inaccurate descriptions of duties and responsibilities, inaccurate employment lengths or false employer information . These items may disqualify you from passing an employee background check because of concerns about your work ethic and integrity.

What is a red flag on a background check?

A red flag in a background check is anything alarming or concerning about a person's past . This could be a history of breaking the law, lying about work experience or education, or other serious issues. However, not all red flags are the same. Some might be small and not that serious, depending on the job.

What matters most in a background check?

The most important part of a background check is a criminal records search to ensure the safety of the work environment .

Can I be denied a job because of my credit score?

In the majority of states, employers can deny you employment if you have bad credit . Some states and cities have passed laws that prohibit the practice, though there are some exceptions, such as for jobs in the financial sector.

Can bad credit disqualify you from a job?

Keep in mind that it is possible for your potential employer to deny you a job due to poor credit . This may be due to the fact that poor credit could pose a risk for fraudulent activities.

Employment Background Check with AAA Credit Screening (2024)

Employment Background Checks

Hiring an Employee? Check them out first!

The time has come for you to hire a new employee. They seemed top-notch in the interview, but how can you be sure they are right for your company? Don’t just trust your gut...before you say “You’re hired,” do an employment background check. Background checks are an excellent way to verify that your candidate is an honest person. Employers know it takes time and money to train someone for a position. This training is useless if you discover that the person you hired and trained is not right for your company. AAA Credit Screening Services offers employment background check services including criminal records, employee driving records, employment reference checks, employment credit reports and more!

Employment Background Check Reports

Reports are available nationwide and can be ordered a la carte & can include the reports below:

Criminal Records
- Nationwide Criminal Records
- Statewide Criminal Records
- Countywide Criminal Records
- Federal Felony Conviction Search
Credit Reports
Driving Records
Reference Checks
Prior Address Checks (to determine jurisdictions to run criminal records in)
Degree Verification
Credential Verification
Employee Drug Testing
Workers Compensation Claims
National
See Also
Car Title Loans Hamilton | Quick Approval | Fast Cash How to make your money count Increasing Organic Traffic to Your Personal Finance Website Critical Money Mistakes to Avoid in Your 30s: Secure Your Financial Future
Current or Previous Employment Verification
I-9 Verification
Social Security Number Search / Social Security Number Verification (assist in confirming identity)
Public records (if they exist) including:
- Bankruptcies
- Address check
- Tax Liens
- Judgements against the person
- Workers Compensation Claims
- Collection items
- Verification of current/previous employers
- Criminal Record Checks (nationwide/statewide/countywide)
Sex Offender Registry Search

AAA Credit Screening Services also provides:

Nanny Background Checks
Elderly Caregiver Background Checks
Club Employee Background Checks

NEW Customer Signup

AAA Credit Screening Services charges NO Signup Fee, No Monthly Fees & No Annual fees! You only pay for the reports you want to order. Signup is 3 easy steps and once you're signed up, you can start ordering reports online. Click on the button below to complete our online Customer Service Agreement:

Employment Background Check Packages To Fit Your Needs

AAA Credit Screening Services realizes one size does not fit all. Sometimes, you only need to know the basics for an employment background check, other times an extensive background check is necessary. We have designed packages with your needs in mind. Our Full Employment Background Check Package will provide you with an employment verification, a credit report, and a statewide criminal record. An optional educational verification is also available. For a swift pre employment screening, try our Quick Employment Screening Package, which contains items such as a statewide criminal record check, a credit report, a prior address check, and social security number verification. For employers who are seeking a more in-depth employment background check, we offer the Senior Employment Screening Package or the Executive Employment Screening Package, which are two of our most background check packages. Remember, AAA Credit Screening Services is happy to custom tailor a package just for you! We are your source for employee background checks.

Quick Employment Screening Package

The Quick Employment background check package is our most commonly ordered package and includes the following reports:

Statewide Criminal Record Search (1 State)
Credit Report
Social Security Number Search / Social Security Number Verification
Current or Previous Employment Verification *

Price: $119.08

Full Employment Screening Package

Statewide Criminal Record Search (1 state)
Credit Report
Current or Previous Employment Verification *
Degree Verification or Education Verification (Optional) *

Price: $86.60

Senior Employment Screening Package

This detailed employment background check package is designed to provide all the necessary information to identify undesirable candidates before extending job offers to senior management applicants and assists in preventing workplace violence as well as financial loss.

Countywide Criminal Record Search (1 County)
Federal Felony Conviction Search
Credit Reports
Social Security Number Check
Driver License Check / Driving Records Check (1 State)
Current or Previous Employment Verification *
Degree Verification or Education Verification (Optional) *

Price: $200.26

Executive Employment Screening Package

This employment background check package is our most comprehensive screening package and can be customized with substitutions including (but not limited to) the following: Professional credential verification, Office of Foreign Asset Control (OFAC), Specialty Designated National (SDN), & Blocked Persons List (also known as the Terrorist Watch List) searches, International Wants & Warrants (Interpol) searches, or Office of the Inspector General (IOG) searches and Healthcare Provider Sanction (Medicare/Medicaid Abuse) searches.

Reports general include:

Countywide Criminal Record Search (1 County)
Statewide Criminal Record Search (1 State)
Federal Felony Conviction Search
National Wants & Warrants
Credit Report
Bankruptcy Records
Driving Records / Driver License Checks (1 State)
Countywide Civil Records (1 County)
Federal Civil Records
Workers Compensation Claims
Social Security Number Check
Current or Previous Employment Verification *
Degree Verification or Education Verification (Optional) *

Price: $324.75

Executive Employment Screening discussed in detail.

* Employment Verification and Education Verifications are done through our office by contacting employers and educational institutions directly. That is included in the above mentioned packages. Some universities and businesses require us to utilize 3rd party verification vendors for Education Verification and Employment verification purposes for an additional charge. You will be notified of any additional charges prior to us proceeding.