Alaska Airlines Credit Card Credit Score Requirement (2024)

FAQs

Alaska Airlines Credit Card Credit Score Requirement? ›

To get the Alaska Airlines Visa® Card, you should have a FICO® Score of at least 670. Ideally, aim for a credit score of at least 700. Although your credit score is a key factor in the application process, it's not the only factor that matters. Bank of America will also look at other items.

You need a credit score of 700 or better to get the Alaska Airlines Credit Card. That means people with at least good credit have a shot at getting approved for the Alaska Airlines Credit Card.

Here's the average credit limit of members who matched their Alaska Airlines Visa Signature® credit card or similar cards. The average credit limit for members who have matched with this card or similar cards is $11,424, with $1,000 being the most common.

The Alaska Airlines Visa Signature® credit card, issued by Bank of America®, stands out from much of the airline-card competition for one major reason: It offers an annual Companion Fare, which allows you to get a ticket for a traveling partner for just $122 ($99 plus taxes and fees from $23) once a year after spending ...

You need a credit score of 550 to 750 to be approved for most unsecured credit cards. The higher your credit score is, the better your chances of getting approved for one of the best credit cards with no security deposit will be.

You need a credit score of 700 or better to get the Alaska Airlines Credit Card. That means people with at least good credit have a shot at getting approved for the Alaska Airlines Credit Card.

A credit score of 650 is considered fair credit, and the best travel rewards credit cards typically require at least good credit for approval. The best rewards credit card for a 650 credit score is the Upgrade Cash Rewards Visa® card because it offers 1.5% cash back on all purchases, credited when you pay your bill.

Yes, a $20,000 credit limit is good, as it is above the national average. The average credit card limit overall is around $13,000, and people who have higher limits than that typically have good to excellent credit, a high income and little to no existing debt.

Some other travel rewards cards reimburse TSA PreCheck or Global Entry application fees, offer lounge access or elite qualifying miles. The Alaska Airlines Visa Signature® credit card may not offer these perks, but it does offer practical benefits.

The primary feature of the Alaska Airlines Visa Signature® credit card that makes the annual fee worth it beyond the first year is the Companion Fare offer, if you can meet the minimum $6,000 annual spend as a new cardholder. It can also be worth it if you'd otherwise be paying a lot of baggage fees on Alaska.

Are airline credit cards hard to get approved for? ›

High credit score requirements

Most travel credit cards require a good to excellent credit score from 670 to 850. If you don't have a credit score of at least 700 or any credit history at all, you'll probably need to build your credit before applying for a travel card.

The Alaska Airlines Visa Signature® credit card offers priority boarding on Alaska flights as a benefit, which means cardholders and up to six companions on the same reservation can enjoy this perk — but again, you'll have to use the card to pay for your ticket.

The Discover it^® Secured Credit Card is our pick for the easiest credit card to get because it is designed for people with limited / poor credit scores.

The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).

What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

While you typically need a FICO credit score of 700 or better to qualify for a travel card, several solid cards are within reach for consumers with limited credit histories.

The annual fee for the AAdvantage® Aviator® Red World Elite Mastercard® is $99. The annual fee for the AAdvantage® Aviator® World Elite Silver Mastercard® is $199. To qualify for the AAdvantage® Aviator® Red World Elite Mastercard®, you need a good to excellent credit score, corresponding to a FICO score of 690 to 850.

If you're building your credit, you may be able to earn rewards to use for travel at the same time. Many travel credit cards require applicants to have at least good credit — typically scores 670 and above. However, some credit cards are tailored to consumers rebuilding their credit scores.