5 Easy Tips to Afford a Beach House Vacation(Stay on a Budget!) - Five for the Road (2024)

The thought of spending an entire week on the beach makes me so happy.Ilove having a house to make our own for the week and the comfort of home while on vacation. For most people it seems like an out of reach dream but I am here to tell you with some planning and tricks I can show you how to afford a beach house vacation even if you are on a tight budget.

What’s Inside: Easy tips that you can make to help afford a beach house vacation for your family.

I love spending enjoying a beach house vacation with my family. It is nice to have all the comforts of home while on vacation. Our first beach house vacation with the family was at Myrtle Beach and we loved it so much that we try to make it a yearly event. This can be difficult to stay in a budget but over the years we have used these tips to afford a beach house vacation year after year.

First…WhyI May NeverStay in a Condo…Again!

We like to visit Myrtle Beach every year and we have always stayed in a house. In the summer of 2016 we decided to give a condo a try. It was a terrible experience. The place was dirty, the doors were broken, there were cigarettes on the patio. It was pretty bad. I know this is not how every experience is and there are beautiful condos in other places but I will never make that mistake again!

Luckily we ended up getting a full refund(I’ll admit Mama Bear came out!) and found a rental house across from the ocean. There and then I decided that a house is the only way I will go on a week long beach vacation. (Please know I am not knocking all condos! If you love them I would love to hear about it in the comments.)

With that I had to figure out how I could afford a beach house! I knew I would have to do some research and plan ahead to make a beach house vacation affordable and realistic for my family. Here are my 5 tips to help your family enjoy the comforts of a beach vacation too!

5 Ways to Afford a Beach House

#1 Go with Family & Friends

We always go with other people when we rent a house. We have visited with both sets of grandparents. It is great to have time with family and also have the space to do your own thing. I love that my kids have had so much time with my parents and in-laws. We have created awesome memories.

Going with friends is also a great way to get in a beach house. Some houses fit 20+ people and they would never be affordable on our own. If we divide it between 4-6 families the price is much more manageable. This is also great for the kids. It’s a week-long playdate

#2 Eat In

Plan on eating most of your meals at the house. Maybe plan one special evening out and the rest eat at home. Yes, you have to cook and clean up BUT you save a lot of money on going out to eat that could be put into affording your beach house. If you travel with a large group each pick a night to plan the menu. Get the kids involved too! Last time we went we did a big pot of Gumbo and the kids made ice cream sundaes for dessert. The kids loved it!

#3 Free Entertainment

The beach is seriously the best free entertainment. Waves, sand, shells!! It’s amazing. We like to take walks in the morning and end up spending the afternoons in the pool. That is another perk of your own house- Private Pool!!! My kids love to swim. Our last trip was spent mostly in the pool, enjoying all the “free fun”. It was especially nice this year because all my kids could swim without help!! It was the first year my husband and I could sit and relax! I seriously didn’t think this day would ever come!!

5 Easy Tips to Afford a Beach House Vacation(Stay on a Budget!) - Five for the Road (1)

#4Vacation atOff Peak Times

If you have kids that are not in school, September and October are great months for prices that will help you afford a beach house vacation. They are typically low and the weather is still warm. (Be aware that hurricane season is during this time.) On one of our trips we had to leave a day early because of a hurricane.

My kids are in school and leaving during those times are near impossible. I like to go the last week of August. Crowds are low, prices are low, and it is a great “Goodbye to Summer”! We enjoy some family time before getting ready for the new school year.

#5 Be Flexible with Where You Go and Location of the House

If you are flexible with where you go, you can save lots of money! We always pick Myrtle Beach because it is affordable for our family. There are lots of East Coast beaches that are much closer to us but we really love the area and the price is right. Over the summer, we made a fun road trip out of it. You can read about it at Road Trip: Rochester to Myrtle Beach.

When planning look at a map of where the houses are. You can be a short walk away from the beach and save thousands. One of my favorite houses was two streets back from the ocean but I could still hear the waves crashing and the walk was 5 minutes. To us saving hundreds of dollars was worth it.

Most prices have been released for the new year so start looking and start planning. If you start planning now you can afford a beach house vacation of your dreams.

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5 Easy Tips to Afford a Beach House Vacation(Stay on a Budget!) - Five for the Road (2)

Leah

Leah has been traveling with her family of 5 since 2012 and sharing her expertise on planning family vacations and visiting theme parks since 2016. Leah has been featured in Visit Rochester, Undercover Tourist, and Home Publications. She has worked with brands like Walt Disney World, Universal Orlando, Hersheypark, Toyota, and various Tourism boards and destinations. Leah creates family travel itineraries based on real trip experiences with her family. Her guides and tips help others plan great family vacations. Learn more about Leah and Five for the Road.

5 Easy Tips to Afford a Beach House Vacation(Stay on a Budget!) - Five for the Road (2024)

FAQs

How to afford a beach vacation? ›

How to Go on a Budget Friendly Beach Vacation
  1. Make a Budget.
  2. Choose a Budget-Friendly Destination.
  3. Book Flights Early.
  4. Pack Smart.
  5. Hit the Grocery Store.
  6. Look for Free Activities.

How to plan an inexpensive beach trip? ›

Here are some tips to get you by the ocean for cheap.
  1. Check out less popular beach destinations. ...
  2. Travel during off-peak seasons. ...
  3. Avoid beachfront properties. ...
  4. Bring your own beach chairs, umbrellas and toys. ...
  5. Pack your beach snacks. ...
  6. Share the costs.
Feb 17, 2023

How to save money for a beach house? ›

Top 10 Ways To Manage a Budget To Afford a Beach House
  1. Know Your Finances. ...
  2. List Down Your Expenses. ...
  3. Determine Where You Can Cut Down on Expenses. ...
  4. Find Out How Much You Need To Save. ...
  5. Be Realistic. ...
  6. Stick to Your Price Range. ...
  7. Get Assistance. ...
  8. Find Ways To Earn More.

What is the cheapest beach to go too? ›

10 of the best cheap beach vacations
  • Jacksonville, North Carolina. ...
  • Palm Bay, Florida. ...
  • Hot Springs, South Dakota. ...
  • Gardena, California. ...
  • Sunrise, Florida. ...
  • Grayling, Michigan. ...
  • Port Lavaca, Texas. ...
  • Slidell, Louisiana.
Mar 4, 2024

How do I plan a vacation with little money? ›

8 Tips to vacation on a budget
  1. Start with a vacation budget. Inexpensive vacation ideas start with a clear vacation budget. ...
  2. Plan ahead of time. ...
  3. Choose budget-friendly vacation destinations. ...
  4. Choose budget-friendly accommodations. ...
  5. Meet people. ...
  6. Do your own driving. ...
  7. Consider inexpensive activities. ...
  8. Save for vacations over time.

How do you make a beach trip easy? ›

Tip and Tricks for Beach Trips:
  1. Sand-free beach bags are a must. ...
  2. It's a good idea to bring bug spray with you. ...
  3. Put your keys in a dry bag. ...
  4. Bring waterproof beach bags. ...
  5. Put lunches in separate containers. ...
  6. In your car, always keep a handy brush! ...
  7. Make sure you have cupcake liners with you.
Jun 24, 2021

How to have a cheap day at the beach? ›

So here's our budget-friendly guide to a day at the beach.
  1. Pack your own lunch. ...
  2. Freeze water bottles. ...
  3. Don't skip the sun cream. ...
  4. Get second-hand stuff. ...
  5. DIY games. ...
  6. Keep an eye out for deals. ...
  7. Discount codes. ...
  8. Save on transport.

How do people afford cabins? ›

Second Mortgage

While you can buy your primary home with as little as 3% down, your vacation home will require at least 10% – or even closer to 20%. You'll also need to have more assets in reserve, a higher credit score and enough income to cover a second mortgage.

What holds up a beach house? ›

The best materials for building a beach house are those that can withstand harsh coastal conditions, such as moisture, salt air, and strong winds. Some popular choices include treated wood, stainless steel, fiber-cement siding, and concrete blocks.

How much money do you need for a beach house? ›

The cost of a beach house investment property can vary drastically depending on the location, size, and amenities of the property. On the more affordable coasts of the US, beach house investment property could start at just over $230,000 and more luxury beach houses could cost more than $1 million.

What is a realistic budget for a vacation? ›

The average cost of a vacation for a single person in the U.S. is $1,984 and $3,969 for a couple. If you're traveling in a group of four, you can expect to pay upwards of $7,936 and up to $11,904 for a group of six.

Can you make payments on a beach vacation? ›

Yes, you can pay monthly for your vacation with Expedia Affirm vacation payment plans. Simply choose your dream travel package and select “Monthly payments” at checkout.

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