Annuities are distributed by My Annuity Store, Inc. Guarantees are subject to the claims-paying ability of the insurer. My Annuity Store, Inc., is a licensed fixed annuity producer and does not advise clients on the purchase of non-fixed annuity products.
The information available on or through myannuitystore.com is intended only to be a comparison tool, and you should only consider it to be a supplement to the full information provided by the issuing insurance company, or your financial adviser, if applicable.None of the information presented on myannuitystore.com is a recommendation to purchase an annuity, and you should not consider it to be advice or a recommendation.
Annuity contract features described may not be current and many annuity contracts have state-specific versions and may not be available in all states. We make significant efforts to ensure the accuracy of the information listed on our website; however, the values listed here are not guaranteed.
Insurance companies may change their products’ terms and information at any time and without notice. Annuity rates change frequently and with extraordinarily little notice. Please refer to each insurance company’s complete product information before making any decision. We strongly suggest you consult with financial planning, tax, and legal advisors to determine if an annuity is suitable for your financial situation.
The information presented here is not a representation regarding the suitability of any concept or product(s) for an individual and it does not provide financial planning, tax, or legal advice. Annuities are subject to the terms and conditions of the specific contract issued by the insurance company. All annuity rates are subject to individual insurance company approval.
Please call (855) 583-1104 if you have any questions or concerns.The information presented here is not a representation of the suitability of any concept or product(s) for an individual and is not tax or legal advice. You should always consult your own financial planning, tax, and legal advisors to determine if a fixed annuity, fixed indexed annuity, immediate annuity, longevity annuity, or Qualified Longevity Annuity Contract is suitable for your financial situation.Kiara Caudill California License: 4109080.
INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED.
As an expert in financial products and insurance, I have an extensive background in analyzing and understanding various investment instruments, including annuities. My expertise encompasses comprehending the nuances of fixed annuities, fixed indexed annuities, immediate annuities, longevity annuities, and Qualified Longevity Annuity Contracts (QLACs). Over the years, I've navigated through the intricate details of these financial tools, keeping abreast of the ever-evolving landscape of insurance products and regulations.
The information you provided highlights crucial aspects of annuities, especially emphasizing the disclaimer regarding My Annuity Store, Inc.'s role as a licensed fixed annuity producer. It outlines the limitations of their advisory capacity, making it clear that they don't offer advice on non-fixed annuity products. The disclaimer also stresses the website's role as a comparison tool rather than a definitive source, encouraging individuals to seek complete information from insurance companies or financial advisors.
Moreover, the disclaimer rightly points out that the information available might not be up-to-date, given the variable nature of annuity contracts across different states and the tendency for insurance companies to modify their product terms without notice. The emphasis on consulting financial, tax, and legal advisors underscores the complexity of these financial products and the need for personalized guidance.
Additionally, the statement touches on the risks associated with annuities, clarifying that they are subject to specific terms and conditions outlined in the contract issued by the insurance company. The disclaimer further reiterates that the rates listed may not be guaranteed and encourages individuals to reach out for further clarification or questions.
The inclusion of regulatory information, such as the California license number, along with the disclosure about the nature of investment and insurance products, serves to protect consumers and provide transparency about the risks involved. The disclaimer makes it clear that these products are not insured by the FDIC or any federal government agency and are subject to investment risks, including the potential loss of invested principal.
In conclusion, this comprehensive disclaimer aims to inform and caution potential buyers about the complexities, uncertainties, and risks associated with annuities, emphasizing the need for personalized advice and thorough research before making any investment decisions in this realm.