Key Stats
U.S. households increased their total debt by $271 billion during Q4 2023 – roughly 19% more than the average for Q4 over the past 20 years. As a result, U.S. households collectively owed $17.5 trillion to start 2024.
In order to get a better understanding of the current household debt situation and how it compares to the past, WalletHub uses the latest data from the New York Fed but adjusts it for inflation. Adjusting for inflation is key, as it accurately shows how debt compares to historical levels. Below, you can see the latest household debt statistics and insights into the financial health of U.S. consumers.
Table of Contents
Total DebtMortgage DebtHELOC DebtAuto Loan DebtStudent Loan DebtCredit Card DebtOther DebtMethodologyRaw Data
TOTAL DEBT
Note: All numbers presented in this report are adjusted for inflation using the latest CPI available (i.e. December 2023).
Household debt increased by $38 billion in 2023, which is an 89% reduction compared to the prior year.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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Total household debt increased to $17.5 trillion in Q4 2023, which is $984 billion below the all-time high.
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Total household debt increased by $271 billion during Q4 2023 – 34% less than the increase in Q4 2022.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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The average household owed a total of $146,084 at the end of Q4 2023, which is $12,216 below the all-time high.
The ratio between total household debt and deposits has rebounded lately after going down for years, but at 101%, it is still below pre-Covid levels as well as roughly 46% below the peak from the early 2000s.
Note: Deposit amounts refer to total deposits held by Federal Reserve Banks.
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The ratio between total household debt and assets has been increasing, reaching 10.3% in Q4 2023, but it’s still well below the record.
MORTGAGE DEBT
Note: All numbers presented in this report are adjusted for inflation using the latest CPI available (i.e. December 2023).
Household mortgage debt decreased by $71 billion in 2023, the first annual decrease since 2013.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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Household mortgage debt increased by roughly $153 billion in Q4 2023 – 42% less than last year and the 12th consecutive fourth-quarter increase since 2012.
*Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
Total mortgage debt increased to $12.25 trillion in Q4 2023 – roughly $1.25 trillion below the all-time high.
The average household had $102,258 in mortgage debt at the end of Q4 2023 – $13,401 below the record.
HELOC DEBT
Note: All numbers presented in this report are adjusted for inflation using the latest CPI available (i.e. December 2023).
Debt from home equity lines of credit (HELOC) increased by $13 billion in 2023, the first annual increase since the early 2000s.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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In Q4 2023, debt from home equity lines of credit (HELOC) increased by $12 billion, marking the second consecutive fourth-quarter increase.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
Total HELOC debt increased to $360 billion in Q4 2023 – roughly $670 billion below the peak.
The average household had $3,005 in HELOC debt at the end of Q4 2023.
AUTO LOAN DEBT
Note: All numbers presented in this report are adjusted for inflation using the latest CPI available (i.e. December 2023).
Auto loan debt increased by $3 billion in 2023, the first annual increase since 2020.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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Auto loan debt increased by $17 billion in Q4 2023 – 40% less than last year and the 5th highest fourth-quarter increase since 2016.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
Total auto loan debt increased to $1.61 trillion in Q4 2023, which is 0.7% below the all-time record.
The average household’s auto loan balance was $13,412 at the end of Q4 2023 - just $238 below the peak from 2020.
STUDENT LOAN DEBT
Note: All numbers presented in this report are adjusted for inflation using the latest CPI available (i.e. December 2023).
Student loan debt decreased by $47 billion in 2023, the third consecutive annual decrease.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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Total student loan debt increased by $7 billion in Q4 2023 – the second consecutive fourth-quarter increase.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
Total student loan debt increased to $1.6 trillion in Q4 2023 – roughly $233 billion below the record.
The average household’s student loan debt was $13,362 at the end of Q4 2023 – $2,099 below the record high.
CREDIT CARD DEBT
Note: All numbers presented in this report are adjusted for inflation using the latest CPI available (i.e. December 2023).
Credit card debt increased by $110 billion in 2023, the highest annual increase since 2004.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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Total credit card debt increased to roughly $1.13 trillion in Q4 2023 – $135 billion below the all-time high.
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The average household’s credit card balance was $9,423 at the end of Q4 2023 – $1,397 below the record high.
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Credit card debt currently represents 6% of total deposits, and after falling steadily for more than a decade, the ratio has been increasing since Q2 2022.
Note: Deposit amounts refer to total deposits held by Federal Reserve Banks.
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OTHER DEBT
Note: All numbers presented in this report are adjusted for inflation using the latest CPI available (i.e. December 2023).
Debt from other sources – including personal loans and retailer financing offers – increased by $30 billion in 2023, the second-highest annual increase since the early 2000s.
* Data was first published in 2003, so 2004 was used as the starting date for the historical net-change data.
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These other types of debt increased to roughly $554 billion in Q4 2023 – around $258 billion below the record high.
The average household’s balance for other types of debt was $4,624 at the end of Q4 2023.
METHODOLOGY
WalletHub’s quarterly household debt report is based on analysis of the latest data on consumer finances available from the New York Federal Reserve and the U.S. Bureau of Labor Statistics.
Debt data is adjusted for inflation with data from the U.S. Bureau of Labor Statistics. Numbers differ from quarter to quarter due to the fact that the CPI constantly changes. CPI stands for consumer price index, and it is used to adjust data for inflation.
In order to determine the relationship between debt and assets for the latest quarter, we utilized Q4 2023 data for debt and Q3 2023 data for assets. This decision was made due to the different data release schedules of the Federal Reserve Bank of New York and the Federal Reserve Board.
Questions or requests for information can be directed to our media department.
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RAW DATA
Net Result of Consumer Household Debt Q1 2003 - Q4 2023
| Total Debt (in billions) | Change from Last Quarter | Relative to Same Period Last Year | Relative to Same Period Two Years Ago | |
|---|---|---|---|---|
| 2023 | $17,503 | $038 | -89% | -559% |
| 2023 Q4 | $17,503 | $271 | -34% | 195% |
| 2023 Q3 | $17,232 | $078 | -77% | -51% |
| 2023 Q2 | $17,155 | -$170 | -5% | 135% |
| 2023 Q1 | $17,324 | -$141 | -40% | -24% |
| 2022 | $17,465 | $328 | -4116% | 26% |
| 2022 Q4 | $17,465 | $408 | 345% | 77% |
| 2022 Q3 | $17,058 | $335 | 111% | -664% |
| 2022 Q2 | $16,723 | -$179 | 148% | 820% |
| 2022 Q1 | $16,902 | -$235 | 26% | -314% |
| 2021 | $17,137 | -$008 | -103% | -102% |
| 2021 Q4 | $17,137 | $092 | -60% | -58% |
| 2021 Q3 | $17,045 | $159 | -367% | 127% |
| 2021 Q2 | $16,887 | -$072 | 271% | -169% |
| 2021 Q1 | $16,959 | -$187 | -270% | 329% |
| 2020 | $17,145 | $261 | -25% | 47% |
| 2020 Q4 | $17,145 | $230 | 6% | 95% |
| 2020 Q3 | $16,915 | -$059 | -185% | -125% |
| 2020 Q2 | $16,975 | -$019 | -119% | -66% |
| 2020 Q1 | $16,994 | $110 | -352% | -190% |
| 2019 | $16,885 | $348 | 97% | -9% |
| 2019 Q4 | $16,885 | $216 | 84% | -17% |
| 2019 Q3 | $16,668 | $070 | -70% | 208% |
| 2019 Q2 | $16,598 | $105 | -284% | 56% |
| 2019 Q1 | $16,493 | -$044 | -64% | -235% |
| 2018 | $16,537 | $177 | -54% | -33% |
| 2018 Q4 | $16,537 | $118 | -55% | -59% |
| 2018 Q3 | $16,419 | $237 | 943% | 344% |
| 2018 Q2 | $16,182 | -$057 | -185% | -60% |
| 2018 Q1 | $16,239 | -$121 | -476% | -275% |
| 2017 | $16,360 | $382 | 44% | 45% |
| 2017 Q4 | $16,360 | $259 | -10% | 63% |
| 2017 Q3 | $16,100 | $023 | -57% | -93% |
| 2017 Q2 | $16,078 | $067 | -147% | -142% |
| 2017 Q1 | $16,010 | $032 | -53% | -159% |
| 2016 | $15,978 | $265 | 1% | -7% |
| 2016 Q4 | $15,978 | $287 | 80% | -20% |
| 2016 Q3 | $15,691 | $053 | -83% | -55% |
| 2016 Q2 | $15,638 | -$144 | -10% | -6% |
| 2016 Q1 | $15,782 | $069 | -227% | -270% |
| 2015 | $15,713 | $263 | -8% | 1962% |
| 2015 Q4 | $15,713 | $160 | -56% | -59% |
| 2015 Q3 | $15,554 | $318 | 164% | 152% |
| 2015 Q2 | $15,236 | -$160 | 4% | 7% |
| 2015 Q1 | $15,396 | -$054 | 33% | -85% |
| 2014 | $15,450 | $286 | 2142% | -154% |
| 2014 Q4 | $15,450 | $360 | -7% | 126% |
| 2014 Q3 | $15,090 | $120 | -5% | -153% |
| 2014 Q2 | $14,970 | -$153 | 3% | 103% |
| 2014 Q1 | $15,124 | -$041 | -88% | -90% |
| 2013 | $15,164 | $013 | -102% | -102% |
| 2013 Q4 | $15,164 | $387 | 143% | -560% |
| 2013 Q3 | $14,777 | $126 | -156% | -172% |
| 2013 Q2 | $14,651 | -$149 | 97% | -24% |
| 2013 Q1 | $14,800 | -$351 | -10% | 36% |
| 2012 | $15,152 | -$530 | -26% | -40% |
| 2012 Q4 | $15,152 | $159 | -290% | -166% |
| 2012 Q3 | $14,992 | -$225 | 29% | 29% |
| 2012 Q2 | $15,217 | -$076 | -61% | -72% |
| 2012 Q1 | $15,293 | -$389 | 51% | 92% |
| 2011 | $15,681 | -$711 | -20% | -41% |
| 2011 Q4 | $15,681 | -$084 | -65% | -47% |
| 2011 Q3 | $15,766 | -$174 | 0% | -15% |
| 2011 Q2 | $15,940 | -$195 | -28% | -54% |
| 2011 Q1 | $16,135 | -$258 | 27% | -38% |
| 2010 | $16,393 | -$889 | -26% | -312% |
| 2010 Q4 | $16,393 | -$240 | 51% | -134% |
| 2010 Q3 | $16,633 | -$175 | -15% | -260% |
| 2010 Q2 | $16,808 | -$271 | -36% | -22% |
| 2010 Q1 | $17,078 | -$203 | -51% | 246% |
| 2009 | $17,281 | -$1,205 | -388% | -238% |
| 2009 Q4 | $17,281 | -$159 | -122% | -173% |
| 2009 Q3 | $17,440 | -$205 | -287% | -151% |
| 2009 Q2 | $17,645 | -$424 | 22% | -254% |
| 2009 Q1 | $18,069 | -$418 | 613% | 1533% |
| 2008 | $18,487 | $419 | -52% | -74% |
| 2008 Q4 | $18,487 | $715 | 228% | 79% |
| 2008 Q3 | $17,772 | $110 | -73% | -80% |
| 2008 Q2 | $17,662 | -$347 | -226% | -213% |
| 2008 Q1 | $18,009 | -$059 | 129% | -117% |
| 2007 | $18,068 | $871 | -46% | -14% |
| 2007 Q4 | $18,068 | $218 | -45% | -55% |
| 2007 Q3 | $17,850 | $404 | -27% | 190% |
| 2007 Q2 | $17,446 | $275 | -11% | -24% |
| 2007 Q1 | $17,171 | -$026 | -107% | -171% |
| 2006 | $17,197 | $1,607 | 58% | 40% |
| 2006 Q4 | $17,197 | $398 | -17% | 30% |
| 2006 Q3 | $16,798 | $551 | 295% | -6% |
| 2006 Q2 | $16,248 | $309 | -14% | 177% |
| 2006 Q1 | $15,939 | $349 | 874% | 142% |
| 2005 | $15,590 | $1,016 | -12% | -92% |
| 2005 Q4 | $15,590 | $481 | 57% | -47% |
| 2005 Q3 | $15,109 | $140 | -76% | -24% |
| 2005 Q2 | $14,970 | $359 | 222% | 25% |
| 2005 Q1 | $14,610 | $036 | -75% | -100% |
| 2004 | $14,574 | $1,150 | -91% | N/A |
| 2004 Q4 | $14,574 | $306 | -66% | N/A |
| 2004 Q3 | $14,268 | $588 | 220% | N/A |
| 2004 Q2 | $13,680 | $112 | -61% | N/A |
| 2004 Q1 | $13,568 | $144 | -99% | N/A |
| 2003 | $13,424 | $13,424 | N/A | N/A |
| 2003 Q4 | $13,424 | $911 | N/A | N/A |
| 2003 Q3 | $12,513 | $184 | N/A | N/A |
| 2003 Q2 | $12,330 | $288 | N/A | N/A |
| 2003 Q1 | $12,042 | $12,042 | N/A | N/A |
Net Result of Mortgage Debt Q1 2003 - Q4 2023
| Total Debt (in billions) | Change from Last Quarter | Relative to Same Period Last Year | Relative to Same Period Two Years Ago | |
|---|---|---|---|---|
| 2023 | $12,252 | -$071 | -124% | -136% |
| 2023 Q4 | $12,252 | $153 | -42% | 67% |
| 2023 Q3 | $12,099 | $020 | -92% | -86% |
| 2023 Q2 | $12,078 | -$161 | 15% | -800% |
| 2023 Q1 | $12,240 | -$083 | -15% | 35% |
| 2022 | $12,323 | $297 | 50% | -29% |
| 2022 Q4 | $12,323 | $263 | 187% | 28% |
| 2022 Q3 | $12,060 | $272 | 88% | -2617% |
| 2022 Q2 | $11,788 | -$140 | -708% | -257% |
| 2022 Q1 | $11,928 | -$097 | 59% | -172% |
| 2021 | $12,026 | $198 | -53% | -26% |
| 2021 Q4 | $12,026 | $092 | -55% | -32% |
| 2021 Q3 | $11,934 | $145 | -1442% | 1347% |
| 2021 Q2 | $11,789 | $023 | -74% | -79% |
| 2021 Q1 | $11,766 | -$061 | -145% | -516% |
| 2020 | $11,827 | $419 | 56% | 374% |
| 2020 Q4 | $11,827 | $206 | 54% | 509% |
| 2020 Q3 | $11,621 | -$011 | -208% | -107% |
| 2020 Q2 | $11,632 | $089 | -19% | -369% |
| 2020 Q1 | $11,543 | $135 | 819% | -310% |
| 2019 | $11,408 | $268 | 203% | -3% |
| 2019 Q4 | $11,408 | $134 | 296% | -28% |
| 2019 Q3 | $11,274 | $010 | -93% | -157% |
| 2019 Q2 | $11,264 | $109 | -430% | 277% |
| 2019 Q1 | $11,155 | $015 | -123% | -82% |
| 2018 | $11,140 | $088 | -68% | 16% |
| 2018 Q4 | $11,140 | $034 | -82% | -80% |
| 2018 Q3 | $11,106 | $152 | -964% | -556% |
| 2018 Q2 | $10,954 | -$033 | -214% | -76% |
| 2018 Q1 | $10,988 | -$064 | -180% | -178% |
| 2017 | $11,052 | $278 | 265% | 1004% |
| 2017 Q4 | $11,052 | $186 | 13% | 274% |
| 2017 Q3 | $10,866 | -$018 | -47% | -108% |
| 2017 Q2 | $10,883 | $029 | -121% | -116% |
| 2017 Q1 | $10,854 | $080 | -3% | -239% |
| 2016 | $10,774 | $076 | 202% | -3% |
| 2016 Q4 | $10,774 | $165 | 232% | -15% |
| 2016 Q3 | $10,609 | -$033 | -115% | -157% |
| 2016 Q2 | $10,642 | -$138 | -24% | -23% |
| 2016 Q1 | $10,780 | $082 | -243% | 1503% |
| 2015 | $10,698 | $025 | -68% | -118% |
| 2015 Q4 | $10,698 | $050 | -74% | -80% |
| 2015 Q3 | $10,648 | $216 | 268% | 380% |
| 2015 Q2 | $10,432 | -$183 | 2% | 20% |
| 2015 Q1 | $10,615 | -$058 | -1224% | -79% |
| 2014 | $10,673 | $079 | -157% | -116% |
| 2014 Q4 | $10,673 | $195 | -22% | 115% |
| 2014 Q3 | $10,478 | $059 | 31% | -124% |
| 2014 Q2 | $10,420 | -$180 | 18% | 213% |
| 2014 Q1 | $10,599 | $005 | -102% | -102% |
| 2013 | $10,594 | -$138 | -73% | -77% |
| 2013 Q4 | $10,594 | $249 | 175% | -306% |
| 2013 Q3 | $10,345 | $045 | -118% | -121% |
| 2013 Q2 | $10,300 | -$152 | 164% | -2% |
| 2013 Q1 | $10,453 | -$279 | -4% | 177% |
| 2012 | $10,732 | -$506 | -14% | -31% |
| 2012 Q4 | $10,732 | $090 | -175% | -135% |
| 2012 Q3 | $10,642 | -$249 | 16% | 57% |
| 2012 Q2 | $10,890 | -$058 | -63% | -72% |
| 2012 Q1 | $10,948 | -$291 | 189% | 165% |
| 2011 | $11,238 | -$590 | -19% | -38% |
| 2011 Q4 | $11,238 | -$121 | -54% | -15% |
| 2011 Q3 | $11,359 | -$214 | 35% | 15% |
| 2011 Q2 | $11,573 | -$155 | -24% | -45% |
| 2011 Q1 | $11,728 | -$101 | -8% | -70% |
| 2010 | $11,829 | -$732 | -23% | -440% |
| 2010 Q4 | $11,829 | -$261 | 83% | -155% |
| 2010 Q3 | $12,089 | -$159 | -15% | -606% |
| 2010 Q2 | $12,248 | -$203 | -29% | -23% |
| 2010 Q1 | $12,451 | -$110 | -67% | 317% |
| 2009 | $12,561 | -$946 | -539% | -222% |
| 2009 Q4 | $12,561 | -$142 | -130% | -189% |
| 2009 Q3 | $12,703 | -$185 | -692% | -159% |
| 2009 Q2 | $12,889 | -$285 | 7% | -220% |
| 2009 Q1 | $13,174 | -$333 | 1168% | -618% |
| 2008 | $13,507 | $215 | -72% | -85% |
| 2008 Q4 | $13,507 | $476 | 197% | 35% |
| 2008 Q3 | $13,031 | $031 | -90% | -93% |
| 2008 Q2 | $12,999 | -$266 | -212% | -184% |
| 2008 Q1 | $13,265 | -$026 | -141% | -108% |
| 2007 | $13,292 | $775 | -46% | -5% |
| 2007 Q4 | $13,292 | $160 | -55% | -61% |
| 2007 Q3 | $13,131 | $314 | -27% | 228% |
| 2007 Q2 | $12,817 | $237 | -25% | 5% |
| 2007 Q1 | $12,580 | $064 | -81% | -22% |
| 2006 | $12,516 | $1,446 | 77% | 74% |
| 2006 Q4 | $12,516 | $354 | -15% | 60% |
| 2006 Q3 | $12,163 | $431 | 351% | 13% |
| 2006 Q2 | $11,732 | $315 | 39% | 253% |
| 2006 Q1 | $11,416 | $347 | 322% | 150% |
| 2005 | $11,070 | $818 | -2% | -91% |
| 2005 Q4 | $11,070 | $414 | 87% | -50% |
| 2005 Q3 | $10,656 | $096 | -75% | -6% |
| 2005 Q2 | $10,560 | $226 | 153% | -10% |
| 2005 Q1 | $10,334 | $082 | -41% | -99% |
| 2004 | $10,252 | $831 | -91% | N/A |
| 2004 Q4 | $10,252 | $221 | -74% | N/A |
| 2004 Q3 | $10,031 | $382 | 275% | N/A |
| 2004 Q2 | $9,649 | $089 | -65% | N/A |
| 2004 Q1 | $9,559 | $139 | -98% | N/A |
| 2003 | $9,420 | $9,420 | N/A | N/A |
| 2003 Q4 | $9,420 | $836 | N/A | N/A |
| 2003 Q3 | $8,585 | $102 | N/A | N/A |
| 2003 Q2 | $8,483 | $253 | N/A | N/A |
| 2003 Q1 | $8,230 | $8,230 | N/A | N/A |
Net Result of HELOC Debt Q1 2003 - Q4 2023
| Total Debt (in billions) | Change from Last Quarter | Relative to Same Period Last Year | Relative to Same Period Two Years Ago | |
|---|---|---|---|---|
| 2023 | $360 | $013 | -588% | -121% |
| 2023 Q4 | $360 | $012 | -16% | -364% |
| 2023 Q3 | $348 | $006 | 135% | -166% |
| 2023 Q2 | $342 | -$003 | -66% | -89% |
| 2023 Q1 | $345 | -$003 | -76% | -88% |
| 2022 | $347 | -$003 | -96% | -95% |
| 2022 Q4 | $347 | $014 | -414% | -193% |
| 2022 Q3 | $333 | $003 | -128% | -113% |
| 2022 Q2 | $330 | -$008 | -67% | -36% |
| 2022 Q1 | $338 | -$012 | -49% | 71% |
| 2021 | $350 | -$061 | 12% | 63% |
| 2021 Q4 | $350 | -$005 | -70% | -39% |
| 2021 Q3 | $354 | -$009 | -54% | 91% |
| 2021 Q2 | $364 | -$024 | 95% | 102% |
| 2021 Q1 | $388 | -$023 | 238% | 76% |
| 2020 | $411 | -$055 | 45% | 10% |
| 2020 Q4 | $411 | -$016 | 107% | 60% |
| 2020 Q3 | $427 | -$020 | 314% | 50% |
| 2020 Q2 | $446 | -$013 | 4% | 25% |
| 2020 Q1 | $459 | -$007 | -48% | -59% |
| 2019 | $466 | -$037 | -24% | -23% |
| 2019 Q4 | $466 | -$008 | -22% | 75% |
| 2019 Q3 | $473 | -$005 | -64% | -49% |
| 2019 Q2 | $478 | -$012 | 20% | 57% |
| 2019 Q1 | $490 | -$013 | -21% | -52% |
| 2018 | $503 | -$049 | 2% | 61% |
| 2018 Q4 | $503 | -$010 | 126% | -873% |
| 2018 Q3 | $513 | -$013 | 42% | 51% |
| 2018 Q2 | $526 | -$010 | 30% | -39% |
| 2018 Q1 | $536 | -$017 | -39% | 142% |
| 2017 | $552 | -$048 | 58% | 40% |
| 2017 Q4 | $552 | -$004 | -442% | 61% |
| 2017 Q3 | $557 | -$009 | 7% | 29% |
| 2017 Q2 | $566 | -$008 | -53% | -64% |
| 2017 Q1 | $574 | -$027 | 298% | 638% |
| 2016 | $601 | -$031 | -12% | 2% |
| 2016 Q4 | $601 | $001 | -147% | -80% |
| 2016 Q3 | $600 | -$009 | 21% | -19% |
| 2016 Q2 | $608 | -$016 | -22% | 33% |
| 2016 Q1 | $625 | -$007 | 85% | -49% |
| 2015 | $632 | -$035 | 15% | -38% |
| 2015 Q4 | $632 | -$003 | -142% | -42% |
| 2015 Q3 | $634 | -$007 | -33% | -16% |
| 2015 Q2 | $641 | -$021 | 72% | 17% |
| 2015 Q1 | $663 | -$004 | -73% | -85% |
| 2014 | $666 | -$030 | -46% | -70% |
| 2014 Q4 | $666 | $006 | -240% | -187% |
| 2014 Q3 | $660 | -$011 | 26% | -61% |
| 2014 Q2 | $671 | -$012 | -32% | -60% |
| 2014 Q1 | $683 | -$013 | -46% | -61% |
| 2013 | $696 | -$056 | -44% | -32% |
| 2013 Q4 | $696 | -$005 | -38% | -59% |
| 2013 Q3 | $701 | -$009 | -69% | -157% |
| 2013 Q2 | $709 | -$018 | -41% | -41% |
| 2013 Q1 | $727 | -$025 | -28% | -55% |
| 2012 | $752 | -$100 | 22% | 46% |
| 2012 Q4 | $752 | -$007 | -34% | -33% |
| 2012 Q3 | $760 | -$028 | -287% | 85% |
| 2012 Q2 | $787 | -$031 | 1% | 61% |
| 2012 Q1 | $818 | -$034 | -38% | 45% |
| 2011 | $852 | -$082 | 19% | 225% |
| 2011 Q4 | $852 | -$011 | 1% | 410% |
| 2011 Q3 | $864 | $015 | -199% | -277% |
| 2011 Q2 | $849 | -$031 | 60% | 95% |
| 2011 Q1 | $879 | -$055 | 134% | -5751% |
| 2010 | $935 | -$069 | 172% | -182% |
| 2010 Q4 | $935 | -$011 | 406% | -119% |
| 2010 Q3 | $946 | -$015 | 79% | -182% |
| 2010 Q2 | $961 | -$019 | 22% | 3174% |
| 2010 Q1 | $980 | -$024 | -2515% | -414% |
| 2009 | $1,003 | -$025 | -130% | -194% |
| 2009 Q4 | $1,003 | -$002 | -104% | -113% |
| 2009 Q3 | $1,006 | -$008 | -146% | -149% |
| 2009 Q2 | $1,014 | -$016 | 2586% | -306% |
| 2009 Q1 | $1,030 | $001 | -87% | -107% |
| 2008 | $1,029 | $084 | 213% | 124% |
| 2008 Q4 | $1,029 | $058 | 254% | 801% |
| 2008 Q3 | $970 | $018 | 8% | -7% |
| 2008 Q2 | $952 | -$001 | -108% | -63% |
| 2008 Q1 | $952 | $008 | -152% | -42% |
| 2007 | $945 | $027 | -28% | -79% |
| 2007 Q4 | $945 | $017 | 155% | -64% |
| 2007 Q3 | $928 | $017 | -13% | 733% |
| 2007 Q2 | $911 | $008 | -588% | -79% |
| 2007 Q1 | $904 | -$014 | -212% | -134% |
| 2006 | $918 | $037 | -70% | -85% |
| 2006 Q4 | $918 | $006 | -86% | -90% |
| 2006 Q3 | $912 | $020 | 860% | -79% |
| 2006 Q2 | $892 | -$002 | -104% | -103% |
| 2006 Q1 | $894 | $013 | -70% | -62% |
| 2005 | $881 | $126 | -50% | -75% |
| 2005 Q4 | $881 | $046 | -31% | -20% |
| 2005 Q3 | $835 | $002 | -98% | -82% |
| 2005 Q2 | $833 | $036 | -36% | 16% |
| 2005 Q1 | $797 | $042 | 23% | -90% |
| 2004 | $754 | $252 | -50% | N/A |
| 2004 Q4 | $754 | $066 | 16% | N/A |
| 2004 Q3 | $688 | $095 | 731% | N/A |
| 2004 Q2 | $593 | $057 | 82% | N/A |
| 2004 Q1 | $537 | $034 | -92% | N/A |
| 2003 | $503 | $503 | N/A | N/A |
| 2003 Q4 | $503 | $057 | N/A | N/A |
| 2003 Q3 | $446 | $011 | N/A | N/A |
| 2003 Q2 | $434 | $031 | N/A | N/A |
| 2003 Q1 | $403 | $403 | N/A | N/A |
Net Result of Auto Loan Debt Q1 2003 - Q4 2023
| Total Debt (in billions) | Change from Last Quarter | Relative to Same Period Last Year | Relative to Same Period Two Years Ago | |
|---|---|---|---|---|
| 2023 | $1,607 | $003 | -2837% | -121% |
| 2023 Q4 | $1,607 | $017 | -40% | -283% |
| 2023 Q3 | $1,590 | -$001 | -104% | -106% |
| 2023 Q2 | $1,590 | $003 | -125% | -206% |
| 2023 Q1 | $1,587 | -$017 | -55% | -6% |
| 2022 | $1,604 | $000 | -99% | -100% |
| 2022 Q4 | $1,604 | $029 | -405% | 90% |
| 2022 Q3 | $1,575 | $020 | 25% | 320% |
| 2022 Q2 | $1,555 | -$012 | 327% | 678% |
| 2022 Q1 | $1,567 | -$037 | 109% | -441% |
| 2021 | $1,604 | -$014 | -148% | -142% |
| 2021 Q4 | $1,604 | -$009 | -162% | -153% |
| 2021 Q3 | $1,614 | $016 | 236% | -10% |
| 2021 Q2 | $1,598 | -$003 | 82% | -134% |
| 2021 Q1 | $1,600 | -$018 | -263% | 61% |
| 2020 | $1,618 | $029 | -12% | -19% |
| 2020 Q4 | $1,618 | $015 | -14% | -17% |
| 2020 Q3 | $1,603 | $005 | -73% | -84% |
| 2020 Q2 | $1,598 | -$002 | -118% | -56% |
| 2020 Q1 | $1,600 | $011 | -199% | -225% |
| 2019 | $1,589 | $033 | -8% | -32% |
| 2019 Q4 | $1,589 | $018 | -3% | 51% |
| 2019 Q3 | $1,571 | $018 | -41% | 3% |
| 2019 Q2 | $1,553 | $009 | -338% | -60% |
| 2019 Q1 | $1,545 | -$011 | 27% | 542% |
| 2018 | $1,556 | $036 | -26% | -60% |
| 2018 Q4 | $1,556 | $018 | 56% | -34% |
| 2018 Q3 | $1,537 | $030 | 74% | -21% |
| 2018 Q2 | $1,507 | -$004 | -117% | -115% |
| 2018 Q1 | $1,511 | -$009 | 406% | 2819% |
| 2017 | $1,519 | $049 | -45% | -63% |
| 2017 Q4 | $1,519 | $012 | -58% | -64% |
| 2017 Q3 | $1,508 | $017 | -55% | -68% |
| 2017 Q2 | $1,490 | $022 | -10% | -38% |
| 2017 Q1 | $1,468 | -$002 | 477% | -117% |
| 2016 | $1,470 | $090 | -32% | -19% |
| 2016 Q4 | $1,470 | $028 | -15% | -36% |
| 2016 Q3 | $1,442 | $038 | -29% | -2% |
| 2016 Q2 | $1,404 | $024 | -32% | -16% |
| 2016 Q1 | $1,380 | $000 | -103% | 1675% |
| 2015 | $1,380 | $132 | 19% | 47% |
| 2015 Q4 | $1,380 | $033 | -26% | 13% |
| 2015 Q3 | $1,347 | $054 | 39% | 43% |
| 2015 Q2 | $1,293 | $036 | 23% | 55% |
| 2015 Q1 | $1,258 | $010 | -60158% | 4048% |
| 2014 | $1,248 | $112 | 24% | 131% |
| 2014 Q4 | $1,248 | $044 | 52% | 57% |
| 2014 Q3 | $1,204 | $039 | 3% | 151% |
| 2014 Q2 | $1,165 | $029 | 25% | 63% |
| 2014 Q1 | $1,136 | $000 | -107% | -100% |
| 2013 | $1,136 | $090 | 86% | 3144% |
| 2013 Q4 | $1,136 | $029 | 3% | 179% |
| 2013 Q3 | $1,107 | $038 | 143% | 103% |
| 2013 Q2 | $1,069 | $023 | 30% | 5948% |
| 2013 Q1 | $1,046 | $000 | -102% | -101% |
| 2012 | $1,046 | $048 | 1643% | -259% |
| 2012 Q4 | $1,046 | $028 | 171% | -1526% |
| 2012 Q3 | $1,018 | $016 | -16% | 76% |
| 2012 Q2 | $1,003 | $018 | 4549% | -451% |
| 2012 Q1 | $985 | -$013 | -51% | -60% |
| 2011 | $998 | $003 | -109% | -102% |
| 2011 Q4 | $998 | $010 | -626% | -143% |
| 2011 Q3 | $987 | $019 | 110% | -364% |
| 2011 Q2 | $969 | $000 | -108% | -101% |
| 2011 Q1 | $969 | -$027 | -18% | -46% |
| 2010 | $995 | -$030 | -76% | -16% |
| 2010 Q4 | $995 | -$002 | -92% | -110% |
| 2010 Q3 | $997 | $009 | -225% | -813% |
| 2010 Q2 | $988 | -$005 | -89% | -80% |
| 2010 Q1 | $993 | -$032 | -35% | 9% |
| 2009 | $1,025 | -$129 | 257% | 123% |
| 2009 Q4 | $1,025 | -$024 | -222% | 83% |
| 2009 Q3 | $1,050 | -$007 | 469% | -146% |
| 2009 Q2 | $1,057 | -$048 | 90% | -2428% |
| 2009 Q1 | $1,105 | -$050 | 68% | -20% |
| 2008 | $1,154 | -$036 | -37% | -368% |
| 2008 Q4 | $1,154 | $020 | -250% | 194% |
| 2008 Q3 | $1,134 | -$001 | -108% | -103% |
| 2008 Q2 | $1,135 | -$025 | -1324% | 295% |
| 2008 Q1 | $1,161 | -$030 | -52% | 20% |
| 2007 | $1,190 | -$058 | -528% | -195% |
| 2007 Q4 | $1,190 | -$013 | -296% | -71% |
| 2007 Q3 | $1,204 | $015 | -59% | -74% |
| 2007 Q2 | $1,188 | $002 | -132% | -97% |
| 2007 Q1 | $1,186 | -$062 | 151% | 170% |
| 2006 | $1,248 | $013 | -78% | 675% |
| 2006 Q4 | $1,248 | $007 | -115% | -117% |
| 2006 Q3 | $1,241 | $038 | -37% | 224% |
| 2006 Q2 | $1,203 | -$006 | -109% | -128% |
| 2006 Q1 | $1,210 | -$025 | 7% | -463% |
| 2005 | $1,234 | $061 | 3401% | -95% |
| 2005 Q4 | $1,234 | -$046 | 17% | -219% |
| 2005 Q3 | $1,281 | $060 | 415% | -36% |
| 2005 Q2 | $1,221 | $070 | 206% | -344% |
| 2005 Q1 | $1,150 | -$023 | -438% | -102% |
| 2004 | $1,173 | $002 | -100% | N/A |
| 2004 Q4 | $1,173 | -$040 | -202% | N/A |
| 2004 Q3 | $1,213 | $012 | -88% | N/A |
| 2004 Q2 | $1,201 | $023 | -179% | N/A |
| 2004 Q1 | $1,179 | $007 | -99% | N/A |
| 2003 | $1,172 | $1,172 | N/A | N/A |
| 2003 Q4 | $1,172 | $039 | N/A | N/A |
| 2003 Q3 | $1,133 | $094 | N/A | N/A |
| 2003 Q2 | $1,039 | -$029 | N/A | N/A |
| 2003 Q1 | $1,067 | $1,067 | N/A | N/A |
Net Result of Student Loan Debt Q1 2003 - Q4 2023
| Total Debt (in billions) | Change from Last Quarter | Relative to Same Period Last Year | Relative to Same Period Two Years Ago | |
|---|---|---|---|---|
| 2023 | $1,601 | -$047 | -44% | -51% |
| 2023 Q4 | $1,601 | $007 | -66% | -120% |
| 2023 Q3 | $1,594 | $016 | -189% | -1408% |
| 2023 Q2 | $1,577 | -$053 | 2% | -15% |
| 2023 Q1 | $1,630 | -$018 | -51% | -684% |
| 2022 | $1,648 | -$085 | -12% | -374% |
| 2022 Q4 | $1,648 | $022 | -158% | 135% |
| 2022 Q3 | $1,627 | -$018 | 1377% | 167% |
| 2022 Q2 | $1,645 | -$051 | -17% | -1211% |
| 2022 Q1 | $1,696 | -$038 | -1294% | -256% |
| 2021 | $1,734 | -$097 | -412% | -560% |
| 2021 Q4 | $1,734 | -$037 | -504% | -458% |
| 2021 Q3 | $1,771 | -$001 | -82% | -106% |
| 2021 Q2 | $1,773 | -$062 | -1436% | 167% |
| 2021 Q1 | $1,834 | $003 | -87% | -78% |
| 2020 | $1,831 | $031 | 47% | -52% |
| 2020 Q4 | $1,831 | $009 | -11% | -65% |
| 2020 Q3 | $1,822 | -$007 | -135% | -116% |
| 2020 Q2 | $1,829 | $005 | -120% | -124% |
| 2020 Q1 | $1,824 | $024 | 70% | 63% |
| 2019 | $1,800 | $021 | -67% | -58% |
| 2019 Q4 | $1,800 | $010 | -61% | -63% |
| 2019 Q3 | $1,790 | $020 | -53% | 470% |
| 2019 Q2 | $1,770 | -$023 | 21% | 191% |
| 2019 Q1 | $1,793 | $014 | -4% | -47% |
| 2018 | $1,779 | $064 | 28% | -3% |
| 2018 Q4 | $1,779 | $027 | -5% | -32% |
| 2018 Q3 | $1,752 | $042 | 1116% | 85% |
| 2018 Q2 | $1,710 | -$019 | 140% | -13% |
| 2018 Q1 | $1,729 | $015 | -44% | -44% |
| 2017 | $1,715 | $050 | -25% | -42% |
| 2017 Q4 | $1,715 | $028 | -28% | -40% |
| 2017 Q3 | $1,686 | $003 | -85% | -84% |
| 2017 Q2 | $1,683 | -$008 | -64% | -47% |
| 2017 Q1 | $1,691 | $027 | 0% | -20% |
| 2016 | $1,664 | $067 | -23% | -26% |
| 2016 Q4 | $1,664 | $039 | -16% | -35% |
| 2016 Q3 | $1,625 | $023 | 7% | 86% |
| 2016 Q2 | $1,602 | -$022 | 46% | 548% |
| 2016 Q1 | $1,624 | $027 | -20% | 28% |
| 2015 | $1,598 | $086 | -4% | -34% |
| 2015 Q4 | $1,598 | $047 | -22% | -38% |
| 2015 Q3 | $1,551 | $021 | 74% | -46% |
| 2015 Q2 | $1,530 | -$015 | 342% | -333% |
| 2015 Q1 | $1,545 | $033 | 60% | 279% |
| 2014 | $1,511 | $090 | -31% | -13% |
| 2014 Q4 | $1,511 | $060 | -21% | 159% |
| 2014 Q3 | $1,451 | $012 | -69% | -73% |
| 2014 Q2 | $1,439 | -$003 | -153% | -125% |
| 2014 Q1 | $1,442 | $021 | 136% | -1% |
| 2013 | $1,422 | $131 | 27% | 155% |
| 2013 Q4 | $1,422 | $076 | 226% | 594% |
| 2013 Q3 | $1,345 | $040 | -13% | 104% |
| 2013 Q2 | $1,306 | $006 | -52% | 27% |
| 2013 Q1 | $1,299 | $009 | -58% | -45% |
| 2012 | $1,291 | $103 | 101% | -8% |
| 2012 Q4 | $1,291 | $023 | 113% | -46% |
| 2012 Q3 | $1,267 | $045 | 134% | 118% |
| 2012 Q2 | $1,222 | $013 | 164% | 247% |
| 2012 Q1 | $1,208 | $021 | 32% | -52% |
| 2011 | $1,187 | $051 | -54% | -44% |
| 2011 Q4 | $1,187 | $011 | -75% | -71% |
| 2011 Q3 | $1,176 | $019 | -7% | -25% |
| 2011 Q2 | $1,157 | $005 | 32% | 8% |
| 2011 Q1 | $1,152 | $016 | -64% | -31% |
| 2010 | $1,136 | $112 | 22% | -16% |
| 2010 Q4 | $1,136 | $043 | 14% | -43% |
| 2010 Q3 | $1,093 | $021 | -20% | -40% |
| 2010 Q2 | $1,072 | $004 | -18% | -138% |
| 2010 Q1 | $1,068 | $044 | 89% | 34% |
| 2009 | $1,025 | $092 | -31% | 36% |
| 2009 Q4 | $1,025 | $038 | -50% | 73% |
| 2009 Q3 | $986 | $026 | -25% | 24% |
| 2009 Q2 | $961 | $005 | -146% | 1479% |
| 2009 Q1 | $956 | $023 | -29% | -6% |
| 2008 | $933 | $133 | 97% | 10% |
| 2008 Q4 | $933 | $076 | 246% | 34% |
| 2008 Q3 | $857 | $035 | 66% | 194% |
| 2008 Q2 | $822 | -$010 | -3514% | 187% |
| 2008 Q1 | $832 | $032 | 33% | -43% |
| 2007 | $800 | $068 | -44% | 27% |
| 2007 Q4 | $800 | $022 | -61% | -21% |
| 2007 Q3 | $778 | $021 | 77% | -371% |
| 2007 Q2 | $757 | $000 | -108% | -98% |
| 2007 Q1 | $756 | $024 | -57% | 23% |
| 2006 | $732 | $122 | 128% | -11% |
| 2006 Q4 | $732 | $057 | 104% | 135% |
| 2006 Q3 | $675 | $012 | -254% | -89% |
| 2006 Q2 | $664 | -$004 | -126% | 2371% |
| 2006 Q1 | $667 | $057 | 186% | 1205% |
| 2005 | $611 | $053 | -61% | -87% |
| 2005 Q4 | $611 | $028 | 15% | 214% |
| 2005 Q3 | $583 | -$008 | -107% | -218% |
| 2005 Q2 | $590 | $013 | -9506% | 183% |
| 2005 Q1 | $577 | $020 | 356% | -95% |
| 2004 | $557 | $136 | -68% | N/A |
| 2004 Q4 | $557 | $024 | 174% | N/A |
| 2004 Q3 | $533 | $108 | 1564% | N/A |
| 2004 Q2 | $425 | $000 | -103% | N/A |
| 2004 Q1 | $425 | $004 | -99% | N/A |
| 2003 | $421 | $421 | N/A | N/A |
| 2003 Q4 | $421 | $009 | N/A | N/A |
| 2003 Q3 | $412 | $006 | N/A | N/A |
| 2003 Q2 | $406 | $005 | N/A | N/A |
| 2003 Q1 | $401 | $401 | N/A | N/A |
Net Result of Credit Card Debt Q1 2003 - Q4 2023
| Total Debt (in billions) | Change from Last Quarter | Relative to Same Period Last Year | Relative to Same Period Two Years Ago | |
|---|---|---|---|---|
| 2023 | $1,129 | $110 | 42% | -584% |
| 2023 Q4 | $1,129 | $054 | -15% | 26% |
| 2023 Q3 | $1,075 | $039 | 3% | 268% |
| 2023 Q2 | $1,037 | $034 | 65% | -1182% |
| 2023 Q1 | $1,002 | -$017 | -62% | -77% |
| 2022 | $1,019 | $077 | -440% | -154% |
| 2022 Q4 | $1,019 | $063 | 48% | 370% |
| 2022 Q3 | $956 | $038 | 258% | -279% |
| 2022 Q2 | $918 | $021 | -757% | -124% |
| 2022 Q1 | $897 | -$045 | -39% | -2% |
| 2021 | $942 | -$023 | -84% | -151% |
| 2021 Q4 | $942 | $043 | 218% | -21% |
| 2021 Q3 | $899 | $011 | -150% | -19% |
| 2021 Q2 | $889 | -$003 | -96% | -120% |
| 2021 Q1 | $892 | -$073 | 61% | 87% |
| 2020 | $964 | -$142 | -421% | -680% |
| 2020 Q4 | $964 | $013 | -75% | -63% |
| 2020 Q3 | $951 | -$021 | -262% | -228% |
| 2020 Q2 | $972 | -$089 | -650% | -1311% |
| 2020 Q1 | $1,061 | -$045 | 16% | 26% |
| 2019 | $1,107 | $044 | 81% | -8% |
| 2019 Q4 | $1,107 | $054 | 47% | 61% |
| 2019 Q3 | $1,053 | $013 | -21% | -42% |
| 2019 Q2 | $1,039 | $016 | 120% | -21% |
| 2019 Q1 | $1,023 | -$039 | 8% | 37% |
| 2018 | $1,062 | $025 | -49% | -37% |
| 2018 Q4 | $1,062 | $037 | 9% | -10% |
| 2018 Q3 | $1,026 | $016 | -27% | -23% |
| 2018 Q2 | $1,009 | $007 | -64% | -31% |
| 2018 Q1 | $1,002 | -$036 | 26% | 7% |
| 2017 | $1,038 | $048 | 23% | 33% |
| 2017 Q4 | $1,038 | $034 | -17% | 11% |
| 2017 Q3 | $1,004 | $022 | 5% | 33% |
| 2017 Q2 | $982 | $021 | 93% | 36% |
| 2017 Q1 | $961 | -$028 | -15% | 10% |
| 2016 | $990 | $039 | 8% | 153% |
| 2016 Q4 | $990 | $041 | 35% | 7% |
| 2016 Q3 | $949 | $021 | 27% | 39% |
| 2016 Q2 | $928 | $011 | -29% | 93% |
| 2016 Q1 | $917 | -$033 | 29% | -23% |
| 2015 | $951 | $036 | 134% | -544% |
| 2015 Q4 | $951 | $030 | -21% | 62% |
| 2015 Q3 | $920 | $017 | 10% | 496% |
| 2015 Q2 | $904 | $015 | 173% | 93% |
| 2015 Q1 | $889 | -$026 | -41% | -31% |
| 2014 | $914 | $015 | -290% | -131% |
| 2014 Q4 | $914 | $038 | 105% | 178% |
| 2014 Q3 | $876 | $015 | 442% | -416% |
| 2014 Q2 | $861 | $006 | -29% | -158% |
| 2014 Q1 | $855 | -$043 | 16% | -12% |
| 2013 | $899 | -$008 | -84% | -87% |
| 2013 Q4 | $899 | $019 | 36% | -5% |
| 2013 Q3 | $880 | $003 | -158% | -145% |
| 2013 Q2 | $878 | $008 | -183% | -163% |
| 2013 Q1 | $870 | -$037 | -24% | -43% |
| 2012 | $907 | -$050 | -22% | -54% |
| 2012 Q4 | $907 | $014 | -30% | -346% |
| 2012 Q3 | $893 | -$005 | -22% | -77% |
| 2012 Q2 | $898 | -$009 | -24% | -65% |
| 2012 Q1 | $908 | -$049 | -24% | -10% |
| 2011 | $957 | -$064 | -41% | -52% |
| 2011 Q4 | $957 | $020 | -452% | -182% |
| 2011 Q3 | $937 | -$006 | -70% | -67% |
| 2011 Q2 | $944 | -$012 | -54% | -72% |
| 2011 Q1 | $956 | -$065 | 19% | 36% |
| 2010 | $1,021 | -$108 | -19% | -383% |
| 2010 Q4 | $1,021 | -$006 | -77% | -109% |
| 2010 Q3 | $1,027 | -$021 | 13% | -284% |
| 2010 Q2 | $1,048 | -$027 | -38% | 149% |
| 2010 Q1 | $1,075 | -$055 | 14% | 139% |
| 2009 | $1,129 | -$134 | -451% | -326% |
| 2009 Q4 | $1,129 | -$024 | -140% | -203% |
| 2009 Q3 | $1,153 | -$019 | -263% | -162% |
| 2009 Q2 | $1,172 | -$044 | 305% | -243% |
| 2009 Q1 | $1,216 | -$048 | 109% | 94% |
| 2008 | $1,264 | $038 | -36% | 105% |
| 2008 Q4 | $1,264 | $061 | 160% | 133% |
| 2008 Q3 | $1,203 | $011 | -62% | -50% |
| 2008 Q2 | $1,192 | -$011 | -135% | -250% |
| 2008 Q1 | $1,202 | -$023 | -7% | -38% |
| 2007 | $1,225 | $059 | 218% | -795% |
| 2007 Q4 | $1,225 | $023 | -10% | 31% |
| 2007 Q3 | $1,202 | $030 | 33% | -2393% |
| 2007 Q2 | $1,172 | $031 | 324% | 650% |
| 2007 Q1 | $1,141 | -$025 | -34% | -15% |
| 2006 | $1,166 | $019 | -318% | -412% |
| 2006 Q4 | $1,166 | $026 | 47% | 69% |
| 2006 Q3 | $1,140 | $023 | -1826% | 70% |
| 2006 Q2 | $1,117 | $007 | 77% | -168% |
| 2006 Q1 | $1,110 | -$037 | 28% | 54% |
| 2005 | $1,147 | -$009 | 43% | -101% |
| 2005 Q4 | $1,147 | $018 | 16% | 27% |
| 2005 Q3 | $1,129 | -$001 | -110% | -86% |
| 2005 Q2 | $1,131 | $004 | -139% | -64% |
| 2005 Q1 | $1,127 | -$029 | 20% | -103% |
| 2004 | $1,156 | -$006 | -101% | N/A |
| 2004 Q4 | $1,156 | $015 | 10% | N/A |
| 2004 Q3 | $1,140 | $013 | -242% | N/A |
| 2004 Q2 | $1,127 | -$011 | -192% | N/A |
| 2004 Q1 | $1,138 | -$024 | -102% | N/A |
| 2003 | $1,162 | $1,162 | N/A | N/A |
| 2003 Q4 | $1,162 | $014 | N/A | N/A |
| 2003 Q3 | $1,148 | -$009 | N/A | N/A |
| 2003 Q2 | $1,157 | $011 | N/A | N/A |
| 2003 Q1 | $1,146 | $1,146 | N/A | N/A |
Net Result of Other Debt Q1 2003 - Q4 2023
| Total Debt (in billions) | Change from Last Quarter | Relative to Same Period Last Year | Relative to Same Period Two Years Ago | |
|---|---|---|---|---|
| 2023 | $554 | $030 | -29% | -360% |
| 2023 Q4 | $554 | $027 | 62% | 202% |
| 2023 Q3 | $527 | -$003 | -113% | 14% |
| 2023 Q2 | $530 | $009 | -19% | -420% |
| 2023 Q1 | $520 | -$004 | -48% | -76% |
| 2022 | $524 | $042 | -465% | -289% |
| 2022 Q4 | $524 | $017 | 86% | 732% |
| 2022 Q3 | $507 | $021 | -1011% | -453% |
| 2022 Q2 | $487 | $012 | -496% | -217% |
| 2022 Q1 | $475 | -$007 | -53% | -13% |
| 2021 | $482 | -$012 | -48% | -162% |
| 2021 Q4 | $482 | $009 | 347% | 12% |
| 2021 Q3 | $473 | -$002 | -61% | -116% |
| 2021 Q2 | $475 | -$003 | -71% | -150% |
| 2021 Q1 | $478 | -$015 | 84% | 61% |
| 2020 | $493 | -$022 | -219% | -272% |
| 2020 Q4 | $493 | $002 | -75% | -84% |
| 2020 Q3 | $491 | -$006 | -141% | -159% |
| 2020 Q2 | $497 | -$010 | -271% | -766% |
| 2020 Q1 | $507 | -$008 | -13% | -24% |
| 2019 | $516 | $019 | 45% | 272% |
| 2019 Q4 | $516 | $008 | -34% | 84% |
| 2019 Q3 | $508 | $014 | 42% | 125% |
| 2019 Q2 | $493 | $006 | 289% | -49% |
| 2019 Q1 | $488 | -$009 | -13% | -45% |
| 2018 | $497 | $013 | 156% | -46% |
| 2018 Q4 | $497 | $012 | 181% | -5% |
| 2018 Q3 | $485 | $010 | 58% | -24% |
| 2018 Q2 | $475 | $002 | -87% | -152% |
| 2018 Q1 | $473 | -$011 | -37% | -1462% |
| 2017 | $484 | $005 | -79% | -71% |
| 2017 Q4 | $484 | $004 | -66% | 59% |
| 2017 Q3 | $480 | $006 | -52% | -62% |
| 2017 Q2 | $473 | $012 | -498% | 39% |
| 2017 Q1 | $462 | -$017 | -2275% | 69% |
| 2016 | $479 | $024 | 35% | 17% |
| 2016 Q4 | $479 | $013 | 367% | -22% |
| 2016 Q3 | $466 | $013 | -21% | 132% |
| 2016 Q2 | $453 | -$003 | -135% | -136% |
| 2016 Q1 | $456 | $001 | -108% | -108% |
| 2015 | $455 | $018 | -14% | -381% |
| 2015 Q4 | $455 | $003 | -83% | -86% |
| 2015 Q3 | $452 | $017 | 194% | 78% |
| 2015 Q2 | $436 | $008 | 3% | -153% |
| 2015 Q1 | $427 | -$010 | 6% | -46% |
| 2014 | $438 | $020 | -425% | -181% |
| 2014 Q4 | $438 | $016 | -15% | 44% |
| 2014 Q3 | $421 | $006 | -39% | -219% |
| 2014 Q2 | $416 | $008 | -151% | -191% |
| 2014 Q1 | $408 | -$010 | -49% | -58% |
| 2013 | $417 | -$006 | -75% | -78% |
| 2013 Q4 | $417 | $019 | 69% | 171% |
| 2013 Q3 | $398 | $009 | -296% | -229% |
| 2013 Q2 | $389 | -$016 | 78% | 574% |
| 2013 Q1 | $405 | -$019 | -16% | -27% |
| 2012 | $424 | -$025 | -13% | -59% |
| 2012 Q4 | $424 | $011 | 61% | -381% |
| 2012 Q3 | $412 | -$005 | -34% | -52% |
| 2012 Q2 | $417 | -$009 | 279% | -56% |
| 2012 Q1 | $426 | -$023 | -13% | -13% |
| 2011 | $449 | -$029 | -53% | -54% |
| 2011 Q4 | $449 | $007 | -275% | -266% |
| 2011 Q3 | $442 | -$007 | -27% | -34% |
| 2011 Q2 | $449 | -$002 | -88% | -94% |
| 2011 Q1 | $451 | -$026 | 0% | 136% |
| 2010 | $477 | -$060 | -4% | 280% |
| 2010 Q4 | $477 | -$004 | -5% | -117% |
| 2010 Q3 | $481 | -$010 | -9% | -167% |
| 2010 Q2 | $491 | -$020 | -45% | -42% |
| 2010 Q1 | $511 | -$026 | 137% | 32% |
| 2009 | $538 | -$063 | 296% | 27222% |
| 2009 Q4 | $538 | -$004 | -118% | -148% |
| 2009 Q3 | $542 | -$011 | -173% | -253% |
| 2009 Q2 | $553 | -$037 | 5% | 1143% |
| 2009 Q1 | $590 | -$011 | -44% | -17% |
| 2008 | $601 | -$016 | 6796% | -49% |
| 2008 Q4 | $601 | $024 | 168% | -146% |
| 2008 Q3 | $577 | $015 | 108% | -46% |
| 2008 Q2 | $562 | -$035 | 1080% | 1345% |
| 2008 Q1 | $597 | -$020 | 49% | 266% |
| 2007 | $616 | $000 | -99% | -99% |
| 2007 Q4 | $616 | $009 | -117% | -60% |
| 2007 Q3 | $608 | $007 | -74% | -180% |
| 2007 Q2 | $600 | -$003 | 23% | -132% |
| 2007 Q1 | $603 | -$013 | 146% | -76% |
| 2006 | $617 | -$031 | -9% | -52% |
| 2006 Q4 | $617 | -$051 | -331% | -363% |
| 2006 Q3 | $668 | $028 | -407% | -228% |
| 2006 Q2 | $640 | -$002 | -126% | -95% |
| 2006 Q1 | $642 | -$005 | -90% | -66% |
| 2005 | $648 | -$034 | -48% | -105% |
| 2005 Q4 | $648 | $022 | 14% | -150% |
| 2005 Q3 | $626 | -$009 | -58% | -57% |
| 2005 Q2 | $635 | $009 | -120% | -43% |
| 2005 Q1 | $625 | -$056 | 256% | -107% |
| 2004 | $682 | -$065 | -109% | N/A |
| 2004 Q4 | $682 | $019 | -144% | N/A |
| 2004 Q3 | $662 | -$022 | 4% | N/A |
| 2004 Q2 | $684 | -$047 | -388% | N/A |
| 2004 Q1 | $731 | -$016 | -102% | N/A |
| 2003 | $747 | $747 | N/A | N/A |
| 2003 Q4 | $747 | -$044 | N/A | N/A |
| 2003 Q3 | $791 | -$021 | N/A | N/A |
| 2003 Q2 | $812 | $016 | N/A | N/A |
| 2003 Q1 | $795 | $795 | N/A | N/A |
Change from Last Quarter – Green indicates that consumers decreased their debt relative to the previous quarter. Red indicates they increased their debt relative to the previous quarter.
Relative to Same Period – Green indicates that consumers either paid down more debt or accumulated less debt than they did in the previous two years. Red indicates that they either paid down less debt or accumulated more debt than they did in the same quarter in the previous two years.
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