13 Funny Ways To Save Money That You Never Considered (2024)

We all need some comic relief in these crazy times, so let’s talk about the weird and crazy ways to save money.

I am almost positive that you have never even considered trying these funny ways to save money. In fact, I’m willing to bet my firstborn son that you haven’t (if I lose this bet, the joke’s on you LOL).

All jokes aside, these really are some funny ways to save money that both make sense and work (for those of you who are skeptical). Some may call these weird or perhaps downright outrageous ways to save money.

I get it, no one clicks on a click-batey-title like “Funny Ways to Save Money…” thinking they are going toactually learn how to save money. But I guarantee you will not only walk away from this little lesson on saving money but also with a few more dollars in your wallet.

But first, funny or not, here’s what saves me the most money for real:

  • Rakuten – this is a website that pays cash back when you follow its tracking links to make online purchases. It also has a nifty refer-a-friend program that lets you give friends $30 to sign up and you get $30 when they make their first $30 purchase! And using the app doesn’t cost them an extra dime (it actually saves them money). Learn more in our Rakuten review.
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  • Ibotta – it’s a free app that lets you earn cash back for doing your grocery shopping! It even offers sign up incentives of up to $20 when you start using the app. Learn more about Ibotta in my full review to see how it can help you save money.
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  • Swagbucks – this is another company that offers cash back on eligible purchases. When you earn 300 points, you can redeem it for a $3 Visa gift card or a gift card to a store of your choice! You can also get a $5 sign-up bonus to get you started saving money right away. Read more in my review of Swagbucks.
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  • Raise – this is a discount gift card store. You can purchase gift cards to hundreds of popular stores at a discount. Then, turn around and use the card at face value. It ends up saving you a good chunk of change in the long run!
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  • Dosh – this is yet another cash back app, but it’s different from the rest. Once you install it and add your credit/debit card, it tracks all eligible purchases for you and adds your earnings to your Dosh Wallet automatically. You don’t even have to think about what to buy or review offers. It does all the work for you! The nice thing is that you can use this alongside the other cash back websites and earn money on the same purchases.
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  • Amazon Prime – this one is different from the rest of my real money-saving tips. You have to weigh the cost with the savings. Thankfully, you don’t have to make a decision of whether it’s worth paying for without trying it for free first!

Now that you know how I actually save the most money doing my normal shopping, let’s get to the 13 funny saving money tips that are about to make you just a little bit richer.

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Get Richer With These Funny Ways to Save Money

Make sure to keep reading because the explanation of each funny way to save money says it all.

Your husband can never do the grocery shopping

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You heard me, ladies. When your man comes home and offers to do the grocery shopping, it’s a money trap. I have yet to look at a receipt after my husband returns from a grocery shopping trip and think, “Wow, he saved us a lot of money today!”

No, think name brand, eye-level shelf items being swiped into the cart in quantities of 10 single-packs (that makes me cringe). If there is a buy one get one free sale, consider the free one left behind.

Don’t get me wrong, I absolutely love when my husband offers to go grocery shopping. In fact, I am an extreme introvert that rarely sees the sun. But looking at the shopping receipt after each trip makes me rethink life as I know it.

Recently, we started using Walmart Grocery to place our grocery orders online. “You order fresh groceries, Walmart does the shopping and loads your car for free.” I can easily choose the deals I want, but still have my husband pick up the order when he goes into town!

Plus, preordering our groceries keeps me from buying extra food that we don’t need. I can stick to our weekly budget every time we shop this way! Give Walmart Grocery a try and get $10 off your first order!

Related:How To Save Money Fast On A Low Income

Don’t sweep or vacuum your floors

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If your first thought is “Yuck! Who doesn’t clean their floors?” then you’re probably not saving the most money possible in your home.

I have a young son and a toddler daughter; therefore I have a free, daily cleaning service, courtesy of my children throwing food everywhere and my dog cleaning up their trail.

Also hello, why would I need to buy dog food when my dog has an open smorgasbord all day every day? If it’s healthy enough for my son’s tummy, it should be fine for my dog. Am I right?

Cha-ching. Money saved!

Never fully finish the laundry

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Most moms out here are already on top of this funny way to save money, but do they reallyknow that it’s saving them money? I think not.

So I am here to tell you that it’s okay to never finish a load of laundry before the next one starts! Think about it. Who hosts parties with a couch that is constantly mounded with clean laundry? I mean, at least it’s clean laundry.

But consider how much money you can save bynever hosting another party in your home. Tons.

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Go paperless at home (oh yes,completely)

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Going paperless at home can save you hundreds of dollars every month. I’m not just talking about ditching paper towels, plates, and newspapers; I’m talking about ditching feminine products, baby wipes, and toilet paper.

Hey, if you’re going to make this work, you have to go all out and ditchall paper products in the home. It’s totally possible and who has these supplies when you need them most anyway? Yeah, not me.

Here are some paper replacements to help you start saving money immediately:

Stop making love

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I know how this works. Some women are already on top of this little money-saving trick while others say they couldnever go without sex. I won’t tell you which side of the coin I am on because that’s getting a bit personal.

I will tell you however that eliminating intimacy is one of the top money saving tips in this entire list of funny ways to save money. Let me try to explain this nicely.

What does sex lead to much of the time? Or should I say, what is 100% the result of sex? Kids. Kids are the result of sex.

Each child costs about 1 million dollars over his/her lifetime. So stop having sex and save a few million bucks. You literally couldn’t save that much money any other way!

Allow the trash to be “filled to overflowing”

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When the trash is “full” and you’re about to flip your top, just grab an old shoe and crush that pile of stench down as far as possible. Who cares if you have to wear a clothespin on your nose through week two of mission “don’t empty the garbage.” At least you’re saving a couple bucks on garbage pickup day (if you pay by the bag).

Start a new fad diet at least once a month

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Nah, I’m not telling you to start a diet because you need to lose weight. I’m saying that when dieting we tend to buy tons of healthy food to get the ball rolling.

If you’re anything like we are just start a fad diet, buy all the healthy food, stock the refrigerator and food shelves with fresh fruit and veggies, and then watch it all go to waste as your diets crumble.

How theheck does thatsave money, you ask? Well, for us, if we stock our shelves with healthy food and then watch it go to waste, we kind of feel really bad about buying more food that wedo like.

So for a good long time, itlooks like we are fully stocked on groceries, but really we’re just eating cereal and mac n’ cheese which is about as cheap as it gets.

Burn alive or freeze to death in your sleep

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If you’re struggling to pay the utility bills,then just keep the heat off in the winter and the AC off in the summer overnight. Now along with the millions of dollars you just saved by having no more kids, you’ve got to agree that the utility bill will lookgreat next month.

Make introvert friendsonly

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Make friends. Yes, make lots of friends! But there is only one rule when you’re trying to save money. Make sure that those new friends are introverts. That way you never have to actually go out and do things together. Because doing things means spending money!

Stop worrying about the last time you showered

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Have you ever made it to Thursday and thought, have I showered yet this week? No? Oh. Me neither.

Well, if youdo struggle to get in your daily shower, don’t sweat it! Literally, because then you will stink. But hey, at least you’re saving on the water bill!

Eat only what your toddler eats

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If a toddler can live on the marshmallows from Lucky Charms, peanut butter and jelly sandwiches, and mac n’ cheese, then so can you. And if you think about it, it’s really cheap to eat only what your toddler eats. In fact, you can even eat the actual cereal that your toddler left behind after picking out all of the marshmallows. That is, if she hasn’t fed it to your dog already.

Saveall the things

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Having trouble decluttering your home and just letting go of the things you don’t need? Well, you’re in luck. Just keep it! If you need to use that one thing ten years down the road, you’ve saved yourself the trouble and expense of buying a new one. Clutter saved is money saved.

Live Love Laugh (it’s not what you think)

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Yes, living, loving (but not having sex), and laughing is great, really! But funerals are expensive. So please don’t die because that’s a lot of money coming out of a loved one’s pocket. Just not yours, because you’d be dead.

Funny Ways to Save Money That Really Work

So what did you think of these funny ways to save money? If you have not picked up on the sarcasm yet then I’m doomed. But if you have and you canstill can see how to apply some of these little changes to your life and save more money, then my mission is accomplished!

Please join in on the sarcasm and add some of your funny ways to save money to the comments below. I would love to have a good laugh!

Related:Make Extra Money Using Your Smartphone With These 5 Apps

13 Funny Ways To Save Money That You Never Considered (2024)

FAQs

How can I save an insane amount of money? ›

8 ways to save money quickly
  1. Change bank accounts. ...
  2. Be strategic with your eating habits. ...
  3. Change up your insurance. ...
  4. Ask for a raise—or start job hunting. ...
  5. Consider a side hustle. ...
  6. Take advantage of a credit card that offers rewards. ...
  7. Switch up your transportation habits. ...
  8. Cancel subscriptions you don't really need or use.

How can I save money aggressively? ›

Aggressive Saving: Should You Go for It?
  1. Reduce expenses to realize your aggressive savings plan. ...
  2. Immediately save your additional income so you don't spend it all. ...
  3. Start looking for ways to earn additional income on a regular basis. ...
  4. Save in a Saving Pocket. ...
  5. Save by locking money in a Locked Pocket.
4 days ago

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How to save $5000 in 3 months? ›

How to Save $5000 in 3 Months [2024]
  1. Create a Budget and Plan.
  2. Pick up a Side Hustle.
  3. Sell Things Around Your Home.
  4. Refinance Debts.
  5. Cut Unnecessary Expenses.
  6. Reduce Living Expenses.
  7. Try an Envelope Savings Challenge.
  8. Use Cash Back Apps.
Apr 3, 2024

How to save $100,000 fast? ›

7 tips for getting your first $100,000
  1. Figure out how much money you can safely save each month. ...
  2. Automate your savings. ...
  3. Maximize your employer-sponsored savings and investment accounts. ...
  4. Save your tax refunds and work bonuses. ...
  5. Pay off existing debt. ...
  6. Seek a raise or some other way to increase your income.

How to save $1,000 in a month? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

What is the 70 saving rule? ›

The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How can I save money and not be miserable? ›

Set Goals and Reward Yourself for Meeting Them

Rewarding yourself doesn't have to be expensive. Reaching saving milestones will feel like an achievement, and therefore, make saving a lot more fun and satisfying.”

How to budget $4,000 a month? ›

For example, say your monthly take-home pay is $4,000. Applying the 50/30/20 rule would give you a budget of: 50% for mandatory expenses = $2,000 (0.50 X 4,000 = $2,000) 30% for wants and discretionary spending = $1,200 (0.30 X 4,000 = $1,200)

How to do the envelope method? ›

You just take the exact amount of cash you've budgeted for each category and stick it in individual envelopes. Then throughout the month, you check your envelopes to see what's left to spend—because you'll see the literal amount in cash.

What are the four walls? ›

Personal finance expert Dave Ramsey says if you're going through a tough financial period, you should budget for the “Four Walls” first above anything else. In a series of tweets, Ramsey suggested budgeting for food, utilities, shelter and transportation — in that specific order.

What is 100 envelope challenge? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

What is the envelope savings method? ›

The concept is simple: Take a few envelopes, write a specific expense category on each one — like groceries, rent or student loans — and then put the money you plan to spend on those things into the envelopes. Traditionally, people have used the envelope system on a monthly basis, using actual cash and envelopes.

What is the 365 day money challenge? ›

The 365-Day Penny Challenge: With this challenge, people make a daily savings deposit and increase their deposit by a penny a day. At the end of a year, they have $667.95 of savings.

Is $100 000 in savings good? ›

Having over $100k in savings is generally considered a good financial position in the United States.

Is it hard to save $100,000? ›

The common mantra on wealth-building blogs and investor forums is that the first $100,000 is the hardest to save. And well, yes, it is. But it's not impossible, so long as you're willing to crunch the numbers and make some sacrifices. While it won't be easy, it also doesn't have to be complicated.

How to save $10,000 in a year? ›

To reach $10,000 in one year, you'll need to save $833.33 each month. To break it down even further, you'll need to save $192.31 each week or $27.40 every day. These smaller chunks are much more realistic and simple to comprehend, making it easier to track your progress.

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