60 Fantastic Online Resources for Saving Money (2024)

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(Updated in January 2020）

There are many online resources for saving money. Here is a list of useful websites and apps that help you with different aspects of personal finance. They are simple to use and offer tremendous savings opportunities.

Personal Finance and Investment Management

1.Personal Capital— Personal Capital allows users to include all accounts in one location and provides a summary of spending, net worth, and investment portfolio. The program helps you understand and assess your net worth and build a customized retirement plan.Sign up for Personal Capital for freeHERE.

2.Digit — Digit connects checking account to analyze income and spending. It transfers a small amount of money from checking account to Digit savings every 2-3 days.

3.Acorns— An app that helps to make investments, even for just a few dollars. It rounds up all of the purchases to the nearest dollar, and invest that difference into a diversified stock. Sign up for Acorns HERE.

4.Robinhood— Robinhood app allows users to buy and sell stocks without paying a brokerage fee. There is no minimum deposit requirement or maintenance fee. Besides, you get a free stock when open a new account. Sign up for Robinhood HERE.

[Related Post: Robinhood App Review: A Commission-free Trading App for Investors]

5.Mint — Mints allows users to track spending by category. Users can put bank accounts, credit cards, bills and investments in the app and have a comprehensive understanding of theirpersonal finances. Sign up for MintHERE.

6. Goodbudget— It uses envelope budget system. Using virtual envelope for budget category (e.g., groceries, transportation), users can track envelope balance and their bank balance.Sign up for Goodbudget HERE.

7. YNAB (You Need a Budget)— An online tool that creates a budget based on the income already earned and generates reports and graphs to show where the money goes. Sign up for YNAB HERE.

8. FeeX — FeeX tracks fees of users’ retirement account and makes suggestions on cutting thecost of fees.Sign up for Feex HERE.

9. Tip Yourself —It is an app that allows users to transfer small dollar amounts from their checking accounts. The goal is to build good money-saving habits. Sign up for Tip Yourself HERE.

[Related Post: Make a SMART Budget: Aiming to Save More Money]

Cashback

10. Rakuten (previously “Ebates”)— It pays members cash back every time you shop online through participating retailers (e.g, Amazon, Best Buy, GNC, Sephora–a long list of retailers).Sign up for Rakuten using this link now to receive $10 bonus when you spend $25 online.

<Learn more about Rakuten:How to Use Rakuten to Earn Money: 6 Hacks you Need to Know>

11. TopCashback— It is an app that offers cash back for online shopping from well-known stores such as Amazon, Gap, Macys, Home Depot, and many more. I joined both Rakuten and TopCashback so I can compare deals and choose the best one for each online shopping. Sign up for TopCashback.It’s completely free to join.

12. Befrugal— Just as the name indicates, this website/app helps you save money by offering certain percent of cashback when you shop through their link to over 500 retialers. It is simple to use and to track the money you’ve accumulated. Sign up for BeFrugal now and get $10 bonus!

Price Tracking and Comparison

18.Paribus— It is an app that helps you get money back on online shopping when prices drop at a listed popular merchants such as Walmart and Costco. One can connect it with email so the app can scan the inbox for receipts from retailers. It can file a digital claim for you if the price drops and help you get the refund.Sign up for Paribus, 100% Free HERE.

19.ShopSavvy— It is an app that allows users to scan item barcodes at retail to find the best deal at local and online stores.

20.CamelCamelCamel— It is a price tracker that get discounts and track prices on Amazon products.

21.BuyVia —BuyVia is an app that offers price comparisons and shows sales by product category.

22.GoodRx— GoodRx compares prescription prices at pharmacies near you, including coupon information.

Deals and Coupons

23. Honey— Honey is free browser extension that can automatically find and applies coupon codes at checkout for over 30,000 online retailers. It helps you save time and money!Get Honey, 100% Free HERE.

24.Coupons— Coupons offers online and printable coupons, discount codes from their website or app.Find Coupons fromcoupons.com.

25.Flipp— Flipp provides a collection of store flyers as a showcase of all the sales. When using the app, tap the product and it’ll drop it into your “clipped” area to create a shopping list.

26. Redplum— It is another website that offers printable and downloadable coupons for groceries.

27. RetailMeNot— It is an app that offers bargains from thousands of stores and restaurants.

28. Shopular— It is an app that lists weekly deals and promotion codes from major retailers such as Target and Walmart.

29. Coupon Mom— Couponmom is one of the best coupon blog sites, with many printable and online coupons by store, brand and item category.

30. Money Saving Mom— Money Saving Mom is another great coupon blog site that provides numerous coupons, deals, freebies and money management tips.

[Related Post: 10 Ways to Increase your Savings When Shopping at Amazon]

Meal Planning

31. $5 Meal Plan—It is a website that provides recipes for family meals that cost $5 or less. Get your free trial.

32. The Dinner Daily —The Dinner Daily makes weekly dinner plans and shopping list based on store specials. They provide a free 2-week trial to everyone who signs up and give it a try.

[Read More: The Dinner Daily: Easy Meal Plans for Saving Time and Money]

33. Paprika—Itis an app that helps to make meal plans and grocery list.

34. eMeals— eMeals selects recipes from a variety of choices and generate shopping list accordingly.

Local Deals

35. Groupon— It delivers deals and coupons in local areas, such as restaurants and fitness centers.

36. LivingSocial— It provides users access to local deals on hotels, restaurants, and other places.

37. Local Flavor— It delivers various savings on dining at local restaurants, spars, fun, home improvement, and more.

38.Certifikid— It provides family-focused deals in Washington DC areas, Dallas, and some other big cities. They offer many deals on local summer camps, kid activities, sports events, etc.

[Related Post: 5 Best Apps for Finding Local Deals]

Travel

39. Airbnb— It is an online service that helps users find affordable accommodations by booking a bed-and-breakfast at a cheaper price. Sign up with my linkand you will get up to $55 off your first trip.

40. Lyft— An app that helps users get an affordable ride whenever they need one.

41. Uber— An app that helps find a ride at lower costs.

42. GasBuddy— It is an app/website that allows you to find cheap gas in an area based on location or zip code.

43. HotelTonight— HotelTonight helps find low prices on last-minute hotel bookings.

44. Couchsurfing— It helps saving money by searching for somebody’s couch for a night’s sleep.

45. Priceline— It allows users to name their own price for hotels, car rental, and flights to get a deep discount.

46. Hotwire— It is a discount travel site that offers low prices for hotels, cars, and flights. It does not offer price bidding.

47. Expedia — It is another travel website that offers deals on flights, hotels, and car rentals.

48. Kayak— It searches hundreds of travel sites to find the information users needed to make decisions on flights, hotels, and rental cars.

49. BestParking— An app that locates available parking spots in an area and allows users to compare prices and make a reservation.

50. ParkMe— An app that compares parking spots and allows users to reserve a spot in advance to save money.

51. Parker— An app that helps find available parking spots, prices and hours and provide GPS navigation to the nearest open spot.

52. SpotHero— An app that makes finding a parking spot easy and fast. It allows areservation to save money.

53. Commutewise— A social network for carpooling for lowering travel spending and protecting theenvironment.

54. Zipcar— It allows car rental for a few hours, a day, or a week. It reduces the need for vehicle ownership and encourages a more shareable form of transportation.

[Related Post: Save Time and Money on Travel Using Three Checklists]

College

55. Upromise— It is an online resource that offers cash back while doing online shopping and build a college fund.

56. Simpletuitions— A website that compares various student loans and saves money on college costs.

57. Fastweb— A website that helps find scholarships, financial aids, and student loans to cover some school costs.

58. Unigo— It provides searching for college scholarships and student loans.

59. Student Scholarship Search—This site provides information on a large number of awards, scholarships, grants and prizes.

60. RedShelf— A website that helps saving money on books, textbooks, and other digital content.

Check out these online resources that help to improve your budget and saving money! Most of them are free or offer a free trial. What are the online resources or tools that you use for saving time and money? Feel free to share in the comments.

60 Fantastic Online Resources for Saving Money (2024)

FAQs

What is the 60 saving rule? ›

Key Takeaways:

The 60/30/10 budgeting method says you should put 60% of your monthly income toward your needs, 30% towards your wants and 10% towards your savings. It's trending as an alternative to the longer-standing 50/30/20 method. Experts warn that putting just 10% of your income into savings may not be enough.

Find Out More ›

When might the 50/30/20 rule not be the best saving strategy to use? ›

Some Experts Say the 50/30/20 Is Not a Good Rule at All. “This budget is restrictive and does not take into consideration your values, lifestyle and money goals. For example, 50% for needs is not enough for those in high-cost-of-living areas.

Is 50/30/20 realistic? ›

The 50/30/20 rule can be a good budgeting method for some, but it may not work for your unique monthly expenses. Depending on your income and where you live, earmarking 50% of your income for your needs may not be enough.

Learn More Now ›

What is the 40 percent rule in savings? ›

The Present- Current Living Expenses, Needs & Wants (40%)

Addressing your current needs is important. Start with a list and prioritize, and don't forget to establish or increase your emergency fund! If you're starting out, start small and think big with a goal of $500 first, then continue building.

Learn More Now ›

What is the envelope savings method? ›

The idea is to split up your money according to how much you want to spend in each category—and then only let yourself spend until the cash in each envelope is gone. Envelope budgeting works best for variable expenses, like groceries and dining out, which change slightly every month depending on your spending habits.

Get More Info ›

What is the envelope method of money saving? ›

The concept is simple: Take a few envelopes, write a specific expense category on each one — like groceries, rent or student loans — and then put the money you plan to spend on those things into the envelopes. Traditionally, people have used the envelope system on a monthly basis, using actual cash and envelopes.

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How can I double $5000 quickly? ›

For a quick return on a $5,000 investment, consider options like stock trading, especially in high-growth sectors or investing in a diversified mutual fund. Short-term P2P lending can also be a way to see quicker returns, though it carries higher risk.

Find Out More ›

Is it possible to save 60% of your income? ›

Having a 60 per cent savings rate and retiring in 10 years sounds almost too good to be true – but the truth is, it's achievable for most people. Taking the time to analyse where your money is going is the crucial first step. Once you have this, you can focus on simplifying your living to reduce your spending.

Know More ›

What is the 60 20 20 rule for savings? ›

If you have a large amount of debt that you need to pay off, you can modify your percentage-based budget and follow the 60/20/20 rule. Put 60% of your income towards your needs (including debts), 20% towards your wants, and 20% towards your savings.

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What is the 40 40 20 rule for savings? ›

The 40/40/20 rule comes in during the saving phase of his wealth creation formula. Cardone says that from your gross income, 40% should be set aside for taxes, 40% should be saved, and you should live off of the remaining 20%.

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What is Rule 72 in savings? ›

It's an easy way to calculate just how long it's going to take for your money to double. Just take the number 72 and divide it by the interest rate you hope to earn. That number gives you the approximate number of years it will take for your investment to double.

Explore More ›